Goodyear Tire vs Tires Plus
Goodyear Tire vs Tires Plus: Goodyear Tire costs $100K–$941K to open; Tires Plus costs $94K–$503K. Goodyear Tire has 56 units, Tires Plus has 35. SBA loan history: Goodyear Tire = 70 loans (18.6% default); Tires Plus = 45 loans (2.2% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet, see the comparison below.
Goodyear Tire vs Tires Plus: Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Tires Plus requires the lower minimum capital commitment ($94K vs $100K for Goodyear Tire), a 6% spread. Initial franchise fees come in at $75K for Goodyear Tire versus $41K for Tires Plus, Tires Plus has the lower entry fee.
System Scale & Tenure
On scale, Goodyear Tire operates 56 units to Tires Plus's 35.
SBA Lending Profile
Goodyear Tire has the deeper SBA lending track record with 70 historical 7(a) approvals versus 45 for Tires Plus. Goodyear Tire's peak SBA year was 1996 (9 loans); Tires Plus's peak was 2000 (6 loans). Tires Plus's more recent peak generally indicates fresher lender appetite. Geographically, Goodyear Tire concentrates in CA (14 SBA-funded units) while Tires Plus leads in MN (16). Pick the brand whose strongest state matches yours for warmest lender introductions. Average SBA loan size on funded Goodyear Tire deals is $492K vs $275K for Tires Plus, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 18.6% for Goodyear Tire and 2.2% for Tires Plus, Tires Plus has the cleaner historical loss profile by 16.4 points. PeerSense FPI scores come in at 24 (Fair) for Goodyear Tire and 46 (Fair) for Tires Plus, giving Tires Plus the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 24/100 | 46/100 |
Health Tier | Limited | Fair |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 70 | 45 |
SBA Volume | – | – |
Default Rate | 18.6% | 2.2% |
Peer Tier | established | established |
Investment & Costs
Total Investment | $100K – $941K | $94K – $503K |
Franchise Fee | $75K | $41K |
Royalty Rate | N/A | N/A |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 56 | 35 |
Franchised Units | 56 | 35 |
Company-Owned | – | – |
Term Length | N/A | N/A |
Brand Information
Year Founded | N/A | N/A |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | GILROY, CA | BUFFALO, MN |
Category | Tire Dealers | Tire Dealers |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Goodyear Tire or Tires Plus?
Lower upfront capital required
Tires Plus
Goodyear Tire: $100K starting · Tires Plus: $94K starting
More SBA lender confidence
Goodyear Tire
Goodyear Tire: 70 SBA loans · Tires Plus: 45 SBA loans
Lower historical default rate
Tires Plus
Goodyear Tire: 18.6% · Tires Plus: 2.2%
Larger system & brand presence
Goodyear Tire
Goodyear Tire: 56 units · Tires Plus: 35 units
More lender financing options
Goodyear Tire
Goodyear Tire: 42 unique lenders · Tires Plus: 24 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Goodyear Tire vs Tires Plus: Franchise Funding Comparison
Comparing Goodyear Tire and Tires Plus is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $94K to $941K.
Both brands have active SBA lending histories, Goodyear Tire with 70 SBA loans and Tires Plus with 45. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Goodyear Tire vs Tires Plus, Frequently Asked Questions
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