N-Hance vs Storm Guard
N-Hance vs Storm Guard: N-Hance costs $71K to $192K to open; Storm Guard costs $110K to $425K. N-Hance has 255 units, Storm Guard has 19. SBA loan history: N-Hance = 26 loans (19.2% default); Storm Guard = 25 loans (12.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
N-Hance vs Storm Guard: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
N-Hance requires the lower minimum capital commitment ($71K vs $110K for Storm Guard), a 35% spread. Initial franchise fees come in at $45K for N-Hance versus $65K for Storm Guard, N-Hance has the lower entry fee. Ongoing royalty load is 2% for N-Hance and 6.25% for Storm Guard, giving N-Hance the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, N-Hance operates 255 units to Storm Guard's 19, roughly 13× the system size.
SBA Lending Profile
N-Hance has the deeper SBA lending track record, with 26 7(a) approvals compared with 25 for Storm Guard. N-Hance's peak SBA year was 2020 (4 loans); Storm Guard's peak was 2015 (8 loans). N-Hance's more recent peak generally indicates fresher lender appetite. N-Hance has the most SBA funded units in FL, with 3. Storm Guard leads in NC, with 4. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded N-Hance deals is $239K vs $176K for Storm Guard, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 19.2% for N-Hance and 12.0% for Storm Guard, Storm Guard has the cleaner SBA loss record by 7.2 points. PeerSense FPI scores come in at 53 (Moderate) for N-Hance and 49 (Fair) for Storm Guard, giving N-Hance the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 53/100 | 49/100 |
Health Tier | Moderate | Fair |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 26 | 25 |
SBA Volume | – | – |
Default Rate | 19.2% | 12.0% |
Peer Tier | established | established |
Investment & Costs
Total Investment | $71K to $192K | $110K to $425K |
Franchise Fee | $45K | $65K |
Royalty Rate | 2% | 6.25% |
Ad Fund | N/A | 0.75% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Disclosed |
System Size & Operations
Total Units | 255 | 19 |
Franchised Units | 255 | 19 |
Company Owned | – | – |
Term Length | 5 yrs | 10 yrs |
Brand Information
Year Founded | 2001 | N/A |
Franchising Since | 2013 | 2023 |
Years Franchising | 13 yrs | 3 yrs |
Headquarters | Logan, UT | WEAVERVILLE, NC |
Category | Residential Remodelers | Residential Remodelers |
Website | ||
FDD Year | 2025 | 2025 |
Which Is Better, N-Hance or Storm Guard?
Lower upfront capital required
N-Hance
N-Hance: $71K starting · Storm Guard: $110K starting
More SBA lender confidence
N-Hance
N-Hance: 26 SBA loans · Storm Guard: 25 SBA loans
Lower SBA default rate
Storm Guard
N-Hance: 19.2% · Storm Guard: 12.0%
Larger system & brand presence
N-Hance
N-Hance: 255 units · Storm Guard: 19 units
Lower ongoing royalty load
N-Hance
N-Hance: 2% · Storm Guard: 6.25%
More lender financing options
N-Hance
N-Hance: 13 unique lenders · Storm Guard: 7 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
N-Hance vs Storm Guard: Franchise Funding Comparison
Comparing N-Hance and Storm Guard is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $71K to $425K.
N-Hance has 26 SBA loans on record and Storm Guard has 25. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
N-Hance vs Storm Guard, Frequently Asked Questions
Which is a better franchise investment, N-Hance or Storm Guard?
How much does a N-Hance franchise cost compared to Storm Guard?
Can I finance N-Hance or Storm Guard with an SBA loan?
Which has a lower SBA default rate, N-Hance or Storm Guard?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman