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Fantastic Sams

Bank of America, National Association Fantastic Sams SBA Loans in Missouri3 Funded

Missouri loan data 1998–1999 · Updated April 2026

Bank of America, National Association has funded 3 SBA loans to Fantastic Sams franchisees in Missouri, totaling $220K in approved financing across 3 cities.

The average Fantastic Sams loan in Missouri from Bank of America, National Association is $73K, with terms averaging 86 months. The Missouri default rate is 0% based on 3 resolved loans — 28.6 points lower than Bank of America, National Association's national Fantastic Sams default rate of 28.6%. Missouri represents 42.9% of Bank of America, National Association's total Fantastic Sams lending nationally.

Missouri Loans
3
Missouri Volume
$220K
Avg Loan Size
$73K
Default Rate
0%
Avg Interest Rate
N/A
Avg Term
86 mo
Cities Funded
3
Avg Jobs Created
12

How Missouri Compares to Bank of America, National Association's National Fantastic Sams Lending

Total Fantastic Sams Loans
3 in Missouri vs 7 nationally
Average Interest Rate
% in Missouri vs 8% nationally
Default Rate
0% in Missouri vs 28.6% nationally(-28.6 pts)

Looking to fund a Fantastic Sams franchise in Missouri?

Bank of America, National Association is one of 5+ lenders who have funded Fantastic Sams in Missouri. We can help you compare options and connect with lenders experienced in this brand and state — no retainers, referral fee at closing.

Get Pre-Qualified for Fantastic Sams

Bank of America, National Association Fantastic Sams Loan Performance in Missouri

Based on 3 SBA loans originated by Bank of America, National Association for Fantastic Sams franchisees with Missouri addresses, the Missouri-specific lending relationship spans 1998–1999. Of 3 resolved Missouri loans, 3 were paid in full and 0 resulted in chargeoffs.

The Missouri loan size range extends from $62K to $80K, indicating Bank of America, National Association funds both smaller single-unit Fantastic Sams operations and larger multi-unit or renovation projects in Missouri. Each loan supports an average of 12 jobs in the local economy.

The 0% Missouri default rate is a strong indicator of loan quality. This suggestsBank of America, National Association has effective underwriting standards for Fantastic Sams deals in Missouri and/or Missouri Fantastic Sams franchisees have strong unit economics that support debt service. For prospective Missouri borrowers, this is an encouraging signal — Bank of America, National Associationunderstands the Fantastic Sams business model in this market and has a track record of successful outcomes here.

SBA Programs Used for Fantastic Sams Loans in Missouri

ProgramLoansAvg SizeAvg RateAvg Term
SBA 7A3$73KN/A86 mo

Where in Missouri Bank of America, National Association Funds Fantastic Sams Locations

CityLoansAvg Loan SizeTotal VolumeDefault Rate
Wilbur Park1$80K$80K0% — Low Risk
Arbor Terrace1$62K$62K0% — Low Risk
Sappington1$78K$78K0% — Low Risk

Bank of America, National Association's strongest Fantastic Sams lending presence in Missouri is concentrated in Wilbur Park (1 loans), Arbor Terrace (1 loans), Sappington (1 loans).

Bank of America, National Association Fantastic Sams Lending in Missouri Over Time

YearLoansAvg SizeTotal VolumeAvg Rate
19992$70K$140K
19981$80K$80K

Other Lenders That Fund Fantastic Sams in Missouri

Bank of America, National Association is not the only lender funding Fantastic Sams in Missouri. Compare 4 other banks who have originated Fantastic Sams SBA loans to Missouri borrowers.

LenderMissouri LoansAvg SizeDefault Rate
Bank of America, National Association (this page)3$73K0% — Low Risk
The Central Trust Bank3$149K66.7% — High Risk
Arvest Bank2$122K0% — Low Risk
The Bancorp Bank National Association2$173K100% — High Risk
The Nodaway Valley Bank2$135K0% — Low Risk

Other Franchises Bank of America, National Association Funds in Missouri

Bank of America, National Association is active in Missouri franchise lending beyond Fantastic Sams. Other Missouri franchise brands they have funded:

How to Get an SBA Loan for a Fantastic Sams Franchise in Missouri

If you're considering a Fantastic Sams franchise in Missouri and want to finance through Bank of America, National Association or another SBA lender, here's what you need to know based on our analysis of 3 historical Missouri loans.

1

Verify Your Qualifications

Most SBA franchise loans require a 680+ credit score, 20-30% down payment, and relevant industry or management experience.Fantastic Sams's franchise fee and total investment determine minimum capital requirements.

2

Compare Missouri Lenders

5 lenders have funded Fantastic Sams in Missouri. Lenders with more local Fantastic Sams experience typically close faster because they understand both the brand and the local market. Compare rates, default rates, and city coverage above.

3

Get Pre-Qualified

PeerSense matches Missouri borrowers with lenders who have a proven track record funding Fantastic Sams in your state. No retainers — our referral fee is paid at closing. Get matched in 24 hours.

Expected loan terms based on Missouri historical data: The average Fantastic Sams SBA loan from Bank of America, National Association in Missouri is $73K with a 86-month term.Missouri loan amounts range from $62K to $80K.

Ready to Fund Your Fantastic Sams Franchise in Missouri?

We connect you with lenders who have already funded Fantastic Sams in Missouri — so you can compare terms and close with confidence. No retainers. Referral fee paid at closing.