Hand and Stone vs Hollywood Tans
Hand and Stone vs Hollywood Tans: Hand and Stone costs $188K to $2.0M to open; Hollywood Tans costs $50K to $360K. Hand and Stone has 85 units, Hollywood Tans has 110. SBA loan history: Hand and Stone = 95 loans (2.1% default); Hollywood Tans = 159 loans (20.1% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Hand and Stone vs Hollywood Tans: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Hollywood Tans requires the lower minimum capital commitment ($50K vs $188K for Hand and Stone), a 277% spread. Initial franchise fees come in at $10K for Hand and Stone versus $50K for Hollywood Tans, Hand and Stone has the lower entry fee.
System Scale & Tenure
On scale, Hollywood Tans operates 110 units to Hand and Stone's 85. Hollywood Tans has been operating 32 years (founded 1994) versus 22 for Hand and Stone (founded 2004), a 10-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Hollywood Tans has the deeper SBA lending track record, with 159 7(a) approvals compared with 95 for Hand and Stone.
Risk Signal
SBA default rates are 2.1% for Hand and Stone and 20.1% for Hollywood Tans, Hand and Stone has the cleaner SBA loss record by 18.0 points. PeerSense FPI scores come in at 55 (Moderate) for Hand and Stone and 24 (Fair) for Hollywood Tans, giving Hand and Stone the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 55/100 | 24/100 |
Health Tier | Moderate | Limited |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 95 | 159 |
SBA Volume | – | – |
Default Rate | 2.1% | 20.1% |
Peer Tier | established | major |
Investment & Costs
Total Investment | $188K to $2.0M | $50K to $360K |
Franchise Fee | $10K | $50K |
Royalty Rate | 8.5% | N/A |
Ad Fund | 2.5% | N/A |
Liquid Capital | N/A | $100K |
Net Worth Required | N/A | $300K |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 85 | 110 |
Franchised Units | 85 | 110 |
Company Owned | – | – |
Term Length | 10 yrs | N/A |
Brand Information
Year Founded | 2004 | 1994 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | Trevose, PA | ASTON (ASTON MILLS), PA |
Category | Other Personal Care Services | Other Personal Care Services |
Website | ||
FDD Year | 2025 | N/A |
Which Is Better, Hand and Stone or Hollywood Tans?
Lower upfront capital required
Tie
Hand and Stone: $188K starting · Hollywood Tans: $50K starting
More SBA lender confidence
Hollywood Tans
Hand and Stone: 95 SBA loans · Hollywood Tans: 159 SBA loans
Lower SBA default rate
Hand and Stone
Hand and Stone: 2.1% · Hollywood Tans: 20.1%
Larger system & brand presence
Tie
Hand and Stone: 85 units · Hollywood Tans: 110 units
More lender financing options
Hand and Stone
Hand and Stone: 33 unique lenders · Hollywood Tans: 25 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Hand and Stone vs Hollywood Tans: Franchise Funding Comparison
Comparing Hand and Stone and Hollywood Tans is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $50K to $2.0M.
Hand and Stone has 95 SBA loans on record and Hollywood Tans has 159. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Hand and Stone vs Hollywood Tans, Frequently Asked Questions
Which is a better franchise investment, Hand and Stone or Hollywood Tans?
How much does a Hand and Stone franchise cost compared to Hollywood Tans?
Can I finance Hand and Stone or Hollywood Tans with an SBA loan?
Which has a lower SBA default rate, Hand and Stone or Hollywood Tans?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman