PIP Printing vs Sir Speedy
PIP Printing vs Sir Speedy: PIP Printing costs $246K to $350K to open; Sir Speedy costs $252K to $306K. PIP Printing has 12 units, Sir Speedy has 22. SBA loan history: PIP Printing = 14 loans (42.9% default); Sir Speedy = 32 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
PIP Printing vs Sir Speedy: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
PIP Printing requires the lower minimum capital commitment ($246K vs $252K for Sir Speedy), a 2% spread. Initial franchise fees come in at $25K for PIP Printing versus $55K for Sir Speedy, PIP Printing has the lower entry fee. Ongoing royalty load is 6.5% for PIP Printing and 6% for Sir Speedy, giving Sir Speedy the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Sir Speedy operates 22 units to PIP Printing's 12. PIP Printing has been operating 61 years (founded 1965) versus 58 for Sir Speedy (founded 1968), a 3-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Sir Speedy has the deeper SBA lending track record, with 32 7(a) approvals compared with 14 for PIP Printing.
Risk Signal
SBA default rates are 42.9% for PIP Printing and 0.0% for Sir Speedy, Sir Speedy has the cleaner SBA loss record by 42.9 points. PeerSense FPI scores come in at 22 (Fair) for PIP Printing and 65 (Strong) for Sir Speedy, giving Sir Speedy the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 22/100 | 65/100 |
Health Tier | Limited | Strong |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 14 | 32 |
SBA Volume | – | – |
Default Rate | 42.9% | 0.0% |
Peer Tier | growing | established |
Investment & Costs
Total Investment | $246K to $350K | $252K to $306K |
Franchise Fee | $25K | $55K |
Royalty Rate | 6.5% | 6% |
Ad Fund | 2% | 2% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 12 | 22 |
Franchised Units | 12 | 22 |
Company Owned | – | – |
Term Length | 10 yrs | 20 yrs |
Brand Information
Year Founded | 1965 | 1968 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | Mission Viejo, CA | Mission Viejo, CA |
Category | Commercial Gravure Printing | Commercial Gravure Printing |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, PIP Printing or Sir Speedy?
Lower upfront capital required
Tie
PIP Printing: $246K starting · Sir Speedy: $252K starting
More SBA lender confidence
Sir Speedy
PIP Printing: 14 SBA loans · Sir Speedy: 32 SBA loans
Lower SBA default rate
Sir Speedy
PIP Printing: 42.9% · Sir Speedy: 0.0%
Larger system & brand presence
Tie
PIP Printing: 12 units · Sir Speedy: 22 units
Lower ongoing royalty load
Sir Speedy
PIP Printing: 6.5% · Sir Speedy: 6%
More lender financing options
Sir Speedy
PIP Printing: 13 unique lenders · Sir Speedy: 23 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
PIP Printing vs Sir Speedy: Franchise Funding Comparison
Comparing PIP Printing and Sir Speedy is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $246K to $350K.
PIP Printing has 14 SBA loans on record and Sir Speedy has 32. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
PIP Printing vs Sir Speedy, Frequently Asked Questions
Which is a better franchise investment, PIP Printing or Sir Speedy?
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Which has a lower SBA default rate, PIP Printing or Sir Speedy?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman