Clothes Bin vs Jdog Junk Removal Hauling
Clothes Bin vs Jdog Junk Removal Hauling: Clothes Bin costs $79K to $158K to open; Jdog Junk Removal Hauling costs $30K to $187K. Clothes Bin has 17 units, Jdog Junk Removal Hauling has 94. SBA loan history: Clothes Bin = 20 loans (5.0% default); Jdog Junk Removal Hauling = 45 loans (11.1% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Clothes Bin vs Jdog Junk Removal Hauling: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Jdog Junk Removal Hauling requires the lower minimum capital commitment ($30K vs $79K for Clothes Bin), a 163% spread. Initial franchise fees come in at $45K for Clothes Bin versus $45K for Jdog Junk Removal Hauling. Ongoing royalty load is 8% for Clothes Bin and 5% for Jdog Junk Removal Hauling, giving Jdog Junk Removal Hauling the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Jdog Junk Removal Hauling operates 94 units to Clothes Bin's 17, roughly 6× the system size.
SBA Lending Profile
Jdog Junk Removal Hauling has the deeper SBA lending track record, with 45 7(a) approvals compared with 20 for Clothes Bin. Clothes Bin's peak SBA year was 2018 (8 loans); Jdog Junk Removal Hauling's peak was 2022 (12 loans). Jdog Junk Removal Hauling's more recent peak generally indicates fresher lender appetite. Clothes Bin has the most SBA funded units in TX, with 3. Jdog Junk Removal Hauling leads in FL, with 7. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Clothes Bin deals is $134K vs $144K for Jdog Junk Removal Hauling, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 5.0% for Clothes Bin and 11.1% for Jdog Junk Removal Hauling, Clothes Bin has the cleaner SBA loss record by 6.1 points. PeerSense FPI scores come in at 63 (Moderate) for Clothes Bin and 55 (Moderate) for Jdog Junk Removal Hauling, giving Clothes Bin the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 63/100 | 55/100 |
Health Tier | Moderate | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 20 | 45 |
SBA Volume | – | – |
Default Rate | 5.0% | 11.1% |
Peer Tier | growing | established |
Investment & Costs
Total Investment | $79K to $158K | $30K to $187K |
Franchise Fee | $45K | $45K |
Royalty Rate | 8% | 5% |
Ad Fund | 2% | 2% |
Liquid Capital | $100K | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Disclosed |
System Size & Operations
Total Units | 17 | 94 |
Franchised Units | 17 | 94 |
Company Owned | – | – |
Term Length | 10 yrs | 15 yrs |
Brand Information
Year Founded | N/A | N/A |
Franchising Since | 2015 | 2012 |
Years Franchising | 11 yrs | 14 yrs |
Headquarters | EMERYVILLE, CA | TUSCALOOSA, AL |
Category | Solid Waste Collection | Solid Waste Collection |
Website | ||
FDD Year | 2025 | 2025 |
Which Is Better, Clothes Bin or Jdog Junk Removal Hauling?
Lower upfront capital required
Jdog Junk Removal Hauling
Clothes Bin: $79K starting · Jdog Junk Removal Hauling: $30K starting
More SBA lender confidence
Jdog Junk Removal Hauling
Clothes Bin: 20 SBA loans · Jdog Junk Removal Hauling: 45 SBA loans
Lower SBA default rate
Clothes Bin
Clothes Bin: 5.0% · Jdog Junk Removal Hauling: 11.1%
Larger system & brand presence
Jdog Junk Removal Hauling
Clothes Bin: 17 units · Jdog Junk Removal Hauling: 94 units
Lower ongoing royalty load
Jdog Junk Removal Hauling
Clothes Bin: 8% · Jdog Junk Removal Hauling: 5%
More lender financing options
Tie
Clothes Bin: 7 unique lenders · Jdog Junk Removal Hauling: 7 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Clothes Bin vs Jdog Junk Removal Hauling: Franchise Funding Comparison
Comparing Clothes Bin and Jdog Junk Removal Hauling is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $30K to $187K.
Clothes Bin has 20 SBA loans on record and Jdog Junk Removal Hauling has 45. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Clothes Bin vs Jdog Junk Removal Hauling, Frequently Asked Questions
Which is a better franchise investment, Clothes Bin or Jdog Junk Removal Hauling?
How much does a Clothes Bin franchise cost compared to Jdog Junk Removal Hauling?
Can I finance Clothes Bin or Jdog Junk Removal Hauling with an SBA loan?
Which has a lower SBA default rate, Clothes Bin or Jdog Junk Removal Hauling?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman