Phillips 66 Branded Reseller A vs Property Management /Pmi
Phillips 66 Branded Reseller A vs Property Management /Pmi: Phillips 66 Branded Reseller A costs $785K to $5.0M to open; Property Management /Pmi costs $40K to $326K. Phillips 66 Branded Reseller A has 65 units, Property Management /Pmi has 13. SBA loan history: Phillips 66 Branded Reseller A = 71 loans (0.0% default); Property Management /Pmi = 16 loans (18.8% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Phillips 66 Branded Reseller A vs Property Management /Pmi: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Property Management /Pmi requires the lower minimum capital commitment ($40K vs $785K for Phillips 66 Branded Reseller A), a 1853% spread.
System Scale & Tenure
On scale, Phillips 66 Branded Reseller A operates 65 units to Property Management /Pmi's 13, roughly 5× the system size.
SBA Lending Profile
Phillips 66 Branded Reseller A has the deeper SBA lending track record, with 71 7(a) approvals compared with 16 for Property Management /Pmi. Phillips 66 Branded Reseller A's peak SBA year was 2021 (16 loans); Property Management /Pmi's peak was 2017 (7 loans). Phillips 66 Branded Reseller A's more recent peak generally indicates fresher lender appetite. Phillips 66 Branded Reseller A has the most SBA funded units in CA, with 37. Property Management /Pmi leads in VA, with 2. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Phillips 66 Branded Reseller A deals is $2.4M vs $156K for Property Management /Pmi, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 0.0% for Phillips 66 Branded Reseller A and 18.8% for Property Management /Pmi, Phillips 66 Branded Reseller A has the cleaner SBA loss record by 18.8 points. PeerSense FPI scores come in at 60 (Moderate) for Phillips 66 Branded Reseller A and 24 (Fair) for Property Management /Pmi, giving Phillips 66 Branded Reseller A the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 60/100 | 24/100 |
Health Tier | Moderate | Limited |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 71 | 16 |
SBA Volume | – | – |
Default Rate | 0.0% | 18.8% |
Peer Tier | established | growing |
Investment & Costs
Total Investment | $785K to $5.0M | $40K to $326K |
Franchise Fee | N/A | $43K |
Royalty Rate | N/A | N/A |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 65 | 13 |
Franchised Units | 65 | 13 |
Company Owned | – | – |
Term Length | N/A | N/A |
Brand Information
Year Founded | 2012 | N/A |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | LOS ANGELES, CA | IL |
Category | Residential Property Managers | Residential Property Managers |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Phillips 66 Branded Reseller A or Property Management /Pmi?
Lower upfront capital required
Tie
Phillips 66 Branded Reseller A: $785K starting · Property Management /Pmi: $40K starting
More SBA lender confidence
Phillips 66 Branded Reseller A
Phillips 66 Branded Reseller A: 71 SBA loans · Property Management /Pmi: 16 SBA loans
Lower SBA default rate
Phillips 66 Branded Reseller A
Phillips 66 Branded Reseller A: 0.0% · Property Management /Pmi: 18.8%
Larger system & brand presence
Tie
Phillips 66 Branded Reseller A: 65 units · Property Management /Pmi: 13 units
More lender financing options
Phillips 66 Branded Reseller A
Phillips 66 Branded Reseller A: 35 unique lenders · Property Management /Pmi: 9 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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Phillips 66 Branded Reseller A vs Property Management /Pmi: Franchise Funding Comparison
Comparing Phillips 66 Branded Reseller A and Property Management /Pmi is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $40K to $5.0M.
Phillips 66 Branded Reseller A has 71 SBA loans on record and Property Management /Pmi has 16. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Phillips 66 Branded Reseller A vs Property Management /Pmi, Frequently Asked Questions
Which is a better franchise investment, Phillips 66 Branded Reseller A or Property Management /Pmi?
How much does a Phillips 66 Branded Reseller A franchise cost compared to Property Management /Pmi?
Can I finance Phillips 66 Branded Reseller A or Property Management /Pmi with an SBA loan?
Which has a lower SBA default rate, Phillips 66 Branded Reseller A or Property Management /Pmi?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman