Floyds 99 Barbershop vs Knockouts
Floyds 99 Barbershop vs Knockouts: Floyds 99 Barbershop costs $385K to $1.3M to open; Knockouts costs $120K to $292K. Floyds 99 Barbershop has 12 units, Knockouts has 9. SBA loan history: Floyds 99 Barbershop = 12 loans (0.0% default); Knockouts = 13 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Floyds 99 Barbershop vs Knockouts: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Knockouts requires the lower minimum capital commitment ($120K vs $385K for Floyds 99 Barbershop), a 222% spread. Initial franchise fees come in at $50K for Floyds 99 Barbershop versus $40K for Knockouts, Knockouts has the lower entry fee. Ongoing royalty load is 6% for Floyds 99 Barbershop and 6% for Knockouts, equal royalty drag.
System Scale & Tenure
On scale, Floyds 99 Barbershop operates 12 units to Knockouts's 9. Floyds 99 Barbershop has been operating 27 years (founded 1999) versus 24 for Knockouts (founded 2002), a 3-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Knockouts has the deeper SBA lending track record, with 13 7(a) approvals compared with 12 for Floyds 99 Barbershop. Floyds 99 Barbershop's peak SBA year was 2025 (4 loans); Knockouts's peak was 2023 (3 loans). Floyds 99 Barbershop's more recent peak generally indicates fresher lender appetite. Floyds 99 Barbershop has the most SBA funded units in CO, with 3. Knockouts leads in IN, with 5. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Floyds 99 Barbershop deals is $634K vs $194K for Knockouts, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 0.0% for Floyds 99 Barbershop and 0.0% for Knockouts. PeerSense FPI scores come in at 60 (Moderate) for Floyds 99 Barbershop and 57 (Moderate) for Knockouts, giving Floyds 99 Barbershop the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 60/100 | 57/100 |
Health Tier | Moderate | Moderate |
Confidence | N/A | N/A |
Lending Trend | N/A | Declining |
SBA Lending
SBA Loans | 12 | 13 |
SBA Volume | – | – |
Default Rate | 0.0% | 0.0% |
Peer Tier | growing | growing |
Investment & Costs
Total Investment | $385K to $1.3M | $120K to $292K |
Franchise Fee | $50K | $40K |
Royalty Rate | 6% | 6% |
Ad Fund | 6.5% | 2% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Not Disclosed |
System Size & Operations
Total Units | 12 | 9 |
Franchised Units | 12 | 9 |
Company Owned | – | – |
Term Length | 10 yrs | 10 yrs |
Brand Information
Year Founded | 1999 | 2002 |
Franchising Since | 2005 | N/A |
Years Franchising | 21 yrs | N/A |
Headquarters | Boulder, CO | Avon, IN |
Category | Barber Shops | Barber Shops |
Website | ||
FDD Year | 2025 | N/A |
Which Is Better, Floyds 99 Barbershop or Knockouts?
Lower upfront capital required
Tie
Floyds 99 Barbershop: $385K starting · Knockouts: $120K starting
More SBA lender confidence
Knockouts
Floyds 99 Barbershop: 12 SBA loans · Knockouts: 13 SBA loans
Lower SBA default rate
Tie
Floyds 99 Barbershop: 0.0% · Knockouts: 0.0%
Larger system & brand presence
Tie
Floyds 99 Barbershop: 12 units · Knockouts: 9 units
Lower ongoing royalty load
Tie
Floyds 99 Barbershop: 6% · Knockouts: 6%
More lender financing options
Tie
Floyds 99 Barbershop: 4 unique lenders · Knockouts: 4 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Floyds 99 Barbershop vs Knockouts: Franchise Funding Comparison
Comparing Floyds 99 Barbershop and Knockouts is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $120K to $1.3M.
Floyds 99 Barbershop has 12 SBA loans on record and Knockouts has 13. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Floyds 99 Barbershop vs Knockouts, Frequently Asked Questions
Which is a better franchise investment, Floyds 99 Barbershop or Knockouts?
How much does a Floyds 99 Barbershop franchise cost compared to Knockouts?
Can I finance Floyds 99 Barbershop or Knockouts with an SBA loan?
Which has a lower SBA default rate, Floyds 99 Barbershop or Knockouts?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman