Inches-A-Weigh vs Medi-Weightloss
Inches-A-Weigh vs Medi-Weightloss: Inches-A-Weigh costs $25K to $116K to open; Medi-Weightloss costs $268K to $415K. Inches-A-Weigh has 10 units, Medi-Weightloss has 40. SBA loan history: Inches-A-Weigh = 14 loans (28.6% default); Medi-Weightloss = 33 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Inches-A-Weigh vs Medi-Weightloss: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Inches-A-Weigh requires the lower minimum capital commitment ($25K vs $268K for Medi-Weightloss), a 91% spread. Initial franchise fees come in at $25K for Inches-A-Weigh versus $75K for Medi-Weightloss, Inches-A-Weigh has the lower entry fee.
System Scale & Tenure
On scale, Medi-Weightloss operates 40 units to Inches-A-Weigh's 10, roughly 4× the system size. Inches-A-Weigh has been operating 40 years (founded 1986) versus 21 for Medi-Weightloss (founded 2005), a 19-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Medi-Weightloss has the deeper SBA lending track record, with 33 7(a) approvals compared with 14 for Inches-A-Weigh.
Risk Signal
SBA default rates are 28.6% for Inches-A-Weigh and 0.0% for Medi-Weightloss, Medi-Weightloss has the cleaner SBA loss record by 28.6 points. PeerSense FPI scores come in at 23 (Fair) for Inches-A-Weigh and 65 (Strong) for Medi-Weightloss, giving Medi-Weightloss the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 23/100 | 65/100 |
Health Tier | Limited | Strong |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 14 | 33 |
SBA Volume | – | – |
Default Rate | 28.6% | 0.0% |
Peer Tier | growing | established |
Investment & Costs
Total Investment | $25K to $116K | $268K to $415K |
Franchise Fee | $25K | $75K |
Royalty Rate | N/A | 10% |
Ad Fund | N/A | 1% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Disclosed |
System Size & Operations
Total Units | 10 | 40 |
Franchised Units | 10 | 40 |
Company Owned | – | – |
Term Length | N/A | 10 yrs |
Brand Information
Year Founded | 1986 | 2005 |
Franchising Since | N/A | 1934 |
Years Franchising | N/A | 92 yrs |
Headquarters | NC | Tampa, FL |
Category | Diet | Diet |
Website | ||
FDD Year | N/A | 2024 |
Which Is Better, Inches-A-Weigh or Medi-Weightloss?
Lower upfront capital required
Tie
Inches-A-Weigh: $25K starting · Medi-Weightloss: $268K starting
More SBA lender confidence
Medi-Weightloss
Inches-A-Weigh: 14 SBA loans · Medi-Weightloss: 33 SBA loans
Lower SBA default rate
Medi-Weightloss
Inches-A-Weigh: 28.6% · Medi-Weightloss: 0.0%
Larger system & brand presence
Tie
Inches-A-Weigh: 10 units · Medi-Weightloss: 40 units
More lender financing options
Tie
Inches-A-Weigh: 11 unique lenders · Medi-Weightloss: 11 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Inches-A-Weigh vs Medi-Weightloss: Franchise Funding Comparison
Comparing Inches-A-Weigh and Medi-Weightloss is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $25K to $415K.
Inches-A-Weigh has 14 SBA loans on record and Medi-Weightloss has 33. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Inches-A-Weigh vs Medi-Weightloss, Frequently Asked Questions
Which is a better franchise investment, Inches-A-Weigh or Medi-Weightloss?
How much does a Inches-A-Weigh franchise cost compared to Medi-Weightloss?
Can I finance Inches-A-Weigh or Medi-Weightloss with an SBA loan?
Which has a lower SBA default rate, Inches-A-Weigh or Medi-Weightloss?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman