Which has more SBA loans, Miracleear or See The Trainer?

Miracleear has 41 SBA 7(a) historical approvals; See The Trainer has 7. Miracleear has the deeper public lender track record, which generally translates into faster pre-qualification and broader lender familiarity.

What is the default rate for Miracleear vs See The Trainer SBA loans?

Miracleear's SBA default rate is 7.3%, versus 14.3% for See The Trainer. Miracleear has the cleaner loss profile, which capital sources weigh when pricing the next deal in the brand.

When did Miracleear and See The Trainer peak in SBA lending volume?

Miracleear's SBA approval peak was 2021 with 4 loans; See The Trainer's peak was 2018 with 5. A more recent peak (currently Miracleear) generally indicates fresher lender appetite and easier financing today.

Which states have the most Miracleear and See The Trainer SBA loans?

Miracleear leads in PA with 5 SBA-funded units; See The Trainer leads in NE with 4. The brand that matches your operating state typically closes faster because local lenders already know the unit economics.

Side by Side Comparison

Miracleear vs See The Trainer

Quick Answer

Miracleear vs See The Trainer: Miracleear costs $33K to $965K to open; See The Trainer costs $78K to $2.4M. Miracleear has 40 units, See The Trainer has 9. SBA loan history: Miracleear = 41 loans (7.3% default); See The Trainer = 7 loans (14.3% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.

Miracleear vs See The Trainer: Capital, Scale & Lending Analysis

Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.

Capital Intensity

Miracleear requires the lower minimum capital commitment ($33K vs $78K for See The Trainer), a 58% spread. Initial franchise fees come in at $30K for Miracleear versus $30K for See The Trainer.

System Scale & Tenure

On scale, Miracleear operates 40 units to See The Trainer's 9, roughly 4× the system size. Miracleear has been operating 78 years (founded 1948) versus 30 for See The Trainer (founded 1996), a 48-year tenure gap that affects unit-economics maturity and FDD revision history.

SBA Lending Profile

Miracleear has the deeper SBA lending track record, with 41 7(a) approvals compared with 7 for See The Trainer. Miracleear's peak SBA year was 2021 (4 loans); See The Trainer's peak was 2018 (5 loans). Miracleear's more recent peak generally indicates fresher lender appetite. Miracleear has the most SBA funded units in PA, with 5. See The Trainer leads in NE, with 4. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Miracleear deals is $256K vs $746K for See The Trainer, useful as a sizing anchor when modeling your own unit.

Risk Signal

SBA default rates are 7.3% for Miracleear and 14.3% for See The Trainer, Miracleear has the cleaner SBA loss record by 7.0 points. PeerSense FPI scores come in at 49 (Fair) for Miracleear and 21 (Fair) for See The Trainer, giving Miracleear the stronger composite signal across SBA performance, lender appetite, and operational consistency.

Miracleear

Offices of Physical, Occupational

49 12W

See The Trainer

Offices of Physical, Occupational

Health & Performance

FPI Score	49/100	21/100
Health Tier	Fair	Limited
Confidence	N/A	N/A
Lending Trend	Declining	Declining

SBA Lending

SBA Loans	41	7
SBA Volume	–	–
Default Rate	7.3%	14.3%
Peer Tier	established	emerging

Investment & Costs

Total Investment	$33K to $965K	$78K to $2.4M
Franchise Fee	$30K	$30K
Royalty Rate	5%	N/A
Ad Fund	10%	N/A
Liquid Capital	N/A	N/A
Net Worth Required	N/A	N/A

Financial Performance (Item 19)

Item 19 Status

Disclosed

Not Disclosed

System Size & Operations

Total Units	40	9
Franchised Units	40	9
Company Owned	–	–
Term Length	5 yrs	N/A

Brand Information

Year Founded	1948	1996
Franchising Since	1984	N/A
Years Franchising	42 yrs	N/A
Headquarters	STATE COLLEGE, PA	Bellevue, NE
Category	Offices of Physical, Occupational	Offices of Physical, Occupational
Website	miracle-ear.com/franchise-opportunities	seethetrainer.com
FDD Year	2025	N/A

Which Is Better, Miracleear or See The Trainer?

Lower upfront capital required

Tie

Miracleear: $33K starting · See The Trainer: $78K starting

More SBA lender confidence

Miracleear

Miracleear: 41 SBA loans · See The Trainer: 7 SBA loans

Lower SBA default rate

Miracleear

Miracleear: 7.3% · See The Trainer: 14.3%

Larger system & brand presence

Tie

Miracleear: 40 units · See The Trainer: 9 units

More lender financing options

Miracleear

Miracleear: 23 unique lenders · See The Trainer: 6 unique lenders

Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.

Franchise Financing

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About These Franchises

Miracleear

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See The Trainer

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Miracleear vs See The Trainer: Franchise Funding Comparison

Comparing Miracleear and See The Trainer is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $33K to $2.4M.

Miracleear has 41 SBA loans on record and See The Trainer has 7. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.

SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.

Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.

SBA Loan Guide Franchise Funding Options Best SBA Franchise Lenders All Franchises Talk to PeerSense

Miracleear vs See The Trainer, Frequently Asked Questions

Which is a better franchise investment, Miracleear or See The Trainer?

Compare Miracleear vs See The Trainer franchise costs, FDD data, royalty rates, unit counts, and SBA lending history side by side above. The best franchise depends on your capital, market, and risk tolerance, not a single ranking. Use the decision matrix above to see which brand wins on each financing dimension.

How much does a Miracleear franchise cost compared to See The Trainer?

Miracleear requires $33K to $965K in total initial investment with a $30K franchise fee. See The Trainer requires $78K to $2.4M with a $30K franchise fee. All numbers come from official Franchise Disclosure Document filings.

Can I finance Miracleear or See The Trainer with an SBA loan?

Both brands appear on the SBA Franchise Directory and have funded SBA 7(a) loans: Miracleear has 41 SBA loans on record; See The Trainer has 7. SBA 7(a) is the most common franchise financing vehicle, offering up to $5M with 10% down. PeerSense routes your deal to lenders who have already approved the brand.

Which has a lower SBA default rate, Miracleear or See The Trainer?

Miracleear: 7.3% SBA default rate. See The Trainer: 14.3% SBA default rate. Lower default rates mean lenders quote tighter rates and underwrite faster.

Compare Miracleear to other franchises Compare See The Trainer to other franchises Browse all Offices of Physical, Occupational franchises

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Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
Edward L. Freeman founded PeerSense in January 2020.
He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed October 2, 2026LinkedIn profile About Edward Freeman