Hounds Town USA vs Zoom Room
Hounds Town USA vs Zoom Room: Hounds Town USA costs $476K to $1.3M to open; Zoom Room costs $29K to $404K. Hounds Town USA has 59 units, Zoom Room has 29. SBA loan history: Hounds Town USA = 83 loans (0.0% default); Zoom Room = 50 loans (6.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Hounds Town USA vs Zoom Room: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Zoom Room requires the lower minimum capital commitment ($29K vs $476K for Hounds Town USA), a 1541% spread. Initial franchise fees come in at $49K for Hounds Town USA versus $25K for Zoom Room, Zoom Room has the lower entry fee. Ongoing royalty load is 6% for Hounds Town USA and 8% for Zoom Room, giving Hounds Town USA the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Hounds Town USA operates 59 units to Zoom Room's 29, roughly 2× the system size. Hounds Town USA has been operating 25 years (founded 2001) versus 19 for Zoom Room (founded 2007), a 6-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Hounds Town USA has the deeper SBA lending track record, with 83 7(a) approvals compared with 50 for Zoom Room. Hounds Town USA's peak SBA year was 2024 (22 loans); Zoom Room's peak was 2022 (17 loans). Hounds Town USA's more recent peak generally indicates fresher lender appetite. Both systems have the most SBA funded units in FL. Borrowers in that state will find the deepest lender familiarity with either brand. Average SBA loan size on funded Hounds Town USA deals is $576K vs $221K for Zoom Room, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 0.0% for Hounds Town USA and 6.0% for Zoom Room, Hounds Town USA has the cleaner SBA loss record by 6.0 points. PeerSense FPI scores come in at 85 (Excellent) for Hounds Town USA and 74 (Strong) for Zoom Room, giving Hounds Town USA the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 85/100 | 74/100 |
Health Tier | Excellent | Strong |
Confidence | N/A | N/A |
Lending Trend | Growing | Stable |
SBA Lending
SBA Loans | 83 | 50 |
SBA Volume | – | – |
Default Rate | 0.0% | 6.0% |
Peer Tier | established | established |
Investment & Costs
Total Investment | $476K to $1.3M | $29K to $404K |
Franchise Fee | $49K | $25K |
Royalty Rate | 6% | 8% |
Ad Fund | 2% | 1% |
Liquid Capital | $200K | N/A |
Net Worth Required | $500K | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Disclosed |
System Size & Operations
Total Units | 59 | 29 |
Franchised Units | 59 | 29 |
Company Owned | – | – |
Term Length | 7 yrs | 10 yrs |
Brand Information
Year Founded | 2001 | 2007 |
Franchising Since | 1960 | 2012 |
Years Franchising | 66 yrs | 14 yrs |
Headquarters | FL | Tampa, FL |
Category | Pet Care Services | Pet Care Services |
Website | ||
FDD Year | 2025 | 2025 |
Which Is Better, Hounds Town USA or Zoom Room?
Lower upfront capital required
Zoom Room
Hounds Town USA: $476K starting · Zoom Room: $29K starting
More SBA lender confidence
Hounds Town USA
Hounds Town USA: 83 SBA loans · Zoom Room: 50 SBA loans
Lower SBA default rate
Hounds Town USA
Hounds Town USA: 0.0% · Zoom Room: 6.0%
Larger system & brand presence
Hounds Town USA
Hounds Town USA: 59 units · Zoom Room: 29 units
Lower ongoing royalty load
Hounds Town USA
Hounds Town USA: 6% · Zoom Room: 8%
More lender financing options
Hounds Town USA
Hounds Town USA: 33 unique lenders · Zoom Room: 13 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Hounds Town USA vs Zoom Room: Franchise Funding Comparison
Comparing Hounds Town USA and Zoom Room is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $29K to $1.3M.
Hounds Town USA has 83 SBA loans on record and Zoom Room has 50. Those totals are cumulative history rather than a measure of current appetite. Both brands have an established underwriting path, though the lender that fits a specific deal still depends on its size, location and the buyer.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Hounds Town USA vs Zoom Room, Frequently Asked Questions
Which is a better franchise investment, Hounds Town USA or Zoom Room?
How much does a Hounds Town USA franchise cost compared to Zoom Room?
Can I finance Hounds Town USA or Zoom Room with an SBA loan?
Which has a lower SBA default rate, Hounds Town USA or Zoom Room?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman