Prudential Realtors (The) vs RE/MAX
Prudential Realtors (The) vs RE/MAX: Prudential Realtors (The) costs $29K to $954K to open; RE/MAX costs $75K to $1.2M. Prudential Realtors (The) has 23 units, RE/MAX has 347. SBA loan history: Prudential Realtors (The) = 26 loans (11.5% default); RE/MAX = 262 loans (9.2% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Prudential Realtors (The) vs RE/MAX: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Prudential Realtors (The) requires the lower minimum capital commitment ($29K vs $75K for RE/MAX), a 62% spread.
System Scale & Tenure
On scale, RE/MAX operates 347 units to Prudential Realtors (The)'s 23, roughly 15× the system size.
SBA Lending Profile
RE/MAX has the deeper SBA lending track record, with 262 7(a) approvals compared with 26 for Prudential Realtors (The). Prudential Realtors (The)'s peak SBA year was 2008 (4 loans); RE/MAX's peak was 2017 (19 loans). RE/MAX's more recent peak generally indicates fresher lender appetite. Both systems have the most SBA funded units in CA. Borrowers in that state will find the deepest lender familiarity with either brand. Average SBA loan size on funded Prudential Realtors (The) deals is $499K vs $485K for RE/MAX, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 11.5% for Prudential Realtors (The) and 9.2% for RE/MAX, RE/MAX has the cleaner SBA loss record by 2.3 points. PeerSense FPI scores come in at 30 (Fair) for Prudential Realtors (The) and 67 (Strong) for RE/MAX, giving RE/MAX the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 30/100 | 67/100 |
Health Tier | Limited | Strong |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 26 | 262 |
SBA Volume | – | – |
Default Rate | 11.5% | 9.2% |
Peer Tier | established | major |
Investment & Costs
Total Investment | $29K to $954K | $75K to $1.2M |
Franchise Fee | N/A | $49K |
Royalty Rate | N/A | 5% |
Ad Fund | N/A | 1% |
Liquid Capital | N/A | $35K |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Disclosed |
System Size & Operations
Total Units | 23 | 347 |
Franchised Units | 23 | 347 |
Company Owned | – | – |
Term Length | N/A | 5 yrs |
Brand Information
Year Founded | N/A | 1973 |
Franchising Since | N/A | 2005 |
Years Franchising | N/A | 21 yrs |
Headquarters | ANAHEIM HILLS, CA | SAN JOSE, CA |
Category | Offices of Real Estate Agents | Offices of Real Estate Agents |
Website | ||
FDD Year | N/A | 2026 |
Which Is Better, Prudential Realtors (The) or RE/MAX?
Lower upfront capital required
Tie
Prudential Realtors (The): $29K starting · RE/MAX: $75K starting
More SBA lender confidence
RE/MAX
Prudential Realtors (The): 26 SBA loans · RE/MAX: 262 SBA loans
Lower SBA default rate
RE/MAX
Prudential Realtors (The): 11.5% · RE/MAX: 9.2%
Larger system & brand presence
Tie
Prudential Realtors (The): 23 units · RE/MAX: 347 units
More lender financing options
RE/MAX
Prudential Realtors (The): 19 unique lenders · RE/MAX: 133 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Prudential Realtors (The) vs RE/MAX: Franchise Funding Comparison
Comparing Prudential Realtors (The) and RE/MAX is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $29K to $1.2M.
Prudential Realtors (The) has 26 SBA loans on record and RE/MAX has 262. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Prudential Realtors (The) vs RE/MAX, Frequently Asked Questions
Which is a better franchise investment, Prudential Realtors (The) or RE/MAX?
How much does a Prudential Realtors (The) franchise cost compared to RE/MAX?
Can I finance Prudential Realtors (The) or RE/MAX with an SBA loan?
Which has a lower SBA default rate, Prudential Realtors (The) or RE/MAX?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman