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Side by Side Comparison

Convenient Food Mart vs Super Valu Supermarket

Quick Answer

Convenient Food Mart vs Super Valu Supermarket: Convenient Food Mart costs $36K to $213K to open; Super Valu Supermarket costs $72K to $1.0M. Convenient Food Mart has 22 units, Super Valu Supermarket has 20. SBA loan history: Convenient Food Mart = 32 loans (18.8% default); Super Valu Supermarket = 21 loans (4.8% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.

Convenient Food Mart vs Super Valu Supermarket: Capital, Scale & Lending Analysis

Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.

Capital Intensity

Convenient Food Mart requires the lower minimum capital commitment ($36K vs $72K for Super Valu Supermarket), a 51% spread.

System Scale & Tenure

On scale, Convenient Food Mart operates 22 units to Super Valu Supermarket's 20. Super Valu Supermarket has been operating 100 years (founded 1926) versus 68 for Convenient Food Mart (founded 1958), a 32-year tenure gap that affects unit-economics maturity and FDD revision history.

SBA Lending Profile

Convenient Food Mart has the deeper SBA lending track record, with 32 7(a) approvals compared with 21 for Super Valu Supermarket. Convenient Food Mart's peak SBA year was 1995 (6 loans); Super Valu Supermarket's peak was 1992 (6 loans). Convenient Food Mart's more recent peak generally indicates fresher lender appetite. Convenient Food Mart has the most SBA funded units in OH, with 23. Super Valu Supermarket leads in MN, with 7. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Convenient Food Mart deals is $122K vs $409K for Super Valu Supermarket, useful as a sizing anchor when modeling your own unit.

Risk Signal

SBA default rates are 18.8% for Convenient Food Mart and 4.8% for Super Valu Supermarket, Super Valu Supermarket has the cleaner SBA loss record by 14.0 points. PeerSense FPI scores come in at 23 (Fair) for Convenient Food Mart and 44 (Fair) for Super Valu Supermarket, giving Super Valu Supermarket the stronger composite signal across SBA performance, lender appetite, and operational consistency.

Convenient Food Mart
Convenient Food Mart

Supermarkets

23 5W
Super Valu Supermarket
Super Valu Supermarket

Supermarkets

44

Health & Performance

FPI Score
23/100
44/100
Health Tier
Limited
Fair
Confidence
N/A
N/A
Lending Trend
Declining
Declining

SBA Lending

SBA Loans
32
21
SBA Volume
–
–
Default Rate
18.8%
4.8%
Peer Tier
established
growing

Investment & Costs

Total Investment
$36K to $213K
$72K to $1.0M
Franchise Fee
$41K
N/A
Royalty Rate
N/A
N/A
Ad Fund
N/A
N/A
Liquid Capital
N/A
N/A
Net Worth Required
N/A
N/A

Financial Performance (Item 19)

Item 19 Status
Not Disclosed
Not Disclosed

System Size & Operations

Total Units
22
20
Franchised Units
22
20
Company Owned
–
–
Term Length
N/A
N/A

Brand Information

Year Founded
1958
1926
Franchising Since
N/A
N/A
Years Franchising
N/A
N/A
Headquarters
MENTOR, OH
WINTHROP, MN
Category
Supermarkets
Supermarkets
Website
convenientfoodmart.com
supersupermarkets.net
FDD Year
N/A
N/A

Which Is Better, Convenient Food Mart or Super Valu Supermarket?

Lower upfront capital required

Tie

Convenient Food Mart: $36K starting · Super Valu Supermarket: $72K starting

More SBA lender confidence

Convenient Food Mart

Convenient Food Mart: 32 SBA loans · Super Valu Supermarket: 21 SBA loans

Lower SBA default rate

Super Valu Supermarket

Convenient Food Mart: 18.8% · Super Valu Supermarket: 4.8%

Larger system & brand presence

Tie

Convenient Food Mart: 22 units · Super Valu Supermarket: 20 units

More lender financing options

Super Valu Supermarket

Convenient Food Mart: 14 unique lenders · Super Valu Supermarket: 19 unique lenders

Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.

Franchise Financing

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About These Franchises

Convenient Food Mart

No description available.

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Super Valu Supermarket

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Convenient Food Mart vs Super Valu Supermarket: Franchise Funding Comparison

Comparing Convenient Food Mart and Super Valu Supermarket is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $36K to $1.0M.

Convenient Food Mart has 32 SBA loans on record and Super Valu Supermarket has 21. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.

SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.

Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.

SBA Loan Guide Franchise Funding Options Best SBA Franchise Lenders All Franchises Talk to PeerSense

Convenient Food Mart vs Super Valu Supermarket, Frequently Asked Questions

Which is a better franchise investment, Convenient Food Mart or Super Valu Supermarket?
Compare Convenient Food Mart vs Super Valu Supermarket franchise costs, FDD data, royalty rates, unit counts, and SBA lending history side by side above. The best franchise depends on your capital, market, and risk tolerance, not a single ranking. Use the decision matrix above to see which brand wins on each financing dimension.
How much does a Convenient Food Mart franchise cost compared to Super Valu Supermarket?
Convenient Food Mart requires $36K to $213K in total initial investment with a $41K franchise fee. Super Valu Supermarket requires $72K to $1.0M with a N/A franchise fee. All numbers come from official Franchise Disclosure Document filings.
Can I finance Convenient Food Mart or Super Valu Supermarket with an SBA loan?
Both brands appear on the SBA Franchise Directory and have funded SBA 7(a) loans: Convenient Food Mart has 32 SBA loans on record; Super Valu Supermarket has 21. SBA 7(a) is the most common franchise financing vehicle, offering up to $5M with 10% down. PeerSense routes your deal to lenders who have already approved the brand.
Which has a lower SBA default rate, Convenient Food Mart or Super Valu Supermarket?
Convenient Food Mart: 18.8% SBA default rate. Super Valu Supermarket: 4.8% SBA default rate. Lower default rates mean lenders quote tighter rates and underwrite faster.
Compare Convenient Food Mart to other franchises Compare Super Valu Supermarket to other franchises Browse all Supermarkets franchises

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Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman