Mailboxes & Parcel Depot vs The UPS Store
Mailboxes & Parcel Depot vs The UPS Store: Mailboxes & Parcel Depot costs $51K–$181K to open; The UPS Store costs $216K–$609K. Mailboxes & Parcel Depot has 36 units, The UPS Store has 915. SBA loan history: Mailboxes & Parcel Depot = 40 loans (10.0% default); The UPS Store = 1,108 loans (7.1% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet, see the comparison below.
Mailboxes & Parcel Depot vs The UPS Store: Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Mailboxes & Parcel Depot requires the lower minimum capital commitment ($51K vs $216K for The UPS Store), a 77% spread. Initial franchise fees come in at $57K for Mailboxes & Parcel Depot versus $30K for The UPS Store, The UPS Store has the lower entry fee.
System Scale & Tenure
On scale, The UPS Store operates 915 units to Mailboxes & Parcel Depot's 36, roughly 25× the system size.
SBA Lending Profile
The UPS Store has the deeper SBA lending track record with 1,108 historical 7(a) approvals versus 40 for Mailboxes & Parcel Depot.
Risk Signal
SBA default rates are 10.0% for Mailboxes & Parcel Depot and 7.1% for The UPS Store, The UPS Store has the cleaner historical loss profile by 2.9 points. PeerSense FPI scores come in at 32 (Fair) for Mailboxes & Parcel Depot and 48 (Fair) for The UPS Store, giving The UPS Store the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 32/100 | 48/100 |
Health Tier | Limited | Fair |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 40 | 1,108 |
SBA Volume | – | – |
Default Rate | 10.0% | 7.1% |
Peer Tier | established | major |
Investment & Costs
Total Investment | $51K – $181K | $216K – $609K |
Franchise Fee | $57K | $30K |
Royalty Rate | N/A | 5% |
Ad Fund | N/A | 2.5% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 36 | 915 |
Franchised Units | 36 | 915 |
Company-Owned | – | – |
Term Length | N/A | N/A |
Brand Information
Year Founded | N/A | 1980 |
Franchising Since | N/A | 1960 |
Years Franchising | N/A | 66 yrs |
Headquarters | BOLINGBROOK, IL | San Diego, CA |
Category | Private Mail Centers | Private Mail Centers |
Website | ||
FDD Year | N/A | 2024 |
Which Is Better, Mailboxes & Parcel Depot or The UPS Store?
Lower upfront capital required
Mailboxes & Parcel Depot
Mailboxes & Parcel Depot: $51K starting · The UPS Store: $216K starting
More SBA lender confidence
The UPS Store
Mailboxes & Parcel Depot: 40 SBA loans · The UPS Store: 1,108 SBA loans
Lower historical default rate
The UPS Store
Mailboxes & Parcel Depot: 10.0% · The UPS Store: 7.1%
Larger system & brand presence
The UPS Store
Mailboxes & Parcel Depot: 36 units · The UPS Store: 915 units
More lender financing options
The UPS Store
Mailboxes & Parcel Depot: 30 unique lenders · The UPS Store: 263 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Mailboxes & Parcel Depot vs The UPS Store: Franchise Funding Comparison
Comparing Mailboxes & Parcel Depot and The UPS Store is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $51K to $609K.
Both brands have active SBA lending histories, Mailboxes & Parcel Depot with 40 SBA loans and The UPS Store with 1,108. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Mailboxes & Parcel Depot vs The UPS Store, Frequently Asked Questions
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