Express Personnel Services vs Remedy Temp
Express Personnel Services vs Remedy Temp: Express Personnel Services costs $50K to $240K to open; Remedy Temp costs $67K to $100K. Express Personnel Services has 33 units, Remedy Temp has 8. SBA loan history: Express Personnel Services = 41 loans (7.3% default); Remedy Temp = 8 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Express Personnel Services vs Remedy Temp: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Express Personnel Services requires the lower minimum capital commitment ($50K vs $67K for Remedy Temp), a 25% spread. Initial franchise fees come in at $53K for Express Personnel Services versus $40K for Remedy Temp, Remedy Temp has the lower entry fee.
System Scale & Tenure
On scale, Express Personnel Services operates 33 units to Remedy Temp's 8, roughly 4× the system size.
SBA Lending Profile
Express Personnel Services has the deeper SBA lending track record, with 41 7(a) approvals compared with 8 for Remedy Temp. Express Personnel Services's peak SBA year was 1999 (9 loans); Remedy Temp's peak was 2004 (2 loans). Remedy Temp's more recent peak generally indicates fresher lender appetite. Express Personnel Services has the most SBA funded units in TX, with 12. Remedy Temp leads in OR, with 2. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Express Personnel Services deals is $127K vs $85K for Remedy Temp, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 7.3% for Express Personnel Services and 0.0% for Remedy Temp, Remedy Temp has the cleaner SBA loss record by 7.3 points. PeerSense FPI scores come in at 33 (Fair) for Express Personnel Services and 51 (Moderate) for Remedy Temp, giving Remedy Temp the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 33/100 | 51/100 |
Health Tier | Limited | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | N/A |
SBA Lending
SBA Loans | 41 | 8 |
SBA Volume | – | – |
Default Rate | 7.3% | 0.0% |
Peer Tier | established | emerging |
Investment & Costs
Total Investment | $50K to $240K | $67K to $100K |
Franchise Fee | $53K | $40K |
Royalty Rate | N/A | N/A |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 33 | 8 |
Franchised Units | 33 | 8 |
Company Owned | – | – |
Term Length | N/A | N/A |
Brand Information
Year Founded | N/A | 1965 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | PLANO, TX | OR |
Category | Temporary Help Services | Temporary Help Services |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Express Personnel Services or Remedy Temp?
Lower upfront capital required
Tie
Express Personnel Services: $50K starting · Remedy Temp: $67K starting
More SBA lender confidence
Express Personnel Services
Express Personnel Services: 41 SBA loans · Remedy Temp: 8 SBA loans
Lower SBA default rate
Remedy Temp
Express Personnel Services: 7.3% · Remedy Temp: 0.0%
Larger system & brand presence
Tie
Express Personnel Services: 33 units · Remedy Temp: 8 units
More lender financing options
Express Personnel Services
Express Personnel Services: 26 unique lenders · Remedy Temp: 7 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Express Personnel Services vs Remedy Temp: Franchise Funding Comparison
Comparing Express Personnel Services and Remedy Temp is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $50K to $240K.
Express Personnel Services has 41 SBA loans on record and Remedy Temp has 8. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Express Personnel Services vs Remedy Temp, Frequently Asked Questions
Which is a better franchise investment, Express Personnel Services or Remedy Temp?
How much does a Express Personnel Services franchise cost compared to Remedy Temp?
Can I finance Express Personnel Services or Remedy Temp with an SBA loan?
Which has a lower SBA default rate, Express Personnel Services or Remedy Temp?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman