Steamatic Carpet Cleaning vs Voda Cleaning & Restoration
Steamatic Carpet Cleaning vs Voda Cleaning & Restoration: Steamatic Carpet Cleaning costs $38K to $389K to open; Voda Cleaning & Restoration costs $75K to $198K. Steamatic Carpet Cleaning has 14 units, Voda Cleaning & Restoration has 38. SBA loan history: Steamatic Carpet Cleaning = 13 loans (7.7% default); Voda Cleaning & Restoration = 55 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Steamatic Carpet Cleaning vs Voda Cleaning & Restoration: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Steamatic Carpet Cleaning requires the lower minimum capital commitment ($38K vs $75K for Voda Cleaning & Restoration), a 50% spread. Initial franchise fees come in at $41K for Steamatic Carpet Cleaning versus $60K for Voda Cleaning & Restoration, Steamatic Carpet Cleaning has the lower entry fee. Ongoing royalty load is 5% for Steamatic Carpet Cleaning and 7% for Voda Cleaning & Restoration, giving Steamatic Carpet Cleaning the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Voda Cleaning & Restoration operates 38 units to Steamatic Carpet Cleaning's 14, roughly 3× the system size.
SBA Lending Profile
Voda Cleaning & Restoration has the deeper SBA lending track record, with 55 7(a) approvals compared with 13 for Steamatic Carpet Cleaning. Steamatic Carpet Cleaning's peak SBA year was 1995 (5 loans); Voda Cleaning & Restoration's peak was 2025 (38 loans). Voda Cleaning & Restoration's more recent peak generally indicates fresher lender appetite. Steamatic Carpet Cleaning has the most SBA funded units in IN, with 2. Voda Cleaning & Restoration leads in FL, with 11. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Steamatic Carpet Cleaning deals is $151K vs $200K for Voda Cleaning & Restoration, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 7.7% for Steamatic Carpet Cleaning and 0.0% for Voda Cleaning & Restoration, Voda Cleaning & Restoration has the cleaner SBA loss record by 7.7 points. PeerSense FPI scores come in at 42 (Fair) for Steamatic Carpet Cleaning and 71 (Strong) for Voda Cleaning & Restoration, giving Voda Cleaning & Restoration the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 42/100 | 71/100 |
Health Tier | Fair | Strong |
Confidence | N/A | N/A |
Lending Trend | Declining | N/A |
SBA Lending
SBA Loans | 13 | 55 |
SBA Volume | – | – |
Default Rate | 7.7% | 0.0% |
Peer Tier | growing | established |
Investment & Costs
Total Investment | $38K to $389K | $75K to $198K |
Franchise Fee | $41K | $60K |
Royalty Rate | 5% | 7% |
Ad Fund | 1% | 2% |
Liquid Capital | N/A | $75K |
Net Worth Required | N/A | $250K |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Disclosed |
System Size & Operations
Total Units | 14 | 38 |
Franchised Units | 14 | 38 |
Company Owned | – | – |
Term Length | 15 yrs | N/A |
Brand Information
Year Founded | N/A | 2009 |
Franchising Since | 1991 | 2023 |
Years Franchising | 35 yrs | 3 yrs |
Headquarters | IL | TX |
Category | Carpet | Carpet |
Website | ||
FDD Year | 2025 | 2024 |
Which Is Better, Steamatic Carpet Cleaning or Voda Cleaning & Restoration?
Lower upfront capital required
Steamatic Carpet Cleaning
Steamatic Carpet Cleaning: $38K starting · Voda Cleaning & Restoration: $75K starting
More SBA lender confidence
Voda Cleaning & Restoration
Steamatic Carpet Cleaning: 13 SBA loans · Voda Cleaning & Restoration: 55 SBA loans
Lower SBA default rate
Voda Cleaning & Restoration
Steamatic Carpet Cleaning: 7.7% · Voda Cleaning & Restoration: 0.0%
Larger system & brand presence
Voda Cleaning & Restoration
Steamatic Carpet Cleaning: 14 units · Voda Cleaning & Restoration: 38 units
Lower ongoing royalty load
Steamatic Carpet Cleaning
Steamatic Carpet Cleaning: 5% · Voda Cleaning & Restoration: 7%
More lender financing options
Voda Cleaning & Restoration
Steamatic Carpet Cleaning: 12 unique lenders · Voda Cleaning & Restoration: 13 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Steamatic Carpet Cleaning vs Voda Cleaning & Restoration: Franchise Funding Comparison
Comparing Steamatic Carpet Cleaning and Voda Cleaning & Restoration is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $38K to $389K.
Steamatic Carpet Cleaning has 13 SBA loans on record and Voda Cleaning & Restoration has 55. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Steamatic Carpet Cleaning vs Voda Cleaning & Restoration, Frequently Asked Questions
Which is a better franchise investment, Steamatic Carpet Cleaning or Voda Cleaning & Restoration?
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Which has a lower SBA default rate, Steamatic Carpet Cleaning or Voda Cleaning & Restoration?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
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