SERVPRO vs The Junkluggers
SERVPRO vs The Junkluggers: SERVPRO costs $222K–$291K to open; The Junkluggers costs $48K–$380K. SERVPRO has 662 units, The Junkluggers has 45. SBA loan history: SERVPRO = 717 loans (4.6% default); The Junkluggers = 63 loans (7.9% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet, see the comparison below.
SERVPRO vs The Junkluggers: Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
The Junkluggers requires the lower minimum capital commitment ($48K vs $222K for SERVPRO), a 360% spread. Initial franchise fees come in at $75K for SERVPRO versus $44K for The Junkluggers, The Junkluggers has the lower entry fee. Ongoing royalty load is 10% for SERVPRO and 7% for The Junkluggers, giving The Junkluggers the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, SERVPRO operates 662 units to The Junkluggers's 45, roughly 15× the system size. SERVPRO has been operating 59 years (founded 1967) versus 22 for The Junkluggers (founded 2004), a 37-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
SERVPRO has the deeper SBA lending track record with 717 historical 7(a) approvals versus 63 for The Junkluggers.
Risk Signal
SBA default rates are 4.6% for SERVPRO and 7.9% for The Junkluggers, SERVPRO has the cleaner historical loss profile by 3.3 points. PeerSense FPI scores come in at 63 (Moderate) for SERVPRO and 53 (Moderate) for The Junkluggers, giving SERVPRO the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 63/100 | 53/100 |
Health Tier | Moderate | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 717 | 63 |
SBA Volume | – | – |
Default Rate | 4.6% | 7.9% |
Peer Tier | major | established |
Investment & Costs
Total Investment | $222K – $291K | $48K – $380K |
Franchise Fee | $75K | $44K |
Royalty Rate | 10% | 7% |
Ad Fund | 3% | 2% |
Liquid Capital | $65K | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 662 | 45 |
Franchised Units | 662 | 45 |
Company-Owned | – | – |
Term Length | 5 yrs | 10 yrs |
Brand Information
Year Founded | 1967 | 2004 |
Franchising Since | 1960 | N/A |
Years Franchising | 66 yrs | N/A |
Headquarters | Gallatin, TN | MORAGA, CA |
Category | Other Waste Collection | Other Waste Collection |
Website | ||
FDD Year | N/A | 2024 |
Which Is Better, SERVPRO or The Junkluggers?
Lower upfront capital required
The Junkluggers
SERVPRO: $222K starting · The Junkluggers: $48K starting
More SBA lender confidence
SERVPRO
SERVPRO: 717 SBA loans · The Junkluggers: 63 SBA loans
Lower historical default rate
SERVPRO
SERVPRO: 4.6% · The Junkluggers: 7.9%
Larger system & brand presence
SERVPRO
SERVPRO: 662 units · The Junkluggers: 45 units
Lower ongoing royalty load
The Junkluggers
SERVPRO: 10% · The Junkluggers: 7%
More lender financing options
SERVPRO
SERVPRO: 236 unique lenders · The Junkluggers: 21 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
SERVPRO vs The Junkluggers: Franchise Funding Comparison
Comparing SERVPRO and The Junkluggers is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $48K to $380K.
Both brands have active SBA lending histories, SERVPRO with 717 SBA loans and The Junkluggers with 63. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
SERVPRO vs The Junkluggers, Frequently Asked Questions
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