Hand And Stone Massage And Facial Spa vs Oxi Fresh Carpet Cleaning
Hand And Stone Massage And Facial Spa vs Oxi Fresh Carpet Cleaning: Hand And Stone Massage And Facial Spa costs $100K–$153K to open; Oxi Fresh Carpet Cleaning costs $68K–$150K. Hand And Stone Massage And Facial Spa has 101 units, Oxi Fresh Carpet Cleaning has 52. SBA loan history: Hand And Stone Massage And Facial Spa = 120 loans (0.8% default); Oxi Fresh Carpet Cleaning = 61 loans (11.5% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet, see the comparison below.
Hand And Stone Massage And Facial Spa vs Oxi Fresh Carpet Cleaning: Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Oxi Fresh Carpet Cleaning requires the lower minimum capital commitment ($68K vs $100K for Hand And Stone Massage And Facial Spa), a 47% spread. Initial franchise fees come in at $50K for Hand And Stone Massage And Facial Spa versus $69K for Oxi Fresh Carpet Cleaning, Hand And Stone Massage And Facial Spa has the lower entry fee.
System Scale & Tenure
On scale, Hand And Stone Massage And Facial Spa operates 101 units to Oxi Fresh Carpet Cleaning's 52. Hand And Stone Massage And Facial Spa has been operating 22 years (founded 2004) versus 15 for Oxi Fresh Carpet Cleaning (founded 2011), a 7-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Hand And Stone Massage And Facial Spa has the deeper SBA lending track record with 120 historical 7(a) approvals versus 61 for Oxi Fresh Carpet Cleaning.
Risk Signal
SBA default rates are 0.8% for Hand And Stone Massage And Facial Spa and 11.5% for Oxi Fresh Carpet Cleaning, Hand And Stone Massage And Facial Spa has the cleaner historical loss profile by 10.7 points. PeerSense FPI scores come in at 59 (Moderate) for Hand And Stone Massage And Facial Spa and 54 (Moderate) for Oxi Fresh Carpet Cleaning, giving Hand And Stone Massage And Facial Spa the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 59/100 | 54/100 |
Health Tier | Moderate | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 120 | 61 |
SBA Volume | – | – |
Default Rate | 0.8% | 11.5% |
Peer Tier | major | established |
Investment & Costs
Total Investment | $100K – $153K | $68K – $150K |
Franchise Fee | $50K | $69K |
Royalty Rate | 6% | N/A |
Ad Fund | N/A | 2% |
Liquid Capital | $150K | N/A |
Net Worth Required | $750K | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 101 | 52 |
Franchised Units | 101 | 52 |
Company-Owned | – | – |
Term Length | N/A | N/A |
Brand Information
Year Founded | 2004 | 2011 |
Franchising Since | 1960 | N/A |
Years Franchising | 66 yrs | N/A |
Headquarters | N/A | FL |
Category | All Other Personal Services | All Other Personal Services |
Website | ||
FDD Year | 2025 | 2025 |
Which Is Better, Hand And Stone Massage And Facial Spa or Oxi Fresh Carpet Cleaning?
Lower upfront capital required
Oxi Fresh Carpet Cleaning
Hand And Stone Massage And Facial Spa: $100K starting · Oxi Fresh Carpet Cleaning: $68K starting
More SBA lender confidence
Hand And Stone Massage And Facial Spa
Hand And Stone Massage And Facial Spa: 120 SBA loans · Oxi Fresh Carpet Cleaning: 61 SBA loans
Lower historical default rate
Hand And Stone Massage And Facial Spa
Hand And Stone Massage And Facial Spa: 0.8% · Oxi Fresh Carpet Cleaning: 11.5%
Larger system & brand presence
Hand And Stone Massage And Facial Spa
Hand And Stone Massage And Facial Spa: 101 units · Oxi Fresh Carpet Cleaning: 52 units
More lender financing options
Hand And Stone Massage And Facial Spa
Hand And Stone Massage And Facial Spa: 56 unique lenders · Oxi Fresh Carpet Cleaning: 19 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Hand And Stone Massage And Facial Spa vs Oxi Fresh Carpet Cleaning: Franchise Funding Comparison
Comparing Hand And Stone Massage And Facial Spa and Oxi Fresh Carpet Cleaning is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $68K to $153K.
Both brands have active SBA lending histories, Hand And Stone Massage And Facial Spa with 120 SBA loans and Oxi Fresh Carpet Cleaning with 61. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Hand And Stone Massage And Facial Spa vs Oxi Fresh Carpet Cleaning, Frequently Asked Questions
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