Just Dogs! Barkery vs Pet Supplies Plus
Just Dogs! Barkery vs Pet Supplies Plus: Just Dogs! Barkery costs $9K to $73K to open; Pet Supplies Plus costs $350K to $959K. Just Dogs! Barkery has 6 units, Pet Supplies Plus has 187. SBA loan history: Just Dogs! Barkery = 8 loans (25.0% default); Pet Supplies Plus = 240 loans (2.1% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Just Dogs! Barkery vs Pet Supplies Plus: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Just Dogs! Barkery requires the lower minimum capital commitment ($9K vs $350K for Pet Supplies Plus), a 98% spread. Initial franchise fees come in at $25K for Just Dogs! Barkery versus $50K for Pet Supplies Plus, Just Dogs! Barkery has the lower entry fee.
System Scale & Tenure
On scale, Pet Supplies Plus operates 187 units to Just Dogs! Barkery's 6, roughly 31× the system size. Pet Supplies Plus has been operating 38 years (founded 1988) versus 28 for Just Dogs! Barkery (founded 1998), a 10-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Pet Supplies Plus has the deeper SBA lending track record, with 240 7(a) approvals compared with 8 for Just Dogs! Barkery. Just Dogs! Barkery's peak SBA year was 2005 (5 loans); Pet Supplies Plus's peak was 2021 (44 loans). Pet Supplies Plus's more recent peak generally indicates fresher lender appetite. Just Dogs! Barkery has the most SBA funded units in OH, with 2. Pet Supplies Plus leads in TX, with 32. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Just Dogs! Barkery deals is $46K vs $825K for Pet Supplies Plus, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 25.0% for Just Dogs! Barkery and 2.1% for Pet Supplies Plus, Pet Supplies Plus has the cleaner SBA loss record by 22.9 points. PeerSense FPI scores come in at 18 (Fair) for Just Dogs! Barkery and 70 (Strong) for Pet Supplies Plus, giving Pet Supplies Plus the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 18/100 | 70/100 |
Health Tier | Limited | Strong |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 8 | 240 |
SBA Volume | – | – |
Default Rate | 25.0% | 2.1% |
Peer Tier | emerging | major |
Investment & Costs
Total Investment | $9K to $73K | $350K to $959K |
Franchise Fee | $25K | $50K |
Royalty Rate | N/A | 2% |
Ad Fund | N/A | 2% |
Liquid Capital | N/A | $200K |
Net Worth Required | N/A | $600K |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Disclosed |
System Size & Operations
Total Units | 6 | 187 |
Franchised Units | 6 | 187 |
Company Owned | – | – |
Term Length | 10 yrs | 10 yrs |
Brand Information
Year Founded | 1998 | 1988 |
Franchising Since | N/A | 2022 |
Years Franchising | N/A | 4 yrs |
Headquarters | Washington, NC | EDISON, NJ |
Category | Pet | Pet |
Website | ||
FDD Year | N/A | 2026 |
Which Is Better, Just Dogs! Barkery or Pet Supplies Plus?
Lower upfront capital required
Tie
Just Dogs! Barkery: $9K starting · Pet Supplies Plus: $350K starting
More SBA lender confidence
Pet Supplies Plus
Just Dogs! Barkery: 8 SBA loans · Pet Supplies Plus: 240 SBA loans
Lower SBA default rate
Pet Supplies Plus
Just Dogs! Barkery: 25.0% · Pet Supplies Plus: 2.1%
Larger system & brand presence
Tie
Just Dogs! Barkery: 6 units · Pet Supplies Plus: 187 units
More lender financing options
Pet Supplies Plus
Just Dogs! Barkery: 7 unique lenders · Pet Supplies Plus: 67 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Just Dogs! Barkery vs Pet Supplies Plus: Franchise Funding Comparison
Comparing Just Dogs! Barkery and Pet Supplies Plus is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $9K to $959K.
Just Dogs! Barkery has 8 SBA loans on record and Pet Supplies Plus has 240. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Just Dogs! Barkery vs Pet Supplies Plus, Frequently Asked Questions
Which is a better franchise investment, Just Dogs! Barkery or Pet Supplies Plus?
How much does a Just Dogs! Barkery franchise cost compared to Pet Supplies Plus?
Can I finance Just Dogs! Barkery or Pet Supplies Plus with an SBA loan?
Which has a lower SBA default rate, Just Dogs! Barkery or Pet Supplies Plus?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman