Clothes Bin vs Jdog Junk Removal Hauling
Clothes Bin vs Jdog Junk Removal Hauling: Clothes Bin costs $79K–$158K to open; Jdog Junk Removal Hauling costs $30K–$187K. Clothes Bin has 17 units, Jdog Junk Removal Hauling has 94. SBA loan history: Clothes Bin = 20 loans (5.0% default); Jdog Junk Removal Hauling = 45 loans (11.1% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet — see the comparison below.
Clothes Bin vs Jdog Junk Removal Hauling — Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Jdog Junk Removal Hauling requires the lower minimum capital commitment ($30K vs $79K for Clothes Bin), a 163% spread. Initial franchise fees come in at $45K for Clothes Bin versus $45K for Jdog Junk Removal Hauling. Ongoing royalty load is 8% for Clothes Bin and 5% for Jdog Junk Removal Hauling, giving Jdog Junk Removal Hauling the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Jdog Junk Removal Hauling operates 94 units to Clothes Bin's 17 — roughly 6× the system size.
SBA Lending Profile
Jdog Junk Removal Hauling has the deeper SBA lending track record with 45 historical 7(a) approvals versus 20 for Clothes Bin. Clothes Bin's peak SBA year was 2018 (8 loans); Jdog Junk Removal Hauling's peak was 2022 (12 loans). Jdog Junk Removal Hauling's more recent peak generally indicates fresher lender appetite. Geographically, Clothes Bin concentrates in TX (3 SBA-funded units) while Jdog Junk Removal Hauling leads in FL (7) — pick the brand whose strongest state matches yours for warmest lender introductions. Average SBA loan size on funded Clothes Bin deals is $134K vs $144K for Jdog Junk Removal Hauling — useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 5.0% for Clothes Bin and 11.1% for Jdog Junk Removal Hauling — Clothes Bin has the cleaner historical loss profile by 6.1 points. PeerSense FPI scores come in at 63 (Moderate) for Clothes Bin and 55 (Moderate) for Jdog Junk Removal Hauling, giving Clothes Bin the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 63/100 | 55/100 |
Health Tier | Moderate | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 20 | 45 |
SBA Volume | — | — |
Default Rate | 5.0% | 11.1% |
Peer Tier | growing | established |
Investment & Costs
Total Investment | $79K – $158K | $30K – $187K |
Franchise Fee | $45K | $45K |
Royalty Rate | 8% | 5% |
Ad Fund | 2% | 2% |
Liquid Capital | $100K | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Not Disclosed |
System Size & Operations
Total Units | 17 | 94 |
Franchised Units | 17 | 94 |
Company-Owned | — | — |
Term Length | 10 yrs | 15 yrs |
Brand Information
Year Founded | N/A | N/A |
Franchising Since | 2015 | 2012 |
Years Franchising | 11 yrs | 14 yrs |
Headquarters | EMERYVILLE, CA | TUSCALOOSA, AL |
Category | Solid Waste Collection | Solid Waste Collection |
Website | ||
FDD Year | 2025 | 2025 |
Which Is Better — Clothes Bin or Jdog Junk Removal Hauling?
Lower upfront capital required
Jdog Junk Removal Hauling
Clothes Bin: $79K starting · Jdog Junk Removal Hauling: $30K starting
More SBA lender confidence
Jdog Junk Removal Hauling
Clothes Bin: 20 SBA loans · Jdog Junk Removal Hauling: 45 SBA loans
Lower historical default rate
Clothes Bin
Clothes Bin: 5.0% · Jdog Junk Removal Hauling: 11.1%
Larger system & brand presence
Jdog Junk Removal Hauling
Clothes Bin: 17 units · Jdog Junk Removal Hauling: 94 units
Lower ongoing royalty load
Jdog Junk Removal Hauling
Clothes Bin: 8% · Jdog Junk Removal Hauling: 5%
More lender financing options
Tie
Clothes Bin: 7 unique lenders · Jdog Junk Removal Hauling: 7 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation — your best franchise depends on capital, market, operating capacity, and risk tolerance.
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Clothes Bin vs Jdog Junk Removal Hauling: Franchise Funding Comparison
Comparing Clothes Bin and Jdog Junk Removal Hauling is about more than brand preference — it's about which franchise fits your financial profile and funding strategy. Investment ranges from $30K to $187K.
Both brands have active SBA lending histories — Clothes Bin with 20 SBA loans and Jdog Junk Removal Hauling with 45. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands — not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice — consult with a lending professional before making investment decisions.