Convenient Food Mart vs Piggly Wiggly
Convenient Food Mart vs Piggly Wiggly: Convenient Food Mart costs $36K–$213K to open; Piggly Wiggly costs $340K–$596K. Convenient Food Mart has 22 units, Piggly Wiggly has 55. SBA loan history: Convenient Food Mart = 32 loans (18.8% default); Piggly Wiggly = 69 loans (8.7% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet, see the comparison below.
Convenient Food Mart vs Piggly Wiggly: Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Convenient Food Mart requires the lower minimum capital commitment ($36K vs $340K for Piggly Wiggly), a 90% spread. Initial franchise fees come in at $41K for Convenient Food Mart versus $30K for Piggly Wiggly, Piggly Wiggly has the lower entry fee.
System Scale & Tenure
On scale, Piggly Wiggly operates 55 units to Convenient Food Mart's 22, roughly 3× the system size. Piggly Wiggly has been operating 77 years (founded 1949) versus 68 for Convenient Food Mart (founded 1958), a 9-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Piggly Wiggly has the deeper SBA lending track record with 69 historical 7(a) approvals versus 32 for Convenient Food Mart.
Risk Signal
SBA default rates are 18.8% for Convenient Food Mart and 8.7% for Piggly Wiggly, Piggly Wiggly has the cleaner historical loss profile by 10.1 points. PeerSense FPI scores come in at 23 (Fair) for Convenient Food Mart and 61 (Moderate) for Piggly Wiggly, giving Piggly Wiggly the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 23/100 | 61/100 |
Health Tier | Limited | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 32 | 69 |
SBA Volume | – | – |
Default Rate | 18.8% | 8.7% |
Peer Tier | established | established |
Investment & Costs
Total Investment | $36K – $213K | $340K – $596K |
Franchise Fee | $41K | $30K |
Royalty Rate | N/A | 4% |
Ad Fund | N/A | 2% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 22 | 55 |
Franchised Units | 22 | 55 |
Company-Owned | – | – |
Term Length | N/A | 5 yrs |
Brand Information
Year Founded | 1958 | 1949 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | MENTOR, OH | Keene, NH |
Category | Supermarkets | Supermarkets |
Website | ||
FDD Year | N/A | 2026 |
Which Is Better, Convenient Food Mart or Piggly Wiggly?
Lower upfront capital required
Convenient Food Mart
Convenient Food Mart: $36K starting · Piggly Wiggly: $340K starting
More SBA lender confidence
Piggly Wiggly
Convenient Food Mart: 32 SBA loans · Piggly Wiggly: 69 SBA loans
Lower historical default rate
Piggly Wiggly
Convenient Food Mart: 18.8% · Piggly Wiggly: 8.7%
Larger system & brand presence
Piggly Wiggly
Convenient Food Mart: 22 units · Piggly Wiggly: 55 units
More lender financing options
Piggly Wiggly
Convenient Food Mart: 14 unique lenders · Piggly Wiggly: 35 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Convenient Food Mart vs Piggly Wiggly: Franchise Funding Comparison
Comparing Convenient Food Mart and Piggly Wiggly is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $36K to $596K.
Both brands have active SBA lending histories, Convenient Food Mart with 32 SBA loans and Piggly Wiggly with 69. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Convenient Food Mart vs Piggly Wiggly, Frequently Asked Questions
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