Premier Martial Arts vs X-Golf
Premier Martial Arts vs X-Golf: Premier Martial Arts costs $184K–$422K to open; X-Golf costs $488K–$1.1M. Premier Martial Arts has 71 units, X-Golf has 95. SBA loan history: Premier Martial Arts = 103 loans (5.8% default); X-Golf = 166 loans (0.6% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet — see the comparison below.
Health & Performance
FPI Score | 52/100 | 64/100 |
Health Tier | Moderate | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 103 | 166 |
SBA Volume | — | — |
Default Rate | 5.8% | 0.6% |
Peer Tier | major | major |
Investment & Costs
Total Investment | $184K – $422K | $488K – $1.1M |
Franchise Fee | $90K | $35K |
Royalty Rate | 7% | 7% |
Ad Fund | 6% | 1% |
Liquid Capital | $100K | N/A |
Net Worth Required | $330K | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 71 | 95 |
Franchised Units | 71 | 95 |
Company-Owned | — | — |
Term Length | 10 yrs | 5 yrs |
Brand Information
Year Founded | 2004 | 2015 |
Franchising Since | 1960 | N/A |
Years Franchising | 66 yrs | N/A |
Headquarters | Bedford, TX | Dubai, MI |
Category | Sports | Sports |
Website | ||
FDD Year | N/A | 2025 |
Which Is Better — Premier Martial Arts or X-Golf?
Lower upfront capital required
Premier Martial Arts
Premier Martial Arts: $184K starting · X-Golf: $488K starting
More SBA lender confidence
X-Golf
Premier Martial Arts: 103 SBA loans · X-Golf: 166 SBA loans
Lower historical default rate
X-Golf
Premier Martial Arts: 5.8% · X-Golf: 0.6%
Larger system & brand presence
X-Golf
Premier Martial Arts: 71 units · X-Golf: 95 units
Lower ongoing royalty load
Tie
Premier Martial Arts: 7% · X-Golf: 7%
More lender financing options
X-Golf
Premier Martial Arts: 21 unique lenders · X-Golf: 25 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation — your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Premier Martial Arts vs X-Golf: Franchise Funding Comparison
Comparing Premier Martial Arts and X-Golf is about more than brand preference — it's about which franchise fits your financial profile and funding strategy. Investment ranges from $184K to $1.1M.
Both brands have active SBA lending histories — Premier Martial Arts with 103 SBA loans and X-Golf with 166. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands — not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice — consult with a lending professional before making investment decisions.