Great Frame (The) vs Real Deals Homedecor
Great Frame (The) vs Real Deals Homedecor: Great Frame (The) costs $70K to $168K to open; Real Deals Homedecor costs $21K to $112K. Great Frame (The) has 32 units, Real Deals Homedecor has 9. SBA loan history: Great Frame (The) = 43 loans (23.3% default); Real Deals Homedecor = 12 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Great Frame (The) vs Real Deals Homedecor: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Real Deals Homedecor requires the lower minimum capital commitment ($21K vs $70K for Great Frame (The)), a 241% spread. Initial franchise fees come in at $74K for Great Frame (The) versus $23K for Real Deals Homedecor, Real Deals Homedecor has the lower entry fee. Ongoing royalty load is 6% for Great Frame (The) and 5% for Real Deals Homedecor, giving Real Deals Homedecor the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Great Frame (The) operates 32 units to Real Deals Homedecor's 9, roughly 4× the system size. Great Frame (The) has been operating 55 years (founded 1971) versus 23 for Real Deals Homedecor (founded 2003), a 32-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Great Frame (The) has the deeper SBA lending track record, with 43 7(a) approvals compared with 12 for Real Deals Homedecor. Great Frame (The)'s peak SBA year was 2004 (12 loans); Real Deals Homedecor's peak was 2010 (5 loans). Real Deals Homedecor's more recent peak generally indicates fresher lender appetite. Great Frame (The) has the most SBA funded units in TX, with 8. Real Deals Homedecor leads in MT, with 3. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Great Frame (The) deals is $144K vs $116K for Real Deals Homedecor, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 23.3% for Great Frame (The) and 0.0% for Real Deals Homedecor, Real Deals Homedecor has the cleaner SBA loss record by 23.3 points. PeerSense FPI scores come in at 24 (Fair) for Great Frame (The) and 44 (Fair) for Real Deals Homedecor, giving Real Deals Homedecor the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 24/100 | 44/100 |
Health Tier | Limited | Fair |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 43 | 12 |
SBA Volume | – | – |
Default Rate | 23.3% | 0.0% |
Peer Tier | established | growing |
Investment & Costs
Total Investment | $70K to $168K | $21K to $112K |
Franchise Fee | $74K | $23K |
Royalty Rate | 6% | 5% |
Ad Fund | 2% | 1.5% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 32 | 9 |
Franchised Units | 32 | 9 |
Company Owned | – | – |
Term Length | N/A | 5 yrs |
Brand Information
Year Founded | 1971 | 2003 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | HOUSTON, TX | HELENA, MT |
Category | All Other Home Furnishings Stores | All Other Home Furnishings Stores |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Great Frame (The) or Real Deals Homedecor?
Lower upfront capital required
Tie
Great Frame (The): $70K starting · Real Deals Homedecor: $21K starting
More SBA lender confidence
Great Frame (The)
Great Frame (The): 43 SBA loans · Real Deals Homedecor: 12 SBA loans
Lower SBA default rate
Real Deals Homedecor
Great Frame (The): 23.3% · Real Deals Homedecor: 0.0%
Larger system & brand presence
Tie
Great Frame (The): 32 units · Real Deals Homedecor: 9 units
Lower ongoing royalty load
Real Deals Homedecor
Great Frame (The): 6% · Real Deals Homedecor: 5%
More lender financing options
Great Frame (The)
Great Frame (The): 21 unique lenders · Real Deals Homedecor: 9 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Great Frame (The) vs Real Deals Homedecor: Franchise Funding Comparison
Comparing Great Frame (The) and Real Deals Homedecor is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $21K to $168K.
Great Frame (The) has 43 SBA loans on record and Real Deals Homedecor has 12. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Great Frame (The) vs Real Deals Homedecor, Frequently Asked Questions
Which is a better franchise investment, Great Frame (The) or Real Deals Homedecor?
How much does a Great Frame (The) franchise cost compared to Real Deals Homedecor?
Can I finance Great Frame (The) or Real Deals Homedecor with an SBA loan?
Which has a lower SBA default rate, Great Frame (The) or Real Deals Homedecor?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman