Nature's Pet Market And Earthwise Pet Supply F/A vs Zoom Room
Nature's Pet Market And Earthwise Pet Supply F/A vs Zoom Room: Nature's Pet Market And Earthwise Pet Supply F/A costs $93K to $171K to open; Zoom Room costs $29K to $404K. Nature's Pet Market And Earthwise Pet Supply F/A has 40 units, Zoom Room has 29. SBA loan history: Nature's Pet Market And Earthwise Pet Supply F/A = 45 loans (6.7% default); Zoom Room = 50 loans (6.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Nature's Pet Market And Earthwise Pet Supply F/A vs Zoom Room: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Zoom Room requires the lower minimum capital commitment ($29K vs $93K for Nature's Pet Market And Earthwise Pet Supply F/A), a 219% spread. Initial franchise fees come in at $35K for Nature's Pet Market And Earthwise Pet Supply F/A versus $25K for Zoom Room, Zoom Room has the lower entry fee. Ongoing royalty load is 6% for Nature's Pet Market And Earthwise Pet Supply F/A and 8% for Zoom Room, giving Nature's Pet Market And Earthwise Pet Supply F/A the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Nature's Pet Market And Earthwise Pet Supply F/A operates 40 units to Zoom Room's 29.
SBA Lending Profile
Zoom Room has the deeper SBA lending track record, with 50 7(a) approvals compared with 45 for Nature's Pet Market And Earthwise Pet Supply F/A.
Risk Signal
SBA default rates are 6.7% for Nature's Pet Market And Earthwise Pet Supply F/A and 6.0% for Zoom Room, Zoom Room has the cleaner SBA loss record by 0.7 points. PeerSense FPI scores come in at 62 (Moderate) for Nature's Pet Market And Earthwise Pet Supply F/A and 74 (Strong) for Zoom Room, giving Zoom Room the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 62/100 | 74/100 |
Health Tier | Moderate | Strong |
Confidence | N/A | N/A |
Lending Trend | Declining | Stable |
SBA Lending
SBA Loans | 45 | 50 |
SBA Volume | – | – |
Default Rate | 6.7% | 6.0% |
Peer Tier | established | established |
Investment & Costs
Total Investment | $93K to $171K | $29K to $404K |
Franchise Fee | $35K | $25K |
Royalty Rate | 6% | 8% |
Ad Fund | N/A | 1% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Disclosed |
System Size & Operations
Total Units | 40 | 29 |
Franchised Units | 40 | 29 |
Company Owned | – | – |
Term Length | 5 yrs | 10 yrs |
Brand Information
Year Founded | N/A | 2007 |
Franchising Since | N/A | 2012 |
Years Franchising | N/A | 14 yrs |
Headquarters | N/A | Tampa, FL |
Category | Pet Care Services | Pet Care Services |
Website | ||
FDD Year | 2023 | 2025 |
Which Is Better, Nature's Pet Market And Earthwise Pet Supply F/A or Zoom Room?
Lower upfront capital required
Zoom Room
Nature's Pet Market And Earthwise Pet Supply F/A: $93K starting · Zoom Room: $29K starting
More SBA lender confidence
Zoom Room
Nature's Pet Market And Earthwise Pet Supply F/A: 45 SBA loans · Zoom Room: 50 SBA loans
Lower SBA default rate
Zoom Room
Nature's Pet Market And Earthwise Pet Supply F/A: 6.7% · Zoom Room: 6.0%
Larger system & brand presence
Nature's Pet Market And Earthwise Pet Supply F/A
Nature's Pet Market And Earthwise Pet Supply F/A: 40 units · Zoom Room: 29 units
Lower ongoing royalty load
Nature's Pet Market And Earthwise Pet Supply F/A
Nature's Pet Market And Earthwise Pet Supply F/A: 6% · Zoom Room: 8%
More lender financing options
Nature's Pet Market And Earthwise Pet Supply F/A
Nature's Pet Market And Earthwise Pet Supply F/A: 24 unique lenders · Zoom Room: 13 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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Nature's Pet Market And Earthwise Pet Supply F/A vs Zoom Room: Franchise Funding Comparison
Comparing Nature's Pet Market And Earthwise Pet Supply F/A and Zoom Room is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $29K to $404K.
Nature's Pet Market And Earthwise Pet Supply F/A has 45 SBA loans on record and Zoom Room has 50. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Nature's Pet Market And Earthwise Pet Supply F/A vs Zoom Room, Frequently Asked Questions
Which is a better franchise investment, Nature's Pet Market And Earthwise Pet Supply F/A or Zoom Room?
How much does a Nature's Pet Market And Earthwise Pet Supply F/A franchise cost compared to Zoom Room?
Can I finance Nature's Pet Market And Earthwise Pet Supply F/A or Zoom Room with an SBA loan?
Which has a lower SBA default rate, Nature's Pet Market And Earthwise Pet Supply F/A or Zoom Room?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
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