Crown Trophy vs Purified Water To Go
Crown Trophy vs Purified Water To Go: Crown Trophy costs $38K to $419K to open; Purified Water To Go costs $32K to $116K. Crown Trophy has 44 units, Purified Water To Go has 11. SBA loan history: Crown Trophy = 57 loans (7.0% default); Purified Water To Go = 15 loans (26.7% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Crown Trophy vs Purified Water To Go: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Purified Water To Go requires the lower minimum capital commitment ($32K vs $38K for Crown Trophy), a 19% spread. Initial franchise fees come in at $35K for Crown Trophy versus $44K for Purified Water To Go, Crown Trophy has the lower entry fee.
System Scale & Tenure
On scale, Crown Trophy operates 44 units to Purified Water To Go's 11, roughly 4× the system size. Crown Trophy has been operating 48 years (founded 1978) versus 34 for Purified Water To Go (founded 1992), a 14-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Crown Trophy has the deeper SBA lending track record, with 57 7(a) approvals compared with 15 for Purified Water To Go. Crown Trophy's peak SBA year was 2003 (5 loans); Purified Water To Go's peak was 2002 (4 loans). Crown Trophy's more recent peak generally indicates fresher lender appetite. Both systems have the most SBA funded units in TX. Borrowers in that state will find the deepest lender familiarity with either brand. Average SBA loan size on funded Crown Trophy deals is $130K vs $79K for Purified Water To Go, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 7.0% for Crown Trophy and 26.7% for Purified Water To Go, Crown Trophy has the cleaner SBA loss record by 19.7 points. PeerSense FPI scores come in at 46 (Fair) for Crown Trophy and 19 (Fair) for Purified Water To Go, giving Crown Trophy the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 46/100 | 19/100 |
Health Tier | Fair | Limited |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 57 | 15 |
SBA Volume | – | – |
Default Rate | 7.0% | 26.7% |
Peer Tier | established | growing |
Investment & Costs
Total Investment | $38K to $419K | $32K to $116K |
Franchise Fee | $35K | $44K |
Royalty Rate | 5% | N/A |
Ad Fund | 2% | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Not Disclosed |
System Size & Operations
Total Units | 44 | 11 |
Franchised Units | 44 | 11 |
Company Owned | – | – |
Term Length | 10 yrs | N/A |
Brand Information
Year Founded | 1978 | 1992 |
Franchising Since | 1985 | N/A |
Years Franchising | 41 yrs | N/A |
Headquarters | Hawthorne, NY | CHESTERFIELD, MI |
Category | All Other Miscellaneous Store Retailers | All Other Miscellaneous Store Retailers |
Website | ||
FDD Year | 2025 | N/A |
Which Is Better, Crown Trophy or Purified Water To Go?
Lower upfront capital required
Tie
Crown Trophy: $38K starting · Purified Water To Go: $32K starting
More SBA lender confidence
Crown Trophy
Crown Trophy: 57 SBA loans · Purified Water To Go: 15 SBA loans
Lower SBA default rate
Crown Trophy
Crown Trophy: 7.0% · Purified Water To Go: 26.7%
Larger system & brand presence
Tie
Crown Trophy: 44 units · Purified Water To Go: 11 units
More lender financing options
Crown Trophy
Crown Trophy: 37 unique lenders · Purified Water To Go: 11 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Crown Trophy vs Purified Water To Go: Franchise Funding Comparison
Comparing Crown Trophy and Purified Water To Go is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $32K to $419K.
Crown Trophy has 57 SBA loans on record and Purified Water To Go has 15. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Crown Trophy vs Purified Water To Go, Frequently Asked Questions
Which is a better franchise investment, Crown Trophy or Purified Water To Go?
How much does a Crown Trophy franchise cost compared to Purified Water To Go?
Can I finance Crown Trophy or Purified Water To Go with an SBA loan?
Which has a lower SBA default rate, Crown Trophy or Purified Water To Go?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman