Quality Inn vs Ramada by Wyndham
Quality Inn vs Ramada by Wyndham: Quality Inn costs $317K–$2.0M to open; Ramada by Wyndham costs $7.7M–$11.6M. Quality Inn has 819 units, Ramada by Wyndham has 361. SBA loan history: Quality Inn = 1,191 loans (5.3% default); Ramada by Wyndham = 484 loans (15.9% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet — see the comparison below.
Quality Inn vs Ramada by Wyndham — Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Quality Inn requires the lower minimum capital commitment ($317K vs $7.7M for Ramada by Wyndham), a 96% spread. Initial franchise fees come in at $40K for Quality Inn versus $35K for Ramada by Wyndham — Ramada by Wyndham has the lower entry fee.
System Scale & Tenure
On scale, Quality Inn operates 819 units to Ramada by Wyndham's 361 — roughly 2× the system size. Quality Inn has been operating 87 years (founded 1939) versus 72 for Ramada by Wyndham (founded 1954) — a 15-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Quality Inn has the deeper SBA lending track record with 1,191 historical 7(a) approvals versus 484 for Ramada by Wyndham. Quality Inn's peak SBA year was 2015 (87 loans); Ramada by Wyndham's peak was 2001 (39 loans). Quality Inn's more recent peak generally indicates fresher lender appetite. Both systems concentrate the most SBA-funded units in TX — borrowers in that state will find the deepest lender familiarity with either brand. Average SBA loan size on funded Quality Inn deals is $2.1M vs $1.2M for Ramada by Wyndham — useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 5.3% for Quality Inn and 15.9% for Ramada by Wyndham — Quality Inn has the cleaner historical loss profile by 10.6 points. PeerSense FPI scores come in at 69 (Strong) for Quality Inn and 28 (Fair) for Ramada by Wyndham, giving Quality Inn the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 69/100 | 28/100 |
Health Tier | Strong | Limited |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 1,191 | 484 |
SBA Volume | — | — |
Default Rate | 5.3% | 15.9% |
Peer Tier | major | major |
Investment & Costs
Total Investment | $317K – $2.0M | $7.7M – $11.6M |
Franchise Fee | $40K | $35K |
Royalty Rate | 5% | N/A |
Ad Fund | 7.9% | N/A |
Liquid Capital | N/A | $547K |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 819 | 361 |
Franchised Units | 819 | 361 |
Company-Owned | — | — |
Term Length | 20 yrs | N/A |
Brand Information
Year Founded | 1939 | 1954 |
Franchising Since | 1960 | N/A |
Years Franchising | 66 yrs | N/A |
Headquarters | North Bethesda, MD | HOUSTON, TX |
Category | Hotels | Hotels |
Website | ||
FDD Year | 2025 | N/A |
Which Is Better — Quality Inn or Ramada by Wyndham?
Lower upfront capital required
Quality Inn
Quality Inn: $317K starting · Ramada by Wyndham: $7.7M starting
More SBA lender confidence
Quality Inn
Quality Inn: 1,191 SBA loans · Ramada by Wyndham: 484 SBA loans
Lower historical default rate
Quality Inn
Quality Inn: 5.3% · Ramada by Wyndham: 15.9%
Larger system & brand presence
Quality Inn
Quality Inn: 819 units · Ramada by Wyndham: 361 units
More lender financing options
Quality Inn
Quality Inn: 288 unique lenders · Ramada by Wyndham: 183 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation — your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Quality Inn vs Ramada by Wyndham: Franchise Funding Comparison
Comparing Quality Inn and Ramada by Wyndham is about more than brand preference — it's about which franchise fits your financial profile and funding strategy. Investment ranges from $317K to $11.6M.
Both brands have active SBA lending histories — Quality Inn with 1,191 SBA loans and Ramada by Wyndham with 484. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands — not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice — consult with a lending professional before making investment decisions.
Quality Inn vs Ramada by Wyndham — Frequently Asked Questions
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