Which has more SBA loans, Comet One-Hour Dry Cleaners or Martinizing Dry Cleaning?

Comet One-Hour Dry Cleaners has 60 SBA 7(a) historical approvals; Martinizing Dry Cleaning has 73. Martinizing Dry Cleaning has the deeper public lender track record, which generally translates into faster pre-qualification and broader lender familiarity.

When did Comet One-Hour Dry Cleaners and Martinizing Dry Cleaning peak in SBA lending volume?

Comet One-Hour Dry Cleaners's SBA approval peak was 1994 with 11 loans; Martinizing Dry Cleaning's peak was 2018 with 14. A more recent peak (currently Martinizing Dry Cleaning) generally indicates fresher lender appetite and easier financing today.

Side by Side Comparison

Comet One-Hour Dry Cleaners vs Martinizing Dry Cleaning

Q: Which is a better franchise investment, Comet One-Hour Dry Cleaners or Martinizing Dry Cleaning?

Comet One-Hour Dry Cleaners vs Martinizing Dry Cleaning: compare initial investment, royalty rate, unit count, SBA lending history, default rate, and PeerSense FPI score side by side. The right answer depends on your capital, target market, and risk tolerance, not on which brand ranks higher in a list.

Q: How much does a Comet One-Hour Dry Cleaners franchise cost compared to Martinizing Dry Cleaning?

Comet One-Hour Dry Cleaners requires a total initial investment of $65K to $500K while Martinizing Dry Cleaning requires $100K to $850K. Comet One-Hour Dry Cleaners has the lower minimum capital commitment. Franchise fee, royalty percentage, and advertising fees vary independently, see the comparison table below for the full FDD breakdown.

Q: What is the default rate for Comet One-Hour Dry Cleaners vs Martinizing Dry Cleaning SBA loans?

Comet One-Hour Dry Cleaners's SBA default rate is 10.0%, versus 15.1% for Martinizing Dry Cleaning. Comet One-Hour Dry Cleaners has the cleaner loss profile, which capital sources weigh when pricing the next deal in the brand.

Q: Which states have the most Comet One-Hour Dry Cleaners and Martinizing Dry Cleaning SBA loans?

Both Comet One-Hour Dry Cleaners and Martinizing Dry Cleaning concentrate the largest share of SBA-funded units in TX. Borrowers in that state will find the deepest lender familiarity with either brand and the warmest lender introductions.

Quick Answer

Comet One-Hour Dry Cleaners vs Martinizing Dry Cleaning: Comet One-Hour Dry Cleaners costs $65K to $500K to open; Martinizing Dry Cleaning costs $100K to $850K. Comet One-Hour Dry Cleaners has 44 units, Martinizing Dry Cleaning has 46. SBA loan history: Comet One-Hour Dry Cleaners = 60 loans (10.0% default); Martinizing Dry Cleaning = 73 loans (15.1% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.

Comet One-Hour Dry Cleaners vs Martinizing Dry Cleaning: Capital, Scale & Lending Analysis

Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.

Capital Intensity

Comet One-Hour Dry Cleaners requires the lower minimum capital commitment ($65K vs $100K for Martinizing Dry Cleaning), a 35% spread.

System Scale & Tenure

On scale, Martinizing Dry Cleaning operates 46 units to Comet One-Hour Dry Cleaners's 44.

SBA Lending Profile

Martinizing Dry Cleaning has the deeper SBA lending track record, with 73 7(a) approvals compared with 60 for Comet One-Hour Dry Cleaners. Comet One-Hour Dry Cleaners's peak SBA year was 1994 (11 loans); Martinizing Dry Cleaning's peak was 2018 (14 loans). Martinizing Dry Cleaning's more recent peak generally indicates fresher lender appetite. Both systems have the most SBA funded units in TX. Borrowers in that state will find the deepest lender familiarity with either brand. Average SBA loan size on funded Comet One-Hour Dry Cleaners deals is $255K vs $323K for Martinizing Dry Cleaning, useful as a sizing anchor when modeling your own unit.

Risk Signal

SBA default rates are 10.0% for Comet One-Hour Dry Cleaners and 15.1% for Martinizing Dry Cleaning, Comet One-Hour Dry Cleaners has the cleaner SBA loss record by 5.1 points. PeerSense FPI scores come in at 29 (Fair) for Comet One-Hour Dry Cleaners and 46 (Fair) for Martinizing Dry Cleaning, giving Martinizing Dry Cleaning the stronger composite signal across SBA performance, lender appetite, and operational consistency.

Comet One-Hour Dry Cleaners

Drycleaning

Martinizing Dry Cleaning

Drycleaning

46 4W

Health & Performance

FPI Score	29/100	46/100
Health Tier	Limited	Fair
Confidence	N/A	N/A
Lending Trend	Declining	Declining

SBA Lending

SBA Loans	60	73
SBA Volume	–	–
Default Rate	10.0%	15.1%
Peer Tier	established	established

Investment & Costs

Total Investment	$65K to $500K	$100K to $850K
Franchise Fee	$53K	N/A
Royalty Rate	N/A	N/A
Ad Fund	N/A	N/A
Liquid Capital	N/A	N/A
Net Worth Required	N/A	N/A

Financial Performance (Item 19)

Item 19 Status

Not Disclosed

System Size & Operations

Total Units	44	46
Franchised Units	44	46
Company Owned	–	–
Term Length	N/A	N/A

Brand Information

Year Founded	N/A	1949
Franchising Since	N/A	N/A
Years Franchising	N/A	N/A
Headquarters	DALLAS, TX	BIRMINGHAM, MI
Category	Drycleaning	Drycleaning
Website	cometdrycleaners.com	martinizingbirmingham.com
FDD Year	N/A	N/A

Which Is Better, Comet One-Hour Dry Cleaners or Martinizing Dry Cleaning?

Lower upfront capital required

Tie

Comet One-Hour Dry Cleaners: $65K starting · Martinizing Dry Cleaning: $100K starting

More SBA lender confidence

Martinizing Dry Cleaning

Comet One-Hour Dry Cleaners: 60 SBA loans · Martinizing Dry Cleaning: 73 SBA loans

Lower SBA default rate

Comet One-Hour Dry Cleaners

Comet One-Hour Dry Cleaners: 10.0% · Martinizing Dry Cleaning: 15.1%

Larger system & brand presence

Tie

Comet One-Hour Dry Cleaners: 44 units · Martinizing Dry Cleaning: 46 units

More lender financing options

Martinizing Dry Cleaning

Comet One-Hour Dry Cleaners: 35 unique lenders · Martinizing Dry Cleaning: 37 unique lenders

Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.

Franchise Financing

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About These Franchises

Comet One-Hour Dry Cleaners

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Martinizing Dry Cleaning

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Comet One-Hour Dry Cleaners vs Martinizing Dry Cleaning: Franchise Funding Comparison

Comparing Comet One-Hour Dry Cleaners and Martinizing Dry Cleaning is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $65K to $850K.

Comet One-Hour Dry Cleaners has 60 SBA loans on record and Martinizing Dry Cleaning has 73. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.

SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.

Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.

SBA Loan Guide Franchise Funding Options Best SBA Franchise Lenders All Franchises Talk to PeerSense

Comet One-Hour Dry Cleaners vs Martinizing Dry Cleaning, Frequently Asked Questions

Which is a better franchise investment, Comet One-Hour Dry Cleaners or Martinizing Dry Cleaning?

Compare Comet One-Hour Dry Cleaners vs Martinizing Dry Cleaning franchise costs, FDD data, royalty rates, unit counts, and SBA lending history side by side above. The best franchise depends on your capital, market, and risk tolerance, not a single ranking. Use the decision matrix above to see which brand wins on each financing dimension.

How much does a Comet One-Hour Dry Cleaners franchise cost compared to Martinizing Dry Cleaning?

Comet One-Hour Dry Cleaners requires $65K to $500K in total initial investment with a $53K franchise fee. Martinizing Dry Cleaning requires $100K to $850K with a N/A franchise fee. All numbers come from official Franchise Disclosure Document filings.

Can I finance Comet One-Hour Dry Cleaners or Martinizing Dry Cleaning with an SBA loan?

Both brands appear on the SBA Franchise Directory and have funded SBA 7(a) loans: Comet One-Hour Dry Cleaners has 60 SBA loans on record; Martinizing Dry Cleaning has 73. SBA 7(a) is the most common franchise financing vehicle, offering up to $5M with 10% down. PeerSense routes your deal to lenders who have already approved the brand.

Which has a lower SBA default rate, Comet One-Hour Dry Cleaners or Martinizing Dry Cleaning?

Comet One-Hour Dry Cleaners: 10.0% SBA default rate. Martinizing Dry Cleaning: 15.1% SBA default rate. Lower default rates mean lenders quote tighter rates and underwrite faster.

Compare Comet One-Hour Dry Cleaners to other franchises Compare Martinizing Dry Cleaning to other franchises Browse all Drycleaning franchises

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Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
Edward L. Freeman founded PeerSense in January 2020.
He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed October 2, 2026LinkedIn profile About Edward Freeman