Roto Rooter vs Temperaturepro
Roto Rooter vs Temperaturepro: Roto Rooter costs $33K to $338K to open; Temperaturepro costs $60K to $431K. Roto Rooter has 48 units, Temperaturepro has 28. SBA loan history: Roto Rooter = 44 loans (6.8% default); Temperaturepro = 36 loans (11.1% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Roto Rooter vs Temperaturepro: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Roto Rooter requires the lower minimum capital commitment ($33K vs $60K for Temperaturepro), a 45% spread. Initial franchise fees come in at $34K for Roto Rooter versus $50K for Temperaturepro, Roto Rooter has the lower entry fee.
System Scale & Tenure
On scale, Roto Rooter operates 48 units to Temperaturepro's 28.
SBA Lending Profile
Roto Rooter has the deeper SBA lending track record, with 44 7(a) approvals compared with 36 for Temperaturepro. Roto Rooter's peak SBA year was 1996 (5 loans); Temperaturepro's peak was 2021 (8 loans). Temperaturepro's more recent peak generally indicates fresher lender appetite. Roto Rooter has the most SBA funded units in IA, with 6. Temperaturepro leads in TX, with 9. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Roto Rooter deals is $171K vs $258K for Temperaturepro, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 6.8% for Roto Rooter and 11.1% for Temperaturepro, Roto Rooter has the cleaner SBA loss record by 4.3 points. PeerSense FPI scores come in at 39 (Fair) for Roto Rooter and 59 (Moderate) for Temperaturepro, giving Temperaturepro the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 39/100 | 59/100 |
Health Tier | Fair | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 44 | 36 |
SBA Volume | – | – |
Default Rate | 6.8% | 11.1% |
Peer Tier | established | established |
Investment & Costs
Total Investment | $33K to $338K | $60K to $431K |
Franchise Fee | $34K | $50K |
Royalty Rate | N/A | 6.5% |
Ad Fund | 1% | 2% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Disclosed |
System Size & Operations
Total Units | 48 | 28 |
Franchised Units | 48 | 28 |
Company Owned | – | – |
Term Length | 10 yrs | 5 yrs |
Brand Information
Year Founded | N/A | N/A |
Franchising Since | N/A | 2015 |
Years Franchising | N/A | 11 yrs |
Headquarters | ARCATA, CA | HOUSTON, TX |
Category | Plumbing, Heating, | Plumbing, Heating, |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Roto Rooter or Temperaturepro?
Lower upfront capital required
Tie
Roto Rooter: $33K starting · Temperaturepro: $60K starting
More SBA lender confidence
Roto Rooter
Roto Rooter: 44 SBA loans · Temperaturepro: 36 SBA loans
Lower SBA default rate
Roto Rooter
Roto Rooter: 6.8% · Temperaturepro: 11.1%
Larger system & brand presence
Tie
Roto Rooter: 48 units · Temperaturepro: 28 units
More lender financing options
Roto Rooter
Roto Rooter: 34 unique lenders · Temperaturepro: 19 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
Need Funding for Roto Rooter or Temperaturepro?
PeerSense connects you with 500+ SBA lenders and capital sources. Our referral fee is established upfront and paid at closing.
SBA Lenders & Capital Sources
Retainers or Consulting Fees
10% Down Franchise Loans
About These Franchises
Roto Rooter vs Temperaturepro: Franchise Funding Comparison
Comparing Roto Rooter and Temperaturepro is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $33K to $431K.
Roto Rooter has 44 SBA loans on record and Temperaturepro has 36. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Roto Rooter vs Temperaturepro, Frequently Asked Questions
Which is a better franchise investment, Roto Rooter or Temperaturepro?
How much does a Roto Rooter franchise cost compared to Temperaturepro?
Can I finance Roto Rooter or Temperaturepro with an SBA loan?
Which has a lower SBA default rate, Roto Rooter or Temperaturepro?
Talk to PeerSense
Tell us which brand and your budget. We source capital from lenders who have already funded deals in these systems.
Franchise / SBA 7(a): The desk will reach out. No obligation.
Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman