Jamba Juice vs YOGEN FRUZ USA
Jamba Juice vs YOGEN FRUZ USA: Jamba Juice costs $150K to $1.1M to open; YOGEN FRUZ USA costs $123K to $755K. Jamba Juice has 48 units, YOGEN FRUZ USA has 20. SBA loan history: Jamba Juice = 58 loans (5.2% default); YOGEN FRUZ USA = 24 loans (8.3% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Jamba Juice vs YOGEN FRUZ USA: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
YOGEN FRUZ USA requires the lower minimum capital commitment ($123K vs $150K for Jamba Juice), a 22% spread. Initial franchise fees come in at $36K for Jamba Juice versus $25K for YOGEN FRUZ USA, YOGEN FRUZ USA has the lower entry fee. Ongoing royalty load is 6% for Jamba Juice and 6% for YOGEN FRUZ USA, equal royalty drag.
System Scale & Tenure
On scale, Jamba Juice operates 48 units to YOGEN FRUZ USA's 20, roughly 2× the system size. YOGEN FRUZ USA has been operating 40 years (founded 1986) versus 36 for Jamba Juice (founded 1990), a 4-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Jamba Juice has the deeper SBA lending track record, with 58 7(a) approvals compared with 24 for YOGEN FRUZ USA.
Risk Signal
SBA default rates are 5.2% for Jamba Juice and 8.3% for YOGEN FRUZ USA, Jamba Juice has the cleaner SBA loss record by 3.1 points. PeerSense FPI scores come in at 49 (Fair) for Jamba Juice and 32 (Fair) for YOGEN FRUZ USA, giving Jamba Juice the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 49/100 | 32/100 |
Health Tier | Fair | Limited |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 58 | 24 |
SBA Volume | – | – |
Default Rate | 5.2% | 8.3% |
Peer Tier | established | growing |
Investment & Costs
Total Investment | $150K to $1.1M | $123K to $755K |
Franchise Fee | $36K | $25K |
Royalty Rate | 6% | 6% |
Ad Fund | 3% | 3% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Not Disclosed |
System Size & Operations
Total Units | 48 | 20 |
Franchised Units | 48 | 20 |
Company Owned | – | – |
Term Length | 20 yrs | 10 yrs |
Brand Information
Year Founded | 1990 | 1986 |
Franchising Since | 1980 | N/A |
Years Franchising | 46 yrs | N/A |
Headquarters | FOOTHILL RANCH, CA | Miami, FL |
Category | All Other Specialty Food Stores | All Other Specialty Food Stores |
Website | ||
FDD Year | 2025 | N/A |
Which Is Better, Jamba Juice or YOGEN FRUZ USA?
Lower upfront capital required
Tie
Jamba Juice: $150K starting · YOGEN FRUZ USA: $123K starting
More SBA lender confidence
Jamba Juice
Jamba Juice: 58 SBA loans · YOGEN FRUZ USA: 24 SBA loans
Lower SBA default rate
Jamba Juice
Jamba Juice: 5.2% · YOGEN FRUZ USA: 8.3%
Larger system & brand presence
Tie
Jamba Juice: 48 units · YOGEN FRUZ USA: 20 units
Lower ongoing royalty load
Tie
Jamba Juice: 6% · YOGEN FRUZ USA: 6%
More lender financing options
Jamba Juice
Jamba Juice: 27 unique lenders · YOGEN FRUZ USA: 8 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
Need Funding for Jamba Juice or YOGEN FRUZ USA?
PeerSense connects you with 500+ SBA lenders and capital sources. Our referral fee is established upfront and paid at closing.
SBA Lenders & Capital Sources
Retainers or Consulting Fees
10% Down Franchise Loans
About These Franchises
Jamba Juice vs YOGEN FRUZ USA: Franchise Funding Comparison
Comparing Jamba Juice and YOGEN FRUZ USA is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $123K to $1.1M.
Jamba Juice has 58 SBA loans on record and YOGEN FRUZ USA has 24. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Jamba Juice vs YOGEN FRUZ USA, Frequently Asked Questions
Which is a better franchise investment, Jamba Juice or YOGEN FRUZ USA?
How much does a Jamba Juice franchise cost compared to YOGEN FRUZ USA?
Can I finance Jamba Juice or YOGEN FRUZ USA with an SBA loan?
Which has a lower SBA default rate, Jamba Juice or YOGEN FRUZ USA?
Talk to PeerSense
Tell us which brand and your budget. We source capital from lenders who have already funded deals in these systems.
Franchise / SBA 7(a): The desk will reach out. No obligation.
Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman