Modern Acupuncture vs Restore Hyper Wellness
Modern Acupuncture vs Restore Hyper Wellness: Modern Acupuncture costs $111K to $403K to open; Restore Hyper Wellness costs $141K to $1.0M. Modern Acupuncture has 21 units, Restore Hyper Wellness has 85. SBA loan history: Modern Acupuncture = 25 loans (12.0% default); Restore Hyper Wellness = 102 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Modern Acupuncture vs Restore Hyper Wellness: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Modern Acupuncture requires the lower minimum capital commitment ($111K vs $141K for Restore Hyper Wellness), a 21% spread. Initial franchise fees come in at $40K for Modern Acupuncture versus $25K for Restore Hyper Wellness, Restore Hyper Wellness has the lower entry fee. Ongoing royalty load is 7% for Modern Acupuncture and 7% for Restore Hyper Wellness, equal royalty drag.
System Scale & Tenure
On scale, Restore Hyper Wellness operates 85 units to Modern Acupuncture's 21, roughly 4× the system size. Restore Hyper Wellness has been operating 12 years (founded 2014) versus 10 for Modern Acupuncture (founded 2016), a 2-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Restore Hyper Wellness has the deeper SBA lending track record, with 102 7(a) approvals compared with 25 for Modern Acupuncture. Modern Acupuncture's peak SBA year was 2018 (14 loans); Restore Hyper Wellness's peak was 2021 (29 loans). Restore Hyper Wellness's more recent peak generally indicates fresher lender appetite. Modern Acupuncture has the most SBA funded units in CA, with 8. Restore Hyper Wellness leads in TX, with 27. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Modern Acupuncture deals is $296K vs $609K for Restore Hyper Wellness, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 12.0% for Modern Acupuncture and 0.0% for Restore Hyper Wellness, Restore Hyper Wellness has the cleaner SBA loss record by 12.0 points. PeerSense FPI scores come in at 40 (Fair) for Modern Acupuncture and 66 (Strong) for Restore Hyper Wellness, giving Restore Hyper Wellness the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 40/100 | 66/100 |
Health Tier | Fair | Strong |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 25 | 102 |
SBA Volume | – | – |
Default Rate | 12.0% | 0.0% |
Peer Tier | established | major |
Investment & Costs
Total Investment | $111K to $403K | $141K to $1.0M |
Franchise Fee | $40K | $25K |
Royalty Rate | 7% | 7% |
Ad Fund | 2% | 2% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Disclosed |
System Size & Operations
Total Units | 21 | 85 |
Franchised Units | 21 | 85 |
Company Owned | – | – |
Term Length | 10 yrs | N/A |
Brand Information
Year Founded | 2016 | 2014 |
Franchising Since | N/A | 1960 |
Years Franchising | N/A | 66 yrs |
Headquarters | SAN DIEGO, CA | AUSTIN, TX |
Category | Offices of All Other Miscellaneous Health Practitioners | Offices of All Other Miscellaneous Health Practitioners |
Website | ||
FDD Year | N/A | 2024 |
Which Is Better, Modern Acupuncture or Restore Hyper Wellness?
Lower upfront capital required
Tie
Modern Acupuncture: $111K starting · Restore Hyper Wellness: $141K starting
More SBA lender confidence
Restore Hyper Wellness
Modern Acupuncture: 25 SBA loans · Restore Hyper Wellness: 102 SBA loans
Lower SBA default rate
Restore Hyper Wellness
Modern Acupuncture: 12.0% · Restore Hyper Wellness: 0.0%
Larger system & brand presence
Tie
Modern Acupuncture: 21 units · Restore Hyper Wellness: 85 units
Lower ongoing royalty load
Tie
Modern Acupuncture: 7% · Restore Hyper Wellness: 7%
More lender financing options
Restore Hyper Wellness
Modern Acupuncture: 8 unique lenders · Restore Hyper Wellness: 33 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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Modern Acupuncture vs Restore Hyper Wellness: Franchise Funding Comparison
Comparing Modern Acupuncture and Restore Hyper Wellness is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $111K to $1.0M.
Modern Acupuncture has 25 SBA loans on record and Restore Hyper Wellness has 102. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Modern Acupuncture vs Restore Hyper Wellness, Frequently Asked Questions
Which is a better franchise investment, Modern Acupuncture or Restore Hyper Wellness?
How much does a Modern Acupuncture franchise cost compared to Restore Hyper Wellness?
Can I finance Modern Acupuncture or Restore Hyper Wellness with an SBA loan?
Which has a lower SBA default rate, Modern Acupuncture or Restore Hyper Wellness?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman