Griswold Home Care vs New Horizons
Griswold Home Care vs New Horizons: Griswold Home Care costs $96K to $181K to open; New Horizons costs $210K to N/A. Griswold Home Care has 13 units, New Horizons has 11. SBA loan history: Griswold Home Care = 16 loans (0.0% default); New Horizons = 11 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Griswold Home Care vs New Horizons: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Griswold Home Care requires the lower minimum capital commitment ($96K vs $210K for New Horizons), a 54% spread.
System Scale & Tenure
On scale, Griswold Home Care operates 13 units to New Horizons's 11. New Horizons has been operating 44 years (founded 1982) versus 44 for Griswold Home Care (founded 1982), a 0-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Griswold Home Care has the deeper SBA lending track record, with 16 7(a) approvals compared with 11 for New Horizons. Griswold Home Care's peak SBA year was 2025 (6 loans); New Horizons's peak was 2018 (4 loans). Griswold Home Care's more recent peak generally indicates fresher lender appetite. Griswold Home Care has the most SBA funded units in CA, with 3. New Horizons leads in NY, with 6. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Griswold Home Care deals is $315K vs $514K for New Horizons, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 0.0% for Griswold Home Care and 0.0% for New Horizons. PeerSense FPI scores come in at 71 (Strong) for Griswold Home Care and 52 (Moderate) for New Horizons, giving Griswold Home Care the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 71/100 | 52/100 |
Health Tier | Strong | Moderate |
Confidence | N/A | N/A |
Lending Trend | Stable | N/A |
SBA Lending
SBA Loans | 16 | 11 |
SBA Volume | – | – |
Default Rate | 0.0% | 0.0% |
Peer Tier | growing | growing |
Investment & Costs
Total Investment | $96K to $181K | $210K to N/A |
Franchise Fee | $50K | N/A |
Royalty Rate | 4% | N/A |
Ad Fund | 0.5% | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Not Disclosed |
System Size & Operations
Total Units | 13 | 11 |
Franchised Units | 13 | 11 |
Company Owned | – | – |
Term Length | 10 yrs | N/A |
Brand Information
Year Founded | 1982 | 1982 |
Franchising Since | 2009 | N/A |
Years Franchising | 17 yrs | N/A |
Headquarters | Blue Bell, PA | N/A |
Category | Vocational Rehabilitation Services | Vocational Rehabilitation Services |
Website | ||
FDD Year | 2025 | N/A |
Which Is Better, Griswold Home Care or New Horizons?
Lower upfront capital required
Tie
Griswold Home Care: $96K starting · New Horizons: $210K starting
More SBA lender confidence
Griswold Home Care
Griswold Home Care: 16 SBA loans · New Horizons: 11 SBA loans
Lower SBA default rate
Tie
Griswold Home Care: 0.0% · New Horizons: 0.0%
Larger system & brand presence
Tie
Griswold Home Care: 13 units · New Horizons: 11 units
More lender financing options
New Horizons
Griswold Home Care: 6 unique lenders · New Horizons: 9 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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Griswold Home Care vs New Horizons: Franchise Funding Comparison
Comparing Griswold Home Care and New Horizons is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $96K to $210K.
Griswold Home Care has 16 SBA loans on record and New Horizons has 11. Those totals are cumulative history rather than a measure of current appetite. There is not enough recent lending activity on record to judge current appetite for at least one of these brands, so it has to be checked deal by deal.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Griswold Home Care vs New Horizons, Frequently Asked Questions
Which is a better franchise investment, Griswold Home Care or New Horizons?
How much does a Griswold Home Care franchise cost compared to New Horizons?
Can I finance Griswold Home Care or New Horizons with an SBA loan?
Which has a lower SBA default rate, Griswold Home Care or New Horizons?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman