CRUISE HOLIDAYS INTERNATIONAL vs Uniglobe Travel International
CRUISE HOLIDAYS INTERNATIONAL vs Uniglobe Travel International: CRUISE HOLIDAYS INTERNATIONAL costs $7K to $160K to open; Uniglobe Travel International costs $40K to $152K. CRUISE HOLIDAYS INTERNATIONAL has 16 units, Uniglobe Travel International has 20. SBA loan history: CRUISE HOLIDAYS INTERNATIONAL = 17 loans (11.8% default); Uniglobe Travel International = 28 loans (28.6% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
CRUISE HOLIDAYS INTERNATIONAL vs Uniglobe Travel International: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
CRUISE HOLIDAYS INTERNATIONAL requires the lower minimum capital commitment ($7K vs $40K for Uniglobe Travel International), a 82% spread. Initial franchise fees come in at $30K for CRUISE HOLIDAYS INTERNATIONAL versus $40K for Uniglobe Travel International, CRUISE HOLIDAYS INTERNATIONAL has the lower entry fee.
System Scale & Tenure
On scale, Uniglobe Travel International operates 20 units to CRUISE HOLIDAYS INTERNATIONAL's 16.
SBA Lending Profile
Uniglobe Travel International has the deeper SBA lending track record, with 28 7(a) approvals compared with 17 for CRUISE HOLIDAYS INTERNATIONAL.
Risk Signal
SBA default rates are 11.8% for CRUISE HOLIDAYS INTERNATIONAL and 28.6% for Uniglobe Travel International, CRUISE HOLIDAYS INTERNATIONAL has the cleaner SBA loss record by 16.8 points. PeerSense FPI scores come in at 40 (Fair) for CRUISE HOLIDAYS INTERNATIONAL and 32 (Fair) for Uniglobe Travel International, giving CRUISE HOLIDAYS INTERNATIONAL the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 40/100 | 32/100 |
Health Tier | Fair | Limited |
Confidence | N/A | N/A |
Lending Trend | N/A | N/A |
SBA Lending
SBA Loans | 17 | 28 |
SBA Volume | – | – |
Default Rate | 11.8% | 28.6% |
Peer Tier | growing | established |
Investment & Costs
Total Investment | $7K to $160K | $40K to $152K |
Franchise Fee | $30K | $40K |
Royalty Rate | 3% | N/A |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 16 | 20 |
Franchised Units | 16 | 20 |
Company Owned | – | – |
Term Length | N/A | N/A |
Brand Information
Year Founded | 1984 | N/A |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | N/A | BENECIA, CA |
Category | Travel Agencies | Travel Agencies |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, CRUISE HOLIDAYS INTERNATIONAL or Uniglobe Travel International?
Lower upfront capital required
Tie
CRUISE HOLIDAYS INTERNATIONAL: $7K starting · Uniglobe Travel International: $40K starting
More SBA lender confidence
Uniglobe Travel International
CRUISE HOLIDAYS INTERNATIONAL: 17 SBA loans · Uniglobe Travel International: 28 SBA loans
Lower SBA default rate
CRUISE HOLIDAYS INTERNATIONAL
CRUISE HOLIDAYS INTERNATIONAL: 11.8% · Uniglobe Travel International: 28.6%
Larger system & brand presence
Tie
CRUISE HOLIDAYS INTERNATIONAL: 16 units · Uniglobe Travel International: 20 units
More lender financing options
Uniglobe Travel International
CRUISE HOLIDAYS INTERNATIONAL: 13 unique lenders · Uniglobe Travel International: 21 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
CRUISE HOLIDAYS INTERNATIONAL vs Uniglobe Travel International: Franchise Funding Comparison
Comparing CRUISE HOLIDAYS INTERNATIONAL and Uniglobe Travel International is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $7K to $160K.
CRUISE HOLIDAYS INTERNATIONAL has 17 SBA loans on record and Uniglobe Travel International has 28. Those totals are cumulative history rather than a measure of current appetite. There is not enough recent lending activity on record to judge current appetite for at least one of these brands, so it has to be checked deal by deal.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
CRUISE HOLIDAYS INTERNATIONAL vs Uniglobe Travel International, Frequently Asked Questions
Which is a better franchise investment, CRUISE HOLIDAYS INTERNATIONAL or Uniglobe Travel International?
How much does a CRUISE HOLIDAYS INTERNATIONAL franchise cost compared to Uniglobe Travel International?
Can I finance CRUISE HOLIDAYS INTERNATIONAL or Uniglobe Travel International with an SBA loan?
Which has a lower SBA default rate, CRUISE HOLIDAYS INTERNATIONAL or Uniglobe Travel International?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman