Phillips 66 Branded Reseller A vs Real Property Management
Phillips 66 Branded Reseller A vs Real Property Management: Phillips 66 Branded Reseller A costs $785K–$5.0M to open; Real Property Management costs $53K–$442K. Phillips 66 Branded Reseller A has 65 units, Real Property Management has 96. SBA loan history: Phillips 66 Branded Reseller A = 71 loans (0.0% default); Real Property Management = 109 loans (2.8% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet, see the comparison below.
Phillips 66 Branded Reseller A vs Real Property Management: Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Real Property Management requires the lower minimum capital commitment ($53K vs $785K for Phillips 66 Branded Reseller A), a 1381% spread.
System Scale & Tenure
On scale, Real Property Management operates 96 units to Phillips 66 Branded Reseller A's 65. Real Property Management has been operating 40 years (founded 1986) versus 14 for Phillips 66 Branded Reseller A (founded 2012), a 26-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Real Property Management has the deeper SBA lending track record with 109 historical 7(a) approvals versus 71 for Phillips 66 Branded Reseller A. Phillips 66 Branded Reseller A's peak SBA year was 2021 (16 loans); Real Property Management's peak was 2023 (20 loans). Real Property Management's more recent peak generally indicates fresher lender appetite. Both systems concentrate the most SBA-funded units in CA. Borrowers in that state will find the deepest lender familiarity with either brand. Average SBA loan size on funded Phillips 66 Branded Reseller A deals is $2.4M vs $284K for Real Property Management, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 0.0% for Phillips 66 Branded Reseller A and 2.8% for Real Property Management, Phillips 66 Branded Reseller A has the cleaner historical loss profile by 2.8 points. PeerSense FPI scores come in at 60 (Moderate) for Phillips 66 Branded Reseller A and 78 (Strong) for Real Property Management, giving Real Property Management the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 60/100 | 78/100 |
Health Tier | Moderate | Strong |
Confidence | N/A | N/A |
Lending Trend | Declining | Stable |
SBA Lending
SBA Loans | 71 | 109 |
SBA Volume | – | – |
Default Rate | 0.0% | 2.8% |
Peer Tier | established | major |
Investment & Costs
Total Investment | $785K – $5.0M | $53K – $442K |
Franchise Fee | N/A | $54K |
Royalty Rate | N/A | 7% |
Ad Fund | N/A | 1% |
Liquid Capital | N/A | $50K |
Net Worth Required | N/A | $250K |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 65 | 96 |
Franchised Units | 65 | 96 |
Company-Owned | – | – |
Term Length | N/A | 10 yrs |
Brand Information
Year Founded | 2012 | 1986 |
Franchising Since | N/A | 2004 |
Years Franchising | N/A | 22 yrs |
Headquarters | LOS ANGELES, CA | Salt Lake City, UT |
Category | Residential Property Managers | Residential Property Managers |
Website | ||
FDD Year | N/A | 2026 |
Which Is Better, Phillips 66 Branded Reseller A or Real Property Management?
Lower upfront capital required
Real Property Management
Phillips 66 Branded Reseller A: $785K starting · Real Property Management: $53K starting
More SBA lender confidence
Real Property Management
Phillips 66 Branded Reseller A: 71 SBA loans · Real Property Management: 109 SBA loans
Lower historical default rate
Phillips 66 Branded Reseller A
Phillips 66 Branded Reseller A: 0.0% · Real Property Management: 2.8%
Larger system & brand presence
Real Property Management
Phillips 66 Branded Reseller A: 65 units · Real Property Management: 96 units
More lender financing options
Real Property Management
Phillips 66 Branded Reseller A: 35 unique lenders · Real Property Management: 36 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Phillips 66 Branded Reseller A vs Real Property Management: Franchise Funding Comparison
Comparing Phillips 66 Branded Reseller A and Real Property Management is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $53K to $5.0M.
Both brands have active SBA lending histories, Phillips 66 Branded Reseller A with 71 SBA loans and Real Property Management with 109. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Phillips 66 Branded Reseller A vs Real Property Management, Frequently Asked Questions
Which is a better franchise investment, Phillips 66 Branded Reseller A or Real Property Management?
How much does a Phillips 66 Branded Reseller A franchise cost compared to Real Property Management?
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Which has a lower SBA default rate, Phillips 66 Branded Reseller A or Real Property Management?
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