Diesel Barbershop vs Floyds 99 Barbershop
Diesel Barbershop vs Floyds 99 Barbershop: Diesel Barbershop costs $361K to $503K to open; Floyds 99 Barbershop costs $385K to $1.3M. Diesel Barbershop has 31 units, Floyds 99 Barbershop has 12. SBA loan history: Diesel Barbershop = 10 loans (0.0% default); Floyds 99 Barbershop = 12 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Diesel Barbershop vs Floyds 99 Barbershop: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Diesel Barbershop requires the lower minimum capital commitment ($361K vs $385K for Floyds 99 Barbershop), a 6% spread. Initial franchise fees come in at $45K for Diesel Barbershop versus $50K for Floyds 99 Barbershop, Diesel Barbershop has the lower entry fee. Ongoing royalty load is 7.5% for Diesel Barbershop and 6% for Floyds 99 Barbershop, giving Floyds 99 Barbershop the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Diesel Barbershop operates 31 units to Floyds 99 Barbershop's 12, roughly 3× the system size. Floyds 99 Barbershop has been operating 27 years (founded 1999) versus 15 for Diesel Barbershop (founded 2011), a 12-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Floyds 99 Barbershop has the deeper SBA lending track record, with 12 7(a) approvals compared with 10 for Diesel Barbershop. Diesel Barbershop's peak SBA year was 2020 (5 loans); Floyds 99 Barbershop's peak was 2025 (4 loans). Floyds 99 Barbershop's more recent peak generally indicates fresher lender appetite. Diesel Barbershop has the most SBA funded units in TX, with 4. Floyds 99 Barbershop leads in CO, with 3. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Diesel Barbershop deals is $270K vs $634K for Floyds 99 Barbershop, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 0.0% for Diesel Barbershop and 0.0% for Floyds 99 Barbershop. PeerSense FPI scores come in at 51 (Moderate) for Diesel Barbershop and 60 (Moderate) for Floyds 99 Barbershop, giving Floyds 99 Barbershop the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 51/100 | 60/100 |
Health Tier | Moderate | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | N/A |
SBA Lending
SBA Loans | 10 | 12 |
SBA Volume | – | – |
Default Rate | 0.0% | 0.0% |
Peer Tier | growing | growing |
Investment & Costs
Total Investment | $361K to $503K | $385K to $1.3M |
Franchise Fee | $45K | $50K |
Royalty Rate | 7.5% | 6% |
Ad Fund | 1% | 6.5% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Disclosed |
System Size & Operations
Total Units | 31 | 12 |
Franchised Units | 27 | 12 |
Company Owned | 4 | – |
Term Length | 10 yrs | 10 yrs |
Brand Information
Year Founded | 2011 | 1999 |
Franchising Since | 2017 | 2005 |
Years Franchising | 9 yrs | 21 yrs |
Headquarters | KATY, TX | Boulder, CO |
Category | Barber Shops | Barber Shops |
Website | ||
FDD Year | 2026 | 2025 |
Which Is Better, Diesel Barbershop or Floyds 99 Barbershop?
Lower upfront capital required
Diesel Barbershop
Diesel Barbershop: $361K starting · Floyds 99 Barbershop: $385K starting
More SBA lender confidence
Floyds 99 Barbershop
Diesel Barbershop: 10 SBA loans · Floyds 99 Barbershop: 12 SBA loans
Lower SBA default rate
Tie
Diesel Barbershop: 0.0% · Floyds 99 Barbershop: 0.0%
Larger system & brand presence
Diesel Barbershop
Diesel Barbershop: 31 units · Floyds 99 Barbershop: 12 units
Lower ongoing royalty load
Floyds 99 Barbershop
Diesel Barbershop: 7.5% · Floyds 99 Barbershop: 6%
More lender financing options
Diesel Barbershop
Diesel Barbershop: 8 unique lenders · Floyds 99 Barbershop: 4 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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Diesel Barbershop vs Floyds 99 Barbershop: Franchise Funding Comparison
Comparing Diesel Barbershop and Floyds 99 Barbershop is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $361K to $1.3M.
Diesel Barbershop has 10 SBA loans on record and Floyds 99 Barbershop has 12. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Diesel Barbershop vs Floyds 99 Barbershop, Frequently Asked Questions
Which is a better franchise investment, Diesel Barbershop or Floyds 99 Barbershop?
How much does a Diesel Barbershop franchise cost compared to Floyds 99 Barbershop?
Can I finance Diesel Barbershop or Floyds 99 Barbershop with an SBA loan?
Which has a lower SBA default rate, Diesel Barbershop or Floyds 99 Barbershop?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman