E.r.a Real Estate vs Itrip Vacations
E.r.a Real Estate vs Itrip Vacations: E.r.a Real Estate costs $22K to $145K to open; Itrip Vacations costs $50K to $578K. E.r.a Real Estate has 10 units, Itrip Vacations has 25. SBA loan history: E.r.a Real Estate = 12 loans (25.0% default); Itrip Vacations = 30 loans (13.3% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
E.r.a Real Estate vs Itrip Vacations: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
E.r.a Real Estate requires the lower minimum capital commitment ($22K vs $50K for Itrip Vacations), a 57% spread. Initial franchise fees come in at $28K for E.r.a Real Estate versus $50K for Itrip Vacations, E.r.a Real Estate has the lower entry fee.
System Scale & Tenure
On scale, Itrip Vacations operates 25 units to E.r.a Real Estate's 10, roughly 3× the system size.
SBA Lending Profile
Itrip Vacations has the deeper SBA lending track record, with 30 7(a) approvals compared with 12 for E.r.a Real Estate. E.r.a Real Estate's peak SBA year was 1995 (5 loans); Itrip Vacations's peak was 2022 (6 loans). Itrip Vacations's more recent peak generally indicates fresher lender appetite. E.r.a Real Estate has the most SBA funded units in NJ, with 2. Itrip Vacations leads in FL, with 10. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded E.r.a Real Estate deals is $81K vs $219K for Itrip Vacations, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 25.0% for E.r.a Real Estate and 13.3% for Itrip Vacations, Itrip Vacations has the cleaner SBA loss record by 11.7 points. PeerSense FPI scores come in at 33 (Fair) for E.r.a Real Estate and 65 (Strong) for Itrip Vacations, giving Itrip Vacations the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 33/100 | 65/100 |
Health Tier | Limited | Strong |
Confidence | N/A | N/A |
Lending Trend | N/A | Growing |
SBA Lending
SBA Loans | 12 | 30 |
SBA Volume | – | – |
Default Rate | 25.0% | 13.3% |
Peer Tier | growing | established |
Investment & Costs
Total Investment | $22K to $145K | $50K to $578K |
Franchise Fee | $28K | $50K |
Royalty Rate | N/A | 7% |
Ad Fund | N/A | 1% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Disclosed |
System Size & Operations
Total Units | 10 | 25 |
Franchised Units | 10 | 25 |
Company Owned | – | – |
Term Length | N/A | N/A |
Brand Information
Year Founded | N/A | 2008 |
Franchising Since | N/A | 2018 |
Years Franchising | N/A | 8 yrs |
Headquarters | AZ | Saint Petersburg, FL |
Category | Residential Property Managers | Residential Property Managers |
Website | ||
FDD Year | N/A | 2025 |
Which Is Better, E.r.a Real Estate or Itrip Vacations?
Lower upfront capital required
Tie
E.r.a Real Estate: $22K starting · Itrip Vacations: $50K starting
More SBA lender confidence
Itrip Vacations
E.r.a Real Estate: 12 SBA loans · Itrip Vacations: 30 SBA loans
Lower SBA default rate
Itrip Vacations
E.r.a Real Estate: 25.0% · Itrip Vacations: 13.3%
Larger system & brand presence
Tie
E.r.a Real Estate: 10 units · Itrip Vacations: 25 units
More lender financing options
Itrip Vacations
E.r.a Real Estate: 9 unique lenders · Itrip Vacations: 10 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
E.r.a Real Estate vs Itrip Vacations: Franchise Funding Comparison
Comparing E.r.a Real Estate and Itrip Vacations is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $22K to $578K.
E.r.a Real Estate has 12 SBA loans on record and Itrip Vacations has 30. Those totals are cumulative history rather than a measure of current appetite. There is not enough recent lending activity on record to judge current appetite for at least one of these brands, so it has to be checked deal by deal.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
E.r.a Real Estate vs Itrip Vacations, Frequently Asked Questions
Which is a better franchise investment, E.r.a Real Estate or Itrip Vacations?
How much does a E.r.a Real Estate franchise cost compared to Itrip Vacations?
Can I finance E.r.a Real Estate or Itrip Vacations with an SBA loan?
Which has a lower SBA default rate, E.r.a Real Estate or Itrip Vacations?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman