Oreck Floor Care Center vs Sears Authorized Hometown Stor
Oreck Floor Care Center vs Sears Authorized Hometown Stor: Oreck Floor Care Center costs $25K to $180K to open; Sears Authorized Hometown Stor costs $25K to $459K. Oreck Floor Care Center has 6 units, Sears Authorized Hometown Stor has 16. SBA loan history: Oreck Floor Care Center = 11 loans (18.2% default); Sears Authorized Hometown Stor = 18 loans (22.2% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Oreck Floor Care Center vs Sears Authorized Hometown Stor: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Sears Authorized Hometown Stor requires the lower minimum capital commitment ($25K vs $25K for Oreck Floor Care Center), a 0% spread. Initial franchise fees come in at $25K for Oreck Floor Care Center versus $25K for Sears Authorized Hometown Stor.
System Scale & Tenure
On scale, Sears Authorized Hometown Stor operates 16 units to Oreck Floor Care Center's 6, roughly 3× the system size.
SBA Lending Profile
Sears Authorized Hometown Stor has the deeper SBA lending track record, with 18 7(a) approvals compared with 11 for Oreck Floor Care Center. Oreck Floor Care Center's peak SBA year was 2010 (5 loans); Sears Authorized Hometown Stor's peak was 2015 (7 loans). Sears Authorized Hometown Stor's more recent peak generally indicates fresher lender appetite. Oreck Floor Care Center has the most SBA funded units in LA, with 3. Sears Authorized Hometown Stor leads in WA, with 2. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Oreck Floor Care Center deals is $77K vs $218K for Sears Authorized Hometown Stor, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 18.2% for Oreck Floor Care Center and 22.2% for Sears Authorized Hometown Stor, Oreck Floor Care Center has the cleaner SBA loss record by 4.0 points. PeerSense FPI scores come in at 26 (Fair) for Oreck Floor Care Center and 26 (Fair) for Sears Authorized Hometown Stor.
Health & Performance
FPI Score | 26/100 | 26/100 |
Health Tier | Limited | Limited |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 11 | 18 |
SBA Volume | – | – |
Default Rate | 18.2% | 22.2% |
Peer Tier | growing | growing |
Investment & Costs
Total Investment | $25K to $180K | $25K to $459K |
Franchise Fee | $25K | $25K |
Royalty Rate | N/A | N/A |
Ad Fund | 1.5% | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 6 | 16 |
Franchised Units | 6 | 16 |
Company Owned | – | – |
Term Length | N/A | N/A |
Brand Information
Year Founded | 1963 | N/A |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | HOUMA, LA | OR |
Category | Household Appliance Stores | Household Appliance Stores |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Oreck Floor Care Center or Sears Authorized Hometown Stor?
Lower upfront capital required
Tie
Oreck Floor Care Center: $25K starting · Sears Authorized Hometown Stor: $25K starting
More SBA lender confidence
Sears Authorized Hometown Stor
Oreck Floor Care Center: 11 SBA loans · Sears Authorized Hometown Stor: 18 SBA loans
Lower SBA default rate
Oreck Floor Care Center
Oreck Floor Care Center: 18.2% · Sears Authorized Hometown Stor: 22.2%
Larger system & brand presence
Tie
Oreck Floor Care Center: 6 units · Sears Authorized Hometown Stor: 16 units
More lender financing options
Sears Authorized Hometown Stor
Oreck Floor Care Center: 8 unique lenders · Sears Authorized Hometown Stor: 15 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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Oreck Floor Care Center vs Sears Authorized Hometown Stor: Franchise Funding Comparison
Comparing Oreck Floor Care Center and Sears Authorized Hometown Stor is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $25K to $459K.
Oreck Floor Care Center has 11 SBA loans on record and Sears Authorized Hometown Stor has 18. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Oreck Floor Care Center vs Sears Authorized Hometown Stor, Frequently Asked Questions
Which is a better franchise investment, Oreck Floor Care Center or Sears Authorized Hometown Stor?
How much does a Oreck Floor Care Center franchise cost compared to Sears Authorized Hometown Stor?
Can I finance Oreck Floor Care Center or Sears Authorized Hometown Stor with an SBA loan?
Which has a lower SBA default rate, Oreck Floor Care Center or Sears Authorized Hometown Stor?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman