Heavenly Hams vs Maximized Living Health Centers
Heavenly Hams vs Maximized Living Health Centers: Heavenly Hams costs $60K to $250K to open; Maximized Living Health Centers costs $207K to $537K. Heavenly Hams has 46 units, Maximized Living Health Centers has 17. SBA loan history: Heavenly Hams = 62 loans (16.1% default); Maximized Living Health Centers = 22 loans (4.5% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Heavenly Hams vs Maximized Living Health Centers: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Heavenly Hams requires the lower minimum capital commitment ($60K vs $207K for Maximized Living Health Centers), a 71% spread. Initial franchise fees come in at $64K for Heavenly Hams versus $20K for Maximized Living Health Centers, Maximized Living Health Centers has the lower entry fee.
System Scale & Tenure
On scale, Heavenly Hams operates 46 units to Maximized Living Health Centers's 17, roughly 3× the system size.
SBA Lending Profile
Heavenly Hams has the deeper SBA lending track record, with 62 7(a) approvals compared with 22 for Maximized Living Health Centers.
Risk Signal
SBA default rates are 16.1% for Heavenly Hams and 4.5% for Maximized Living Health Centers, Maximized Living Health Centers has the cleaner SBA loss record by 11.6 points. PeerSense FPI scores come in at 27 (Fair) for Heavenly Hams and 45 (Fair) for Maximized Living Health Centers, giving Maximized Living Health Centers the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 27/100 | 45/100 |
Health Tier | Limited | Fair |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 62 | 22 |
SBA Volume | – | – |
Default Rate | 16.1% | 4.5% |
Peer Tier | established | growing |
Investment & Costs
Total Investment | $60K to $250K | $207K to $537K |
Franchise Fee | $64K | $20K |
Royalty Rate | N/A | 7% |
Ad Fund | N/A | 3% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Disclosed |
System Size & Operations
Total Units | 46 | 17 |
Franchised Units | 46 | 17 |
Company Owned | – | – |
Term Length | N/A | 12 yrs |
Brand Information
Year Founded | 1982 | N/A |
Franchising Since | N/A | 2005 |
Years Franchising | N/A | 21 yrs |
Headquarters | MENTOR, OH | N/A |
Category | Offices of Chiropractors | Offices of Chiropractors |
Website | ||
FDD Year | N/A | 2025 |
Which Is Better, Heavenly Hams or Maximized Living Health Centers?
Lower upfront capital required
Tie
Heavenly Hams: $60K starting · Maximized Living Health Centers: $207K starting
More SBA lender confidence
Heavenly Hams
Heavenly Hams: 62 SBA loans · Maximized Living Health Centers: 22 SBA loans
Lower SBA default rate
Maximized Living Health Centers
Heavenly Hams: 16.1% · Maximized Living Health Centers: 4.5%
Larger system & brand presence
Tie
Heavenly Hams: 46 units · Maximized Living Health Centers: 17 units
More lender financing options
Heavenly Hams
Heavenly Hams: 35 unique lenders · Maximized Living Health Centers: 8 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Heavenly Hams vs Maximized Living Health Centers: Franchise Funding Comparison
Comparing Heavenly Hams and Maximized Living Health Centers is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $60K to $537K.
Heavenly Hams has 62 SBA loans on record and Maximized Living Health Centers has 22. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Heavenly Hams vs Maximized Living Health Centers, Frequently Asked Questions
Which is a better franchise investment, Heavenly Hams or Maximized Living Health Centers?
How much does a Heavenly Hams franchise cost compared to Maximized Living Health Centers?
Can I finance Heavenly Hams or Maximized Living Health Centers with an SBA loan?
Which has a lower SBA default rate, Heavenly Hams or Maximized Living Health Centers?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman