Skip to main content
✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.98%↓✦30 Yr Treasury:5.32%↓✦30 Yr Mortgage:7.24%·Updated Oct 29, 2026✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.98%↓✦30 Yr Treasury:5.32%↓✦30 Yr Mortgage:7.24%·Updated Oct 29, 2026
Rates
Side by Side Comparison

Grade Power Learning vs Sylvan Learning

Quick Answer

Grade Power Learning vs Sylvan Learning: Grade Power Learning costs $68K to $168K to open; Sylvan Learning costs $108K to $239K. Grade Power Learning has 6 units, Sylvan Learning has 218. SBA loan history: Grade Power Learning = 7 loans (14.3% default); Sylvan Learning = 256 loans (22.7% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.

Grade Power Learning vs Sylvan Learning: Capital, Scale & Lending Analysis

Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.

Capital Intensity

Grade Power Learning requires the lower minimum capital commitment ($68K vs $108K for Sylvan Learning), a 37% spread.

System Scale & Tenure

On scale, Sylvan Learning operates 218 units to Grade Power Learning's 6, roughly 36× the system size.

SBA Lending Profile

Sylvan Learning has the deeper SBA lending track record, with 256 7(a) approvals compared with 7 for Grade Power Learning.

Risk Signal

SBA default rates are 14.3% for Grade Power Learning and 22.7% for Sylvan Learning, Grade Power Learning has the cleaner SBA loss record by 8.4 points. PeerSense FPI scores come in at 25 (Fair) for Grade Power Learning and 31 (Fair) for Sylvan Learning, giving Sylvan Learning the stronger composite signal across SBA performance, lender appetite, and operational consistency.

Grade Power Learning
Grade Power Learning

Exam Preparation

25
Sylvan Learning
Sylvan Learning

Exam Preparation

31 12W

Health & Performance

FPI Score
25/100
31/100
Health Tier
Limited
Limited
Confidence
N/A
N/A
Lending Trend
Declining
Declining

SBA Lending

SBA Loans
7
256
SBA Volume
–
–
Default Rate
14.3%
22.7%
Peer Tier
emerging
major

Investment & Costs

Total Investment
$68K to $168K
$108K to $239K
Franchise Fee
N/A
$37K
Royalty Rate
N/A
11%
Ad Fund
N/A
5%
Liquid Capital
N/A
$75K
Net Worth Required
N/A
$150K

Financial Performance (Item 19)

Item 19 Status
Not Disclosed
Disclosed

System Size & Operations

Total Units
6
218
Franchised Units
6
218
Company Owned
–
–
Term Length
N/A
10 yrs

Brand Information

Year Founded
N/A
1979
Franchising Since
N/A
1960
Years Franchising
N/A
66 yrs
Headquarters
TX
Hunt Valley, TX
Category
Exam Preparation
Exam Preparation
Website
FDD Year
N/A
2025

Which Is Better, Grade Power Learning or Sylvan Learning?

Lower upfront capital required

Tie

Grade Power Learning: $68K starting · Sylvan Learning: $108K starting

More SBA lender confidence

Sylvan Learning

Grade Power Learning: 7 SBA loans · Sylvan Learning: 256 SBA loans

Lower SBA default rate

Grade Power Learning

Grade Power Learning: 14.3% · Sylvan Learning: 22.7%

Larger system & brand presence

Tie

Grade Power Learning: 6 units · Sylvan Learning: 218 units

More lender financing options

Sylvan Learning

Grade Power Learning: 6 unique lenders · Sylvan Learning: 97 unique lenders

Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.

Franchise Financing

Need Funding for Grade Power Learning or Sylvan Learning?

PeerSense connects you with 500+ SBA lenders and capital sources. Our referral fee is established upfront and paid at closing.

500+

SBA Lenders & Capital Sources

$0

Retainers or Consulting Fees

SBA 7(a)

10% Down Franchise Loans

About These Franchises

Grade Power Learning

No description available.

Sylvan Learning

No description available.

Grade Power Learning vs Sylvan Learning: Franchise Funding Comparison

Comparing Grade Power Learning and Sylvan Learning is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $68K to $239K.

Grade Power Learning has 7 SBA loans on record and Sylvan Learning has 256. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.

SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.

Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.

Grade Power Learning vs Sylvan Learning, Frequently Asked Questions

Which is a better franchise investment, Grade Power Learning or Sylvan Learning?
Compare Grade Power Learning vs Sylvan Learning franchise costs, FDD data, royalty rates, unit counts, and SBA lending history side by side above. The best franchise depends on your capital, market, and risk tolerance, not a single ranking. Use the decision matrix above to see which brand wins on each financing dimension.
How much does a Grade Power Learning franchise cost compared to Sylvan Learning?
Grade Power Learning requires $68K to $168K in total initial investment with a N/A franchise fee. Sylvan Learning requires $108K to $239K with a $37K franchise fee. All numbers come from official Franchise Disclosure Document filings.
Can I finance Grade Power Learning or Sylvan Learning with an SBA loan?
Both brands appear on the SBA Franchise Directory and have funded SBA 7(a) loans: Grade Power Learning has 7 SBA loans on record; Sylvan Learning has 256. SBA 7(a) is the most common franchise financing vehicle, offering up to $5M with 10% down. PeerSense routes your deal to lenders who have already approved the brand.
Which has a lower SBA default rate, Grade Power Learning or Sylvan Learning?
Grade Power Learning: 14.3% SBA default rate. Sylvan Learning: 22.7% SBA default rate. Lower default rates mean lenders quote tighter rates and underwrite faster.

Talk to PeerSense

Tell us which brand and your budget. We source capital from lenders who have already funded deals in these systems.

Franchise / SBA 7(a): The desk will reach out. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close
SBA already on the books?
What best describes your company
Liquid funds available outside this deal

Referral fee realized at closing · Or call (317) 452 6990

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman