Navis Pack Ship Commercial vs World Options
Navis Pack Ship Commercial vs World Options: Navis Pack Ship Commercial costs $91K to $1.5M to open; World Options costs $81K to $93K. Navis Pack Ship Commercial has 8 units, World Options has 8. SBA loan history: Navis Pack Ship Commercial = 9 loans (0.0% default); World Options = 8 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Navis Pack Ship Commercial vs World Options: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
World Options requires the lower minimum capital commitment ($81K vs $91K for Navis Pack Ship Commercial), a 12% spread.
System Scale & Tenure
On scale, World Options operates 8 units to Navis Pack Ship Commercial's 8.
SBA Lending Profile
Navis Pack Ship Commercial has the deeper SBA lending track record, with 9 7(a) approvals compared with 8 for World Options. Navis Pack Ship Commercial's peak SBA year was 2018 (3 loans); World Options's peak was 2025 (5 loans). World Options's more recent peak generally indicates fresher lender appetite. Navis Pack Ship Commercial has the most SBA funded units in IN, with 2. World Options leads in NV, with 2. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Navis Pack Ship Commercial deals is $524K vs $170K for World Options, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 0.0% for Navis Pack Ship Commercial and 0.0% for World Options. PeerSense FPI scores come in at 62 (Moderate) for Navis Pack Ship Commercial and 60 (Moderate) for World Options, giving Navis Pack Ship Commercial the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 62/100 | 60/100 |
Health Tier | Moderate | Moderate |
Confidence | N/A | N/A |
Lending Trend | Stable | N/A |
SBA Lending
SBA Loans | 9 | 8 |
SBA Volume | – | – |
Default Rate | 0.0% | 0.0% |
Peer Tier | emerging | emerging |
Investment & Costs
Total Investment | $91K to $1.5M | $81K to $93K |
Franchise Fee | N/A | $50K |
Royalty Rate | N/A | 5% |
Ad Fund | N/A | 5% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Disclosed |
System Size & Operations
Total Units | 8 | 8 |
Franchised Units | 8 | 8 |
Company Owned | – | – |
Term Length | N/A | 10 yrs |
Brand Information
Year Founded | 1985 | N/A |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | San Diego, CA | N/A |
Category | Freight Transportation Arrangement | Freight Transportation Arrangement |
Website | ||
FDD Year | N/A | 2025 |
Which Is Better, Navis Pack Ship Commercial or World Options?
Lower upfront capital required
Tie
Navis Pack Ship Commercial: $91K starting · World Options: $81K starting
More SBA lender confidence
Navis Pack Ship Commercial
Navis Pack Ship Commercial: 9 SBA loans · World Options: 8 SBA loans
Lower SBA default rate
Tie
Navis Pack Ship Commercial: 0.0% · World Options: 0.0%
Larger system & brand presence
Tie
Navis Pack Ship Commercial: 8 units · World Options: 8 units
More lender financing options
Navis Pack Ship Commercial
Navis Pack Ship Commercial: 7 unique lenders · World Options: 4 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
Need Funding for Navis Pack Ship Commercial or World Options?
PeerSense connects you with 500+ SBA lenders and capital sources. Our referral fee is established upfront and paid at closing.
SBA Lenders & Capital Sources
Retainers or Consulting Fees
10% Down Franchise Loans
About These Franchises
Navis Pack Ship Commercial vs World Options: Franchise Funding Comparison
Comparing Navis Pack Ship Commercial and World Options is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $81K to $1.5M.
Navis Pack Ship Commercial has 9 SBA loans on record and World Options has 8. Those totals are cumulative history rather than a measure of current appetite. There is not enough recent lending activity on record to judge current appetite for at least one of these brands, so it has to be checked deal by deal.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Navis Pack Ship Commercial vs World Options, Frequently Asked Questions
Which is a better franchise investment, Navis Pack Ship Commercial or World Options?
How much does a Navis Pack Ship Commercial franchise cost compared to World Options?
Can I finance Navis Pack Ship Commercial or World Options with an SBA loan?
Which has a lower SBA default rate, Navis Pack Ship Commercial or World Options?
Talk to PeerSense
Tell us which brand and your budget. We source capital from lenders who have already funded deals in these systems.
Franchise / SBA 7(a): The desk will reach out. No obligation.
Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman