Geeks On Call vs New Horizon Computer Learning
Geeks On Call vs New Horizon Computer Learning: Geeks On Call costs $20K to $131K to open; New Horizon Computer Learning costs $77K to $711K. Geeks On Call has 21 units, New Horizon Computer Learning has 23. SBA loan history: Geeks On Call = 28 loans (17.9% default); New Horizon Computer Learning = 38 loans (31.6% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Geeks On Call vs New Horizon Computer Learning: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Geeks On Call requires the lower minimum capital commitment ($20K vs $77K for New Horizon Computer Learning), a 74% spread. Initial franchise fees come in at $25K for Geeks On Call versus $48K for New Horizon Computer Learning, Geeks On Call has the lower entry fee.
System Scale & Tenure
On scale, New Horizon Computer Learning operates 23 units to Geeks On Call's 21. Geeks On Call has been operating 27 years (founded 1999) versus 6 for New Horizon Computer Learning (founded 2020), a 21-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
New Horizon Computer Learning has the deeper SBA lending track record, with 38 7(a) approvals compared with 28 for Geeks On Call. Geeks On Call's peak SBA year was 2002 (10 loans); New Horizon Computer Learning's peak was 1999 (7 loans). Geeks On Call's more recent peak generally indicates fresher lender appetite. Geeks On Call has the most SBA funded units in VA, with 5. New Horizon Computer Learning leads in PA, with 6. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Geeks On Call deals is $61K vs $379K for New Horizon Computer Learning, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 17.9% for Geeks On Call and 31.6% for New Horizon Computer Learning, Geeks On Call has the cleaner SBA loss record by 13.7 points. PeerSense FPI scores come in at 27 (Fair) for Geeks On Call and 23 (Fair) for New Horizon Computer Learning, giving Geeks On Call the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 27/100 | 23/100 |
Health Tier | Limited | Limited |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 28 | 38 |
SBA Volume | – | – |
Default Rate | 17.9% | 31.6% |
Peer Tier | established | established |
Investment & Costs
Total Investment | $20K to $131K | $77K to $711K |
Franchise Fee | $25K | $48K |
Royalty Rate | N/A | N/A |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 21 | 23 |
Franchised Units | 21 | 23 |
Company Owned | – | – |
Term Length | N/A | N/A |
Brand Information
Year Founded | 1999 | 2020 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | HAMPTON, VA | HANOVER, PA |
Category | Other Computer Related Services | Other Computer Related Services |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Geeks On Call or New Horizon Computer Learning?
Lower upfront capital required
Tie
Geeks On Call: $20K starting · New Horizon Computer Learning: $77K starting
More SBA lender confidence
New Horizon Computer Learning
Geeks On Call: 28 SBA loans · New Horizon Computer Learning: 38 SBA loans
Lower SBA default rate
Geeks On Call
Geeks On Call: 17.9% · New Horizon Computer Learning: 31.6%
Larger system & brand presence
Tie
Geeks On Call: 21 units · New Horizon Computer Learning: 23 units
More lender financing options
New Horizon Computer Learning
Geeks On Call: 12 unique lenders · New Horizon Computer Learning: 24 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Geeks On Call vs New Horizon Computer Learning: Franchise Funding Comparison
Comparing Geeks On Call and New Horizon Computer Learning is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $20K to $711K.
Geeks On Call has 28 SBA loans on record and New Horizon Computer Learning has 38. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Geeks On Call vs New Horizon Computer Learning, Frequently Asked Questions
Which is a better franchise investment, Geeks On Call or New Horizon Computer Learning?
How much does a Geeks On Call franchise cost compared to New Horizon Computer Learning?
Can I finance Geeks On Call or New Horizon Computer Learning with an SBA loan?
Which has a lower SBA default rate, Geeks On Call or New Horizon Computer Learning?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman