One-Hour Martinizing vs Zips Cleaners Formally Zips
One-Hour Martinizing vs Zips Cleaners Formally Zips: One-Hour Martinizing costs $60K to $400K to open; Zips Cleaners Formally Zips costs $114K to $1.4M. One-Hour Martinizing has 45 units, Zips Cleaners Formally Zips has 9. SBA loan history: One-Hour Martinizing = 61 loans (9.8% default); Zips Cleaners Formally Zips = 15 loans (13.3% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
One-Hour Martinizing vs Zips Cleaners Formally Zips: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
One-Hour Martinizing requires the lower minimum capital commitment ($60K vs $114K for Zips Cleaners Formally Zips), a 47% spread. Initial franchise fees come in at $53K for One-Hour Martinizing versus $30K for Zips Cleaners Formally Zips, Zips Cleaners Formally Zips has the lower entry fee. Ongoing royalty load is 8.5% for One-Hour Martinizing and 6% for Zips Cleaners Formally Zips, giving Zips Cleaners Formally Zips the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, One-Hour Martinizing operates 45 units to Zips Cleaners Formally Zips's 9, roughly 5× the system size.
SBA Lending Profile
One-Hour Martinizing has the deeper SBA lending track record, with 61 7(a) approvals compared with 15 for Zips Cleaners Formally Zips. One-Hour Martinizing's peak SBA year was 1997 (15 loans); Zips Cleaners Formally Zips's peak was 2025 (3 loans). Zips Cleaners Formally Zips's more recent peak generally indicates fresher lender appetite. One-Hour Martinizing has the most SBA funded units in CO, with 12. Zips Cleaners Formally Zips leads in PA, with 4. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded One-Hour Martinizing deals is $212K vs $913K for Zips Cleaners Formally Zips, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 9.8% for One-Hour Martinizing and 13.3% for Zips Cleaners Formally Zips, One-Hour Martinizing has the cleaner SBA loss record by 3.5 points. PeerSense FPI scores come in at 38 (Fair) for One-Hour Martinizing and 45 (Fair) for Zips Cleaners Formally Zips, giving Zips Cleaners Formally Zips the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 38/100 | 45/100 |
Health Tier | Fair | Fair |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 61 | 15 |
SBA Volume | – | – |
Default Rate | 9.8% | 13.3% |
Peer Tier | established | growing |
Investment & Costs
Total Investment | $60K to $400K | $114K to $1.4M |
Franchise Fee | $53K | $30K |
Royalty Rate | 8.5% | 6% |
Ad Fund | 2% | 5% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Not Disclosed |
System Size & Operations
Total Units | 45 | 9 |
Franchised Units | 45 | 9 |
Company Owned | – | – |
Term Length | 10 yrs | 10 yrs |
Brand Information
Year Founded | N/A | 2021 |
Franchising Since | 2020 | N/A |
Years Franchising | 6 yrs | N/A |
Headquarters | LITTLETON, CO | WARMINSTER, PA |
Category | Drycleaning | Drycleaning |
Website | ||
FDD Year | 2025 | N/A |
Which Is Better, One-Hour Martinizing or Zips Cleaners Formally Zips?
Lower upfront capital required
Tie
One-Hour Martinizing: $60K starting · Zips Cleaners Formally Zips: $114K starting
More SBA lender confidence
One-Hour Martinizing
One-Hour Martinizing: 61 SBA loans · Zips Cleaners Formally Zips: 15 SBA loans
Lower SBA default rate
One-Hour Martinizing
One-Hour Martinizing: 9.8% · Zips Cleaners Formally Zips: 13.3%
Larger system & brand presence
Tie
One-Hour Martinizing: 45 units · Zips Cleaners Formally Zips: 9 units
Lower ongoing royalty load
Zips Cleaners Formally Zips
One-Hour Martinizing: 8.5% · Zips Cleaners Formally Zips: 6%
More lender financing options
One-Hour Martinizing
One-Hour Martinizing: 30 unique lenders · Zips Cleaners Formally Zips: 10 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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One-Hour Martinizing vs Zips Cleaners Formally Zips: Franchise Funding Comparison
Comparing One-Hour Martinizing and Zips Cleaners Formally Zips is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $60K to $1.4M.
One-Hour Martinizing has 61 SBA loans on record and Zips Cleaners Formally Zips has 15. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
One-Hour Martinizing vs Zips Cleaners Formally Zips, Frequently Asked Questions
Which is a better franchise investment, One-Hour Martinizing or Zips Cleaners Formally Zips?
How much does a One-Hour Martinizing franchise cost compared to Zips Cleaners Formally Zips?
Can I finance One-Hour Martinizing or Zips Cleaners Formally Zips with an SBA loan?
Which has a lower SBA default rate, One-Hour Martinizing or Zips Cleaners Formally Zips?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman