Crown Trophy vs Rocket Fizz
Crown Trophy vs Rocket Fizz: Crown Trophy costs $38K to $419K to open; Rocket Fizz costs $905K to $1.7M. Crown Trophy has 44 units, Rocket Fizz has 20. SBA loan history: Crown Trophy = 57 loans (7.0% default); Rocket Fizz = 21 loans (9.5% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Crown Trophy vs Rocket Fizz: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Crown Trophy requires the lower minimum capital commitment ($38K vs $905K for Rocket Fizz), a 96% spread. Initial franchise fees come in at $35K for Crown Trophy versus $25K for Rocket Fizz, Rocket Fizz has the lower entry fee. Ongoing royalty load is 5% for Crown Trophy and 6% for Rocket Fizz, giving Crown Trophy the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Crown Trophy operates 44 units to Rocket Fizz's 20, roughly 2× the system size.
SBA Lending Profile
Crown Trophy has the deeper SBA lending track record, with 57 7(a) approvals compared with 21 for Rocket Fizz. Crown Trophy's peak SBA year was 2003 (5 loans); Rocket Fizz's peak was 2019 (3 loans). Rocket Fizz's more recent peak generally indicates fresher lender appetite. Both systems have the most SBA funded units in TX. Borrowers in that state will find the deepest lender familiarity with either brand. Average SBA loan size on funded Crown Trophy deals is $130K vs $150K for Rocket Fizz, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 7.0% for Crown Trophy and 9.5% for Rocket Fizz, Crown Trophy has the cleaner SBA loss record by 2.5 points. PeerSense FPI scores come in at 46 (Fair) for Crown Trophy and 52 (Moderate) for Rocket Fizz, giving Rocket Fizz the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 46/100 | 52/100 |
Health Tier | Fair | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 57 | 21 |
SBA Volume | – | – |
Default Rate | 7.0% | 9.5% |
Peer Tier | established | growing |
Investment & Costs
Total Investment | $38K to $419K | $905K to $1.7M |
Franchise Fee | $35K | $25K |
Royalty Rate | 5% | 6% |
Ad Fund | 2% | 2% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Disclosed |
System Size & Operations
Total Units | 44 | 20 |
Franchised Units | 44 | 20 |
Company Owned | – | – |
Term Length | 10 yrs | 10 yrs |
Brand Information
Year Founded | 1978 | N/A |
Franchising Since | 1985 | 2010 |
Years Franchising | 41 yrs | 16 yrs |
Headquarters | Hawthorne, NY | Reno, NV |
Category | All Other Miscellaneous Store Retailers | All Other Miscellaneous Store Retailers |
Website | ||
FDD Year | 2025 | 2025 |
Which Is Better, Crown Trophy or Rocket Fizz?
Lower upfront capital required
Crown Trophy
Crown Trophy: $38K starting · Rocket Fizz: $905K starting
More SBA lender confidence
Crown Trophy
Crown Trophy: 57 SBA loans · Rocket Fizz: 21 SBA loans
Lower SBA default rate
Crown Trophy
Crown Trophy: 7.0% · Rocket Fizz: 9.5%
Larger system & brand presence
Crown Trophy
Crown Trophy: 44 units · Rocket Fizz: 20 units
Lower ongoing royalty load
Crown Trophy
Crown Trophy: 5% · Rocket Fizz: 6%
More lender financing options
Crown Trophy
Crown Trophy: 37 unique lenders · Rocket Fizz: 16 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Crown Trophy vs Rocket Fizz: Franchise Funding Comparison
Comparing Crown Trophy and Rocket Fizz is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $38K to $1.7M.
Crown Trophy has 57 SBA loans on record and Rocket Fizz has 21. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Crown Trophy vs Rocket Fizz, Frequently Asked Questions
Which is a better franchise investment, Crown Trophy or Rocket Fizz?
How much does a Crown Trophy franchise cost compared to Rocket Fizz?
Can I finance Crown Trophy or Rocket Fizz with an SBA loan?
Which has a lower SBA default rate, Crown Trophy or Rocket Fizz?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman