Rnr Tire Express vs Tires Plus
Rnr Tire Express vs Tires Plus: Rnr Tire Express costs $243K to $2.2M to open; Tires Plus costs $94K to $503K. Rnr Tire Express has 10 units, Tires Plus has 35. SBA loan history: Rnr Tire Express = 14 loans (0.0% default); Tires Plus = 45 loans (2.2% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Rnr Tire Express vs Tires Plus: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Tires Plus requires the lower minimum capital commitment ($94K vs $243K for Rnr Tire Express), a 158% spread. Initial franchise fees come in at $45K for Rnr Tire Express versus $41K for Tires Plus, Tires Plus has the lower entry fee.
System Scale & Tenure
On scale, Tires Plus operates 35 units to Rnr Tire Express's 10, roughly 4× the system size.
SBA Lending Profile
Tires Plus has the deeper SBA lending track record, with 45 7(a) approvals compared with 14 for Rnr Tire Express. Rnr Tire Express's peak SBA year was 2021 (5 loans); Tires Plus's peak was 2000 (6 loans). Rnr Tire Express's more recent peak generally indicates fresher lender appetite. Rnr Tire Express has the most SBA funded units in NY, with 2. Tires Plus leads in MN, with 16. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Rnr Tire Express deals is $1.1M vs $275K for Tires Plus, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 0.0% for Rnr Tire Express and 2.2% for Tires Plus, Rnr Tire Express has the cleaner SBA loss record by 2.2 points. PeerSense FPI scores come in at 59 (Moderate) for Rnr Tire Express and 46 (Fair) for Tires Plus, giving Rnr Tire Express the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 59/100 | 46/100 |
Health Tier | Moderate | Fair |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 14 | 45 |
SBA Volume | – | – |
Default Rate | 0.0% | 2.2% |
Peer Tier | growing | established |
Investment & Costs
Total Investment | $243K to $2.2M | $94K to $503K |
Franchise Fee | $45K | $41K |
Royalty Rate | 5% | N/A |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 10 | 35 |
Franchised Units | 10 | 35 |
Company Owned | – | – |
Term Length | N/A | N/A |
Brand Information
Year Founded | 2017 | N/A |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | CO | BUFFALO, MN |
Category | Tire Dealers | Tire Dealers |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Rnr Tire Express or Tires Plus?
Lower upfront capital required
Tie
Rnr Tire Express: $243K starting · Tires Plus: $94K starting
More SBA lender confidence
Tires Plus
Rnr Tire Express: 14 SBA loans · Tires Plus: 45 SBA loans
Lower SBA default rate
Rnr Tire Express
Rnr Tire Express: 0.0% · Tires Plus: 2.2%
Larger system & brand presence
Tie
Rnr Tire Express: 10 units · Tires Plus: 35 units
More lender financing options
Tires Plus
Rnr Tire Express: 8 unique lenders · Tires Plus: 24 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Rnr Tire Express vs Tires Plus: Franchise Funding Comparison
Comparing Rnr Tire Express and Tires Plus is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $94K to $2.2M.
Rnr Tire Express has 14 SBA loans on record and Tires Plus has 45. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Rnr Tire Express vs Tires Plus, Frequently Asked Questions
Which is a better franchise investment, Rnr Tire Express or Tires Plus?
How much does a Rnr Tire Express franchise cost compared to Tires Plus?
Can I finance Rnr Tire Express or Tires Plus with an SBA loan?
Which has a lower SBA default rate, Rnr Tire Express or Tires Plus?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman