Garbageman vs Jdog Junk Removal Hauling
Garbageman vs Jdog Junk Removal Hauling: Garbageman costs $187K to $276K to open; Jdog Junk Removal Hauling costs $30K to $187K. Garbageman has 5 units, Jdog Junk Removal Hauling has 94. SBA loan history: Garbageman = 7 loans (0.0% default); Jdog Junk Removal Hauling = 45 loans (11.1% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Garbageman vs Jdog Junk Removal Hauling: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Jdog Junk Removal Hauling requires the lower minimum capital commitment ($30K vs $187K for Garbageman), a 524% spread. Initial franchise fees come in at $65K for Garbageman versus $45K for Jdog Junk Removal Hauling, Jdog Junk Removal Hauling has the lower entry fee.
System Scale & Tenure
On scale, Jdog Junk Removal Hauling operates 94 units to Garbageman's 5, roughly 19× the system size.
SBA Lending Profile
Jdog Junk Removal Hauling has the deeper SBA lending track record, with 45 7(a) approvals compared with 7 for Garbageman. Garbageman's peak SBA year was 2011 (3 loans); Jdog Junk Removal Hauling's peak was 2022 (12 loans). Jdog Junk Removal Hauling's more recent peak generally indicates fresher lender appetite. Garbageman has the most SBA funded units in MN, with 7. Jdog Junk Removal Hauling leads in FL, with 7. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Garbageman deals is $232K vs $144K for Jdog Junk Removal Hauling, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 0.0% for Garbageman and 11.1% for Jdog Junk Removal Hauling, Garbageman has the cleaner SBA loss record by 11.1 points. PeerSense FPI scores come in at 40 (Fair) for Garbageman and 55 (Moderate) for Jdog Junk Removal Hauling, giving Jdog Junk Removal Hauling the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 40/100 | 55/100 |
Health Tier | Fair | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 7 | 45 |
SBA Volume | – | – |
Default Rate | 0.0% | 11.1% |
Peer Tier | emerging | established |
Investment & Costs
Total Investment | $187K to $276K | $30K to $187K |
Franchise Fee | $65K | $45K |
Royalty Rate | N/A | 5% |
Ad Fund | N/A | 2% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Disclosed |
System Size & Operations
Total Units | 5 | 94 |
Franchised Units | 5 | 94 |
Company Owned | – | – |
Term Length | N/A | 15 yrs |
Brand Information
Year Founded | 2008 | N/A |
Franchising Since | N/A | 2012 |
Years Franchising | N/A | 14 yrs |
Headquarters | LORETTO, MN | TUSCALOOSA, AL |
Category | Solid Waste Collection | Solid Waste Collection |
Website | ||
FDD Year | N/A | 2025 |
Which Is Better, Garbageman or Jdog Junk Removal Hauling?
Lower upfront capital required
Tie
Garbageman: $187K starting · Jdog Junk Removal Hauling: $30K starting
More SBA lender confidence
Jdog Junk Removal Hauling
Garbageman: 7 SBA loans · Jdog Junk Removal Hauling: 45 SBA loans
Lower SBA default rate
Garbageman
Garbageman: 0.0% · Jdog Junk Removal Hauling: 11.1%
Larger system & brand presence
Tie
Garbageman: 5 units · Jdog Junk Removal Hauling: 94 units
More lender financing options
Jdog Junk Removal Hauling
Garbageman: 5 unique lenders · Jdog Junk Removal Hauling: 7 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Garbageman vs Jdog Junk Removal Hauling: Franchise Funding Comparison
Comparing Garbageman and Jdog Junk Removal Hauling is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $30K to $276K.
Garbageman has 7 SBA loans on record and Jdog Junk Removal Hauling has 45. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Garbageman vs Jdog Junk Removal Hauling, Frequently Asked Questions
Which is a better franchise investment, Garbageman or Jdog Junk Removal Hauling?
How much does a Garbageman franchise cost compared to Jdog Junk Removal Hauling?
Can I finance Garbageman or Jdog Junk Removal Hauling with an SBA loan?
Which has a lower SBA default rate, Garbageman or Jdog Junk Removal Hauling?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman