Color Tile vs Nationwide Floor & Window Cove
Color Tile vs Nationwide Floor & Window Cove: Color Tile costs $80K–$220K to open; Nationwide Floor & Window Cove costs $25K–$127K. Color Tile has 55 units, Nationwide Floor & Window Cove has 16. SBA loan history: Color Tile = 79 loans (29.1% default); Nationwide Floor & Window Cove = 25 loans (24.0% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet, see the comparison below.
Color Tile vs Nationwide Floor & Window Cove: Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Nationwide Floor & Window Cove requires the lower minimum capital commitment ($25K vs $80K for Color Tile), a 220% spread.
System Scale & Tenure
On scale, Color Tile operates 55 units to Nationwide Floor & Window Cove's 16, roughly 3× the system size.
SBA Lending Profile
Color Tile has the deeper SBA lending track record with 79 historical 7(a) approvals versus 25 for Nationwide Floor & Window Cove. Color Tile's peak SBA year was 1995 (26 loans); Nationwide Floor & Window Cove's peak was 2004 (6 loans). Nationwide Floor & Window Cove's more recent peak generally indicates fresher lender appetite. Geographically, Color Tile concentrates in MN (7 SBA-funded units) while Nationwide Floor & Window Cove leads in KS (3). Pick the brand whose strongest state matches yours for warmest lender introductions. Average SBA loan size on funded Color Tile deals is $145K vs $76K for Nationwide Floor & Window Cove, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 29.1% for Color Tile and 24.0% for Nationwide Floor & Window Cove, Nationwide Floor & Window Cove has the cleaner historical loss profile by 5.1 points. PeerSense FPI scores come in at 37 (Fair) for Color Tile and 26 (Fair) for Nationwide Floor & Window Cove, giving Color Tile the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 37/100 | 26/100 |
Health Tier | Fair | Limited |
Confidence | N/A | N/A |
Lending Trend | N/A | Declining |
SBA Lending
SBA Loans | 79 | 25 |
SBA Volume | – | – |
Default Rate | 29.1% | 24.0% |
Peer Tier | established | established |
Investment & Costs
Total Investment | $80K – $220K | $25K – $127K |
Franchise Fee | N/A | $30K |
Royalty Rate | N/A | N/A |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 55 | 16 |
Franchised Units | 55 | 16 |
Company-Owned | – | – |
Term Length | N/A | N/A |
Brand Information
Year Founded | N/A | N/A |
Franchising Since | 1960 | N/A |
Years Franchising | 66 yrs | N/A |
Headquarters | APPLE VALLEY, MN | OVERLAND PARK, KS |
Category | Floor Covering Stores | Floor Covering Stores |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Color Tile or Nationwide Floor & Window Cove?
Lower upfront capital required
Nationwide Floor & Window Cove
Color Tile: $80K starting · Nationwide Floor & Window Cove: $25K starting
More SBA lender confidence
Color Tile
Color Tile: 79 SBA loans · Nationwide Floor & Window Cove: 25 SBA loans
Lower historical default rate
Nationwide Floor & Window Cove
Color Tile: 29.1% · Nationwide Floor & Window Cove: 24.0%
Larger system & brand presence
Color Tile
Color Tile: 55 units · Nationwide Floor & Window Cove: 16 units
More lender financing options
Color Tile
Color Tile: 36 unique lenders · Nationwide Floor & Window Cove: 15 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Color Tile vs Nationwide Floor & Window Cove: Franchise Funding Comparison
Comparing Color Tile and Nationwide Floor & Window Cove is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $25K to $220K.
Both brands have active SBA lending histories, Color Tile with 79 SBA loans and Nationwide Floor & Window Cove with 25. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Color Tile vs Nationwide Floor & Window Cove, Frequently Asked Questions
Which is a better franchise investment, Color Tile or Nationwide Floor & Window Cove?
How much does a Color Tile franchise cost compared to Nationwide Floor & Window Cove?
Can I finance Color Tile or Nationwide Floor & Window Cove with an SBA loan?
Which has a lower SBA default rate, Color Tile or Nationwide Floor & Window Cove?
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