Scorchers vs Tapville Social
Scorchers vs Tapville Social: Scorchers costs $19K to $307K to open; Tapville Social costs $116K to $1.3M. Scorchers has 4 units, Tapville Social has 7. SBA loan history: Scorchers = 8 loans (50.0% default); Tapville Social = 10 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Scorchers vs Tapville Social: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Scorchers requires the lower minimum capital commitment ($19K vs $116K for Tapville Social), a 84% spread.
System Scale & Tenure
On scale, Tapville Social operates 7 units to Scorchers's 4.
SBA Lending Profile
Tapville Social has the deeper SBA lending track record, with 10 7(a) approvals compared with 8 for Scorchers. Scorchers's peak SBA year was 2004 (3 loans); Tapville Social's peak was 2024 (4 loans). Tapville Social's more recent peak generally indicates fresher lender appetite. Scorchers has the most SBA funded units in OH, with 5. Tapville Social leads in TX, with 4. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Scorchers deals is $146K vs $488K for Tapville Social, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 50.0% for Scorchers and 0.0% for Tapville Social, Tapville Social has the cleaner SBA loss record by 50.0 points. PeerSense FPI scores come in at 20 (Fair) for Scorchers and 62 (Moderate) for Tapville Social, giving Tapville Social the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 20/100 | 62/100 |
Health Tier | Limited | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | N/A |
SBA Lending
SBA Loans | 8 | 10 |
SBA Volume | – | – |
Default Rate | 50.0% | 0.0% |
Peer Tier | emerging | growing |
Investment & Costs
Total Investment | $19K to $307K | $116K to $1.3M |
Franchise Fee | N/A | $20K |
Royalty Rate | N/A | 6% |
Ad Fund | N/A | 2% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Disclosed |
System Size & Operations
Total Units | 4 | 7 |
Franchised Units | 4 | 7 |
Company Owned | – | – |
Term Length | N/A | 10 yrs |
Brand Information
Year Founded | N/A | 2016 |
Franchising Since | N/A | 2007 |
Years Franchising | N/A | 19 yrs |
Headquarters | AKRON, OH | Naperville, IL |
Category | Drinking Places | Drinking Places |
Website | ||
FDD Year | N/A | 2024 |
Which Is Better, Scorchers or Tapville Social?
Lower upfront capital required
Tie
Scorchers: $19K starting · Tapville Social: $116K starting
More SBA lender confidence
Tapville Social
Scorchers: 8 SBA loans · Tapville Social: 10 SBA loans
Lower SBA default rate
Tapville Social
Scorchers: 50.0% · Tapville Social: 0.0%
Larger system & brand presence
Tie
Scorchers: 4 units · Tapville Social: 7 units
More lender financing options
Tapville Social
Scorchers: 4 unique lenders · Tapville Social: 5 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Scorchers vs Tapville Social: Franchise Funding Comparison
Comparing Scorchers and Tapville Social is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $19K to $1.3M.
Scorchers has 8 SBA loans on record and Tapville Social has 10. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Scorchers vs Tapville Social, Frequently Asked Questions
Which is a better franchise investment, Scorchers or Tapville Social?
How much does a Scorchers franchise cost compared to Tapville Social?
Can I finance Scorchers or Tapville Social with an SBA loan?
Which has a lower SBA default rate, Scorchers or Tapville Social?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman