Phillips 66 Branded Reseller A vs Property Management Inc.
Phillips 66 Branded Reseller A vs Property Management Inc.: Phillips 66 Branded Reseller A costs $785K to $5.0M to open; Property Management Inc. costs $328K to $753K. Phillips 66 Branded Reseller A has 65 units, Property Management Inc. has 111. SBA loan history: Phillips 66 Branded Reseller A = 71 loans (0.0% default); Property Management Inc. = 114 loans (4.4% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Phillips 66 Branded Reseller A vs Property Management Inc.: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Property Management Inc. requires the lower minimum capital commitment ($328K vs $785K for Phillips 66 Branded Reseller A), a 139% spread.
System Scale & Tenure
On scale, Property Management Inc. operates 111 units to Phillips 66 Branded Reseller A's 65. Property Management Inc. has been operating 18 years (founded 2008) versus 14 for Phillips 66 Branded Reseller A (founded 2012), a 4-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Property Management Inc. has the deeper SBA lending track record, with 114 7(a) approvals compared with 71 for Phillips 66 Branded Reseller A.
Risk Signal
SBA default rates are 0.0% for Phillips 66 Branded Reseller A and 4.4% for Property Management Inc., Phillips 66 Branded Reseller A has the cleaner SBA loss record by 4.4 points. PeerSense FPI scores come in at 60 (Moderate) for Phillips 66 Branded Reseller A and 72 (Strong) for Property Management Inc., giving Property Management Inc. the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 60/100 | 72/100 |
Health Tier | Moderate | Strong |
Confidence | N/A | N/A |
Lending Trend | Declining | Stable |
SBA Lending
SBA Loans | 71 | 114 |
SBA Volume | – | – |
Default Rate | 0.0% | 4.4% |
Peer Tier | established | major |
Investment & Costs
Total Investment | $785K to $5.0M | $328K to $753K |
Franchise Fee | N/A | $15K |
Royalty Rate | N/A | 5% |
Ad Fund | N/A | 2% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 65 | 111 |
Franchised Units | 65 | 111 |
Company Owned | – | – |
Term Length | N/A | 10 yrs |
Brand Information
Year Founded | 2012 | 2008 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | LOS ANGELES, CA | Lehi, UT |
Category | Residential Property Managers | Residential Property Managers |
Website | ||
FDD Year | N/A | 2026 |
Which Is Better, Phillips 66 Branded Reseller A or Property Management Inc.?
Lower upfront capital required
Tie
Phillips 66 Branded Reseller A: $785K starting · Property Management Inc.: $328K starting
More SBA lender confidence
Property Management Inc.
Phillips 66 Branded Reseller A: 71 SBA loans · Property Management Inc.: 114 SBA loans
Lower SBA default rate
Phillips 66 Branded Reseller A
Phillips 66 Branded Reseller A: 0.0% · Property Management Inc.: 4.4%
Larger system & brand presence
Tie
Phillips 66 Branded Reseller A: 65 units · Property Management Inc.: 111 units
More lender financing options
Phillips 66 Branded Reseller A
Phillips 66 Branded Reseller A: 35 unique lenders · Property Management Inc.: 18 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
Need Funding for Phillips 66 Branded Reseller A or Property Management Inc.?
PeerSense connects you with 500+ SBA lenders and capital sources. Our referral fee is established upfront and paid at closing.
SBA Lenders & Capital Sources
Retainers or Consulting Fees
10% Down Franchise Loans
About These Franchises
Phillips 66 Branded Reseller A vs Property Management Inc.: Franchise Funding Comparison
Comparing Phillips 66 Branded Reseller A and Property Management Inc. is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $328K to $5.0M.
Phillips 66 Branded Reseller A has 71 SBA loans on record and Property Management Inc. has 114. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Phillips 66 Branded Reseller A vs Property Management Inc., Frequently Asked Questions
Which is a better franchise investment, Phillips 66 Branded Reseller A or Property Management Inc.?
How much does a Phillips 66 Branded Reseller A franchise cost compared to Property Management Inc.?
Can I finance Phillips 66 Branded Reseller A or Property Management Inc. with an SBA loan?
Which has a lower SBA default rate, Phillips 66 Branded Reseller A or Property Management Inc.?
Talk to PeerSense
Tell us which brand and your budget. We source capital from lenders who have already funded deals in these systems.
Franchise / SBA 7(a): The desk will reach out. No obligation.
Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman