Which has more SBA loans, N-Hance or Rebath?

N-Hance has 26 SBA 7(a) historical approvals; Rebath has 37. Rebath has the deeper public lender track record, which generally translates into faster pre-qualification and broader lender familiarity.

What is the default rate for N-Hance vs Rebath SBA loans?

N-Hance's SBA default rate is 19.2%, versus 10.8% for Rebath. Rebath has the cleaner loss profile, which capital sources weigh when pricing the next deal in the brand.

When did N-Hance and Rebath peak in SBA lending volume?

N-Hance's SBA approval peak was 2020 with 4 loans; Rebath's peak was 2017 with 8. A more recent peak (currently N-Hance) generally indicates fresher lender appetite and easier financing today.

Which states have the most N-Hance and Rebath SBA loans?

N-Hance leads in FL with 3 SBA-funded units; Rebath leads in NC with 5. The brand that matches your operating state typically closes faster because local lenders already know the unit economics.

Side by Side Comparison

N-Hance vs Rebath

Quick Answer

N-Hance vs Rebath: N-Hance costs $71K to $192K to open; Rebath costs $276K to $607K. N-Hance has 255 units, Rebath has 27. SBA loan history: N-Hance = 26 loans (19.2% default); Rebath = 37 loans (10.8% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.

N-Hance vs Rebath: Capital, Scale & Lending Analysis

Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.

Capital Intensity

N-Hance requires the lower minimum capital commitment ($71K vs $276K for Rebath), a 74% spread. Initial franchise fees come in at $45K for N-Hance versus $50K for Rebath, N-Hance has the lower entry fee. Ongoing royalty load is 2% for N-Hance and 5% for Rebath, giving N-Hance the lighter per-unit drag on operating income.

System Scale & Tenure

On scale, N-Hance operates 255 units to Rebath's 27, roughly 9× the system size. Rebath has been operating 48 years (founded 1978) versus 25 for N-Hance (founded 2001), a 23-year tenure gap that affects unit-economics maturity and FDD revision history.

SBA Lending Profile

Rebath has the deeper SBA lending track record, with 37 7(a) approvals compared with 26 for N-Hance. N-Hance's peak SBA year was 2020 (4 loans); Rebath's peak was 2017 (8 loans). N-Hance's more recent peak generally indicates fresher lender appetite. N-Hance has the most SBA funded units in FL, with 3. Rebath leads in NC, with 5. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded N-Hance deals is $239K vs $407K for Rebath, useful as a sizing anchor when modeling your own unit.

Risk Signal

SBA default rates are 19.2% for N-Hance and 10.8% for Rebath, Rebath has the cleaner SBA loss record by 8.4 points. PeerSense FPI scores come in at 53 (Moderate) for N-Hance and 46 (Fair) for Rebath, giving N-Hance the stronger composite signal across SBA performance, lender appetite, and operational consistency.

N-Hance

Residential Remodelers

53 7W

Rebath

Residential Remodelers

Health & Performance

FPI Score	53/100	46/100
Health Tier	Moderate	Fair
Confidence	N/A	N/A
Lending Trend	Declining	Declining

SBA Lending

SBA Loans	26	37
SBA Volume	–	–
Default Rate	19.2%	10.8%
Peer Tier	established	established

Investment & Costs

Total Investment	$71K to $192K	$276K to $607K
Franchise Fee	$45K	$50K
Royalty Rate	2%	5%
Ad Fund	N/A	2%
Liquid Capital	N/A	N/A
Net Worth Required	N/A	N/A

Financial Performance (Item 19)

Item 19 Status

Disclosed

System Size & Operations

Total Units	255	27
Franchised Units	255	27
Company Owned	–	–
Term Length	5 yrs	10 yrs

Brand Information

Year Founded	2001	1978
Franchising Since	2013	2019
Years Franchising	13 yrs	7 yrs
Headquarters	Logan, UT	Phoenix, NC
Category	Residential Remodelers	Residential Remodelers
Website	nhance.com	rebath.com/franchise
FDD Year	2025	2026

Which Is Better, N-Hance or Rebath?

Lower upfront capital required

N-Hance

N-Hance: $71K starting · Rebath: $276K starting

More SBA lender confidence

Rebath

N-Hance: 26 SBA loans · Rebath: 37 SBA loans

Lower SBA default rate

Rebath

N-Hance: 19.2% · Rebath: 10.8%

Larger system & brand presence

N-Hance

N-Hance: 255 units · Rebath: 27 units

Lower ongoing royalty load

N-Hance

N-Hance: 2% · Rebath: 5%

More lender financing options

Rebath

N-Hance: 13 unique lenders · Rebath: 26 unique lenders

Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.

Franchise Financing

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About These Franchises

N-Hance

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Rebath

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N-Hance vs Rebath: Franchise Funding Comparison

Comparing N-Hance and Rebath is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $71K to $607K.

N-Hance has 26 SBA loans on record and Rebath has 37. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.

SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.

Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.

SBA Loan Guide Franchise Funding Options Best SBA Franchise Lenders All Franchises Talk to PeerSense

N-Hance vs Rebath, Frequently Asked Questions

Which is a better franchise investment, N-Hance or Rebath?

Compare N-Hance vs Rebath franchise costs, FDD data, royalty rates, unit counts, and SBA lending history side by side above. The best franchise depends on your capital, market, and risk tolerance, not a single ranking. Use the decision matrix above to see which brand wins on each financing dimension.

How much does a N-Hance franchise cost compared to Rebath?

N-Hance requires $71K to $192K in total initial investment with a $45K franchise fee. Rebath requires $276K to $607K with a $50K franchise fee. All numbers come from official Franchise Disclosure Document filings.

Can I finance N-Hance or Rebath with an SBA loan?

Both brands appear on the SBA Franchise Directory and have funded SBA 7(a) loans: N-Hance has 26 SBA loans on record; Rebath has 37. SBA 7(a) is the most common franchise financing vehicle, offering up to $5M with 10% down. PeerSense routes your deal to lenders who have already approved the brand.

Which has a lower SBA default rate, N-Hance or Rebath?

N-Hance: 19.2% SBA default rate. Rebath: 10.8% SBA default rate. Lower default rates mean lenders quote tighter rates and underwrite faster.

Compare N-Hance to other franchises Compare Rebath to other franchises Browse all Residential Remodelers franchises

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Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
Edward L. Freeman founded PeerSense in January 2020.
He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed October 2, 2026LinkedIn profile About Edward Freeman