MADabolic vs Stretch Zone
MADabolic vs Stretch Zone: MADabolic costs $296K to $583K to open; Stretch Zone costs $139K to $320K. MADabolic has 38 units, Stretch Zone has 27. SBA loan history: MADabolic = 20 loans (0.0% default); Stretch Zone = 35 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
MADabolic vs Stretch Zone: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Stretch Zone requires the lower minimum capital commitment ($139K vs $296K for MADabolic), a 113% spread. Initial franchise fees come in at $50K for MADabolic versus $60K for Stretch Zone, MADabolic has the lower entry fee. Ongoing royalty load is 6% for MADabolic and 7% for Stretch Zone, giving MADabolic the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, MADabolic operates 38 units to Stretch Zone's 27. Stretch Zone has been operating 22 years (founded 2004) versus 11 for MADabolic (founded 2015), a 11-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Stretch Zone has the deeper SBA lending track record, with 35 7(a) approvals compared with 20 for MADabolic. MADabolic's peak SBA year was 2024 (5 loans); Stretch Zone's peak was 2023 (8 loans). MADabolic's more recent peak generally indicates fresher lender appetite. Both systems have the most SBA funded units in TX. Borrowers in that state will find the deepest lender familiarity with either brand. Average SBA loan size on funded MADabolic deals is $443K vs $158K for Stretch Zone, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 0.0% for MADabolic and 0.0% for Stretch Zone. PeerSense FPI scores come in at 78 (Strong) for MADabolic and 79 (Strong) for Stretch Zone, giving Stretch Zone the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 78/100 | 79/100 |
Health Tier | Strong | Strong |
Confidence | N/A | N/A |
Lending Trend | Growing | Stable |
SBA Lending
SBA Loans | 20 | 35 |
SBA Volume | – | – |
Default Rate | 0.0% | 0.0% |
Peer Tier | growing | established |
Investment & Costs
Total Investment | $296K to $583K | $139K to $320K |
Franchise Fee | $50K | $60K |
Royalty Rate | 6% | 7% |
Ad Fund | 1.5% | 2% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Disclosed |
System Size & Operations
Total Units | 38 | 27 |
Franchised Units | 38 | 27 |
Company Owned | – | – |
Term Length | 10 yrs | 10 yrs |
Brand Information
Year Founded | 2015 | 2004 |
Franchising Since | 2019 | 2015 |
Years Franchising | 7 yrs | 11 yrs |
Headquarters | Charlotte, NC | FORT WORTH, TX |
Category | Fitness & Wellness | Fitness & Wellness |
Website | ||
FDD Year | 2025 | 2026 |
Which Is Better, MADabolic or Stretch Zone?
Lower upfront capital required
Stretch Zone
MADabolic: $296K starting · Stretch Zone: $139K starting
More SBA lender confidence
Stretch Zone
MADabolic: 20 SBA loans · Stretch Zone: 35 SBA loans
Lower SBA default rate
Tie
MADabolic: 0.0% · Stretch Zone: 0.0%
Larger system & brand presence
MADabolic
MADabolic: 38 units · Stretch Zone: 27 units
Lower ongoing royalty load
MADabolic
MADabolic: 6% · Stretch Zone: 7%
More lender financing options
Stretch Zone
MADabolic: 11 unique lenders · Stretch Zone: 18 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
MADabolic vs Stretch Zone: Franchise Funding Comparison
Comparing MADabolic and Stretch Zone is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $139K to $583K.
MADabolic has 20 SBA loans on record and Stretch Zone has 35. Those totals are cumulative history rather than a measure of current appetite. Both brands have an established underwriting path, though the lender that fits a specific deal still depends on its size, location and the buyer.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
MADabolic vs Stretch Zone, Frequently Asked Questions
Which is a better franchise investment, MADabolic or Stretch Zone?
How much does a MADabolic franchise cost compared to Stretch Zone?
Can I finance MADabolic or Stretch Zone with an SBA loan?
Which has a lower SBA default rate, MADabolic or Stretch Zone?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman