International Discount Golf & vs Pro Golf
International Discount Golf & vs Pro Golf: International Discount Golf & costs $97K to $250K to open; Pro Golf costs $84K to $400K. International Discount Golf & has 5 units, Pro Golf has 25. SBA loan history: International Discount Golf & = 10 loans (40.0% default); Pro Golf = 49 loans (49.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
International Discount Golf & vs Pro Golf: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Pro Golf requires the lower minimum capital commitment ($84K vs $97K for International Discount Golf &), a 15% spread.
System Scale & Tenure
On scale, Pro Golf operates 25 units to International Discount Golf &'s 5, roughly 5× the system size.
SBA Lending Profile
Pro Golf has the deeper SBA lending track record, with 49 7(a) approvals compared with 10 for International Discount Golf &. International Discount Golf &'s peak SBA year was 1993 (4 loans); Pro Golf's peak was 2004 (12 loans). Pro Golf's more recent peak generally indicates fresher lender appetite. Both systems have the most SBA funded units in FL. Borrowers in that state will find the deepest lender familiarity with either brand. Average SBA loan size on funded International Discount Golf & deals is $149K vs $269K for Pro Golf, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 40.0% for International Discount Golf & and 49.0% for Pro Golf, International Discount Golf & has the cleaner SBA loss record by 9.0 points. PeerSense FPI scores come in at 30 (Fair) for International Discount Golf & and 23 (Fair) for Pro Golf, giving International Discount Golf & the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 30/100 | 23/100 |
Health Tier | Limited | Limited |
Confidence | N/A | N/A |
Lending Trend | N/A | Declining |
SBA Lending
SBA Loans | 10 | 49 |
SBA Volume | – | – |
Default Rate | 40.0% | 49.0% |
Peer Tier | growing | established |
Investment & Costs
Total Investment | $97K to $250K | $84K to $400K |
Franchise Fee | N/A | $25K |
Royalty Rate | N/A | N/A |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 5 | 25 |
Franchised Units | 5 | 25 |
Company Owned | – | – |
Term Length | N/A | N/A |
Brand Information
Year Founded | N/A | 1962 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | ORLANDO, FL | TAMPA, FL |
Category | Sporting Goods Stores | Sporting Goods Stores |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, International Discount Golf & or Pro Golf?
Lower upfront capital required
Tie
International Discount Golf &: $97K starting · Pro Golf: $84K starting
More SBA lender confidence
Pro Golf
International Discount Golf &: 10 SBA loans · Pro Golf: 49 SBA loans
Lower SBA default rate
International Discount Golf &
International Discount Golf &: 40.0% · Pro Golf: 49.0%
Larger system & brand presence
Tie
International Discount Golf &: 5 units · Pro Golf: 25 units
More lender financing options
Pro Golf
International Discount Golf &: 9 unique lenders · Pro Golf: 30 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
International Discount Golf & vs Pro Golf: Franchise Funding Comparison
Comparing International Discount Golf & and Pro Golf is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $84K to $400K.
International Discount Golf & has 10 SBA loans on record and Pro Golf has 49. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
International Discount Golf & vs Pro Golf, Frequently Asked Questions
Which is a better franchise investment, International Discount Golf & or Pro Golf?
How much does a International Discount Golf & franchise cost compared to Pro Golf?
Can I finance International Discount Golf & or Pro Golf with an SBA loan?
Which has a lower SBA default rate, International Discount Golf & or Pro Golf?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman