Color Tyme vs Premier Rental Purchase
Color Tyme vs Premier Rental Purchase: Color Tyme costs $42K to $563K to open; Premier Rental Purchase costs $25K to $545K. Color Tyme has 19 units, Premier Rental Purchase has 52. SBA loan history: Color Tyme = 27 loans (14.8% default); Premier Rental Purchase = 59 loans (42.4% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Color Tyme vs Premier Rental Purchase: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Premier Rental Purchase requires the lower minimum capital commitment ($25K vs $42K for Color Tyme), a 68% spread.
System Scale & Tenure
On scale, Premier Rental Purchase operates 52 units to Color Tyme's 19, roughly 3× the system size.
SBA Lending Profile
Premier Rental Purchase has the deeper SBA lending track record, with 59 7(a) approvals compared with 27 for Color Tyme. Color Tyme's peak SBA year was 1995 (6 loans); Premier Rental Purchase's peak was 2007 (24 loans). Premier Rental Purchase's more recent peak generally indicates fresher lender appetite. Color Tyme has the most SBA funded units in TX, with 4. Premier Rental Purchase leads in FL, with 7. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Color Tyme deals is $343K vs $355K for Premier Rental Purchase, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 14.8% for Color Tyme and 42.4% for Premier Rental Purchase, Color Tyme has the cleaner SBA loss record by 27.6 points. PeerSense FPI scores come in at 29 (Fair) for Color Tyme and 21 (Fair) for Premier Rental Purchase, giving Color Tyme the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 29/100 | 21/100 |
Health Tier | Limited | Limited |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 27 | 59 |
SBA Volume | – | – |
Default Rate | 14.8% | 42.4% |
Peer Tier | established | established |
Investment & Costs
Total Investment | $42K to $563K | $25K to $545K |
Franchise Fee | N/A | $16K |
Royalty Rate | N/A | 3% |
Ad Fund | N/A | 5% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 19 | 52 |
Franchised Units | 19 | 52 |
Company Owned | – | – |
Term Length | N/A | 5 yrs |
Brand Information
Year Founded | N/A | 2005 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | Manhattan, KS | NORTH MIAMI, FL |
Category | Consumer Electronics | Consumer Electronics |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Color Tyme or Premier Rental Purchase?
Lower upfront capital required
Tie
Color Tyme: $42K starting · Premier Rental Purchase: $25K starting
More SBA lender confidence
Premier Rental Purchase
Color Tyme: 27 SBA loans · Premier Rental Purchase: 59 SBA loans
Lower SBA default rate
Color Tyme
Color Tyme: 14.8% · Premier Rental Purchase: 42.4%
Larger system & brand presence
Tie
Color Tyme: 19 units · Premier Rental Purchase: 52 units
More lender financing options
Premier Rental Purchase
Color Tyme: 18 unique lenders · Premier Rental Purchase: 23 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Color Tyme vs Premier Rental Purchase: Franchise Funding Comparison
Comparing Color Tyme and Premier Rental Purchase is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $25K to $563K.
Color Tyme has 27 SBA loans on record and Premier Rental Purchase has 59. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Color Tyme vs Premier Rental Purchase, Frequently Asked Questions
Which is a better franchise investment, Color Tyme or Premier Rental Purchase?
How much does a Color Tyme franchise cost compared to Premier Rental Purchase?
Can I finance Color Tyme or Premier Rental Purchase with an SBA loan?
Which has a lower SBA default rate, Color Tyme or Premier Rental Purchase?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman